The End of Cash

[W E H]

I tried to eat at Hopdoddy burger place in San Marcos Tuesday night. Stood in line 20 minutes and ordered. Told me after all was done ordering and tried to pay that they don’t take cash. I had given my daughter my only credit card that day since she only had her debit card. No way around it. I guess I could have given the people behind $20 cash to charge my meal on their CC, But I was frustrated and just walked to Chuys and had a few margaritas and chips.

Strange times we are in. When a restaurant doesn’t take USA Legal Tender as a form of payment.

I get two reasons why it's a good thing for the business.
1. hard for employees to steal
2. robbers have nothing to take (except fries) and may pass it by

I get one (plus) major why it is bad.
1. someone else is in control of my money

what happens if the phone lines\internet are down? how do they except payments?


THIS NOTE IS LEGAL TENDER FOR ALL DEBTS PUBLIC AND PRIVATE or not

[warrington]

Happened at lowes the other day

Only cash or check. No sign on the door. Didn't find out until I was checking out

[warrington]

Happened at lowes the other day

Only cash or check. No sign on the door. Didn't find out until I was checking out

[SmTx]

Plenty if cash around. Just gotta go to the Ukraine

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[Rwc]

I could be wrong but I think the University of Texas is now a "no-touch" university and only expects credit card payments at all functions.

Rwc

[W E H]

Originally Posted by Rwc

I could be wrong but I think the University of Texas is now a "no-touch" university and only expects credit card payments at all functions.

Rwc

i was told Austin Airport was like that. and my daughter was at new student orientation at TXST and the told her most things were card only, that's why she had my one CC.

i would have paid via Venmo or Paypal but that wasn't an option

[chopsknives]

Remember once it's all gone you won't be able to buy food, supplies, medicine and.... unless you a good sheep!

[Gumbo Man]

They could be receiving incentives from the cc companies to pay electronically.

[jabel]

Originally Posted by Rwc

I could be wrong but I think the University of Texas is now a "no-touch" university and only expects credit card payments at all functions.

Rwc

I know that Disch-Falk is. Globe Life is also.

[Geezy Rider]

I wish they would make up their minds. Some places where I live only take cash and several that do take cards charge a fee for using them or have a purchase limit.

[HoustonHunter94]

Drive everyone to use cards so you can be tracked. AND have your access to purchasing anything turned off if you are not a good little commie and get in line.

[BlackHogDown]

Originally Posted by Geezy Rider

I wish they would make up their minds. Some places where I live only take cash and several that do take cards charge a fee for using them or have a purchase limit.

Bank of America told me that Credit Card Act of 09 made that illegal but can't find it.

[Arrowsmith]

We shop at an Amish grocery store. Cash or check only.

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[CaptainDave]

Lots of businesses have moved in this direction. There are valid reasons why.

- Prevents theft, even for employees
- Prevents robberies as there is no cash in the register to take
- No requirement to have a trusted employee or Manager go to the bank to make deposits or pay a security service to do this for you
- Counterfeit bills are around
- Credit/Debit transactions are faster

Don't get me wrong. I always carry cash and also keep a small stash at home. When the SHTF, cash is still king. I'm also on the fence on this issue as it's a pain when a place of business won't take legal tender. Not sure how many businesses keep the means to do so, however, credit card transactions still can be processed without power/internet; by using the old imprinting method that was used back in the 80's and 90's.

With that said, Hopdoddy Burger is kind of one of those trendy, liberal type of places, so it's no surprise they don't take cash.

[LWC]

Took my son to Colonial last week to watch a little golf. Broke out my $20 for parking. Card only and ended up $27. Gave him a $10 to get a couple of waters. Card only at the course. Big Brother will be in charge soon.

[Playa]

Originally Posted by Gumbo Man

They could be receiving incentives from the cc companies to pay electronically.

They aren’t, they are taking a 2-3% haircut with every transaction, employees may not be able to skim, but the payment processing companies are and everyone is good with it.

[Aggiehunter08]

I rarely have more than $40 cash on me. Cash makes transactions take longer as well.

[Bassdeer]

Yea we were at Rocking S bar on lake Lewisville and they said no cash because the managers were stealing money. I said ok can we tip in cash and waitress said yes, she did a great job so we tipped her 100% she came over after and was so grateful and said we made her day. She was working her butt off.

[captainsling]

It kills me. Some places are cashless and then others charge a credit card usage fee of 3% when not paying cash or debit.

[PoppinPiggies]

Originally Posted by BlackHogDown

Bank of America told me that Credit Card Act of 09 made that illegal but can't find it.

Not completely accurate, depending on the company situation and the state of operation you can still do this. I had to look into this recently for my company because a lot of clients are requesting to pay with CC however then the fees associated with accepting such pmts eat into your markup so if you are running on low margins you need to be able to recoup those costs somewhere. Whether through negotiating a markup change or if possible passing those costs through as a fee.

[chopsknives]

My how things change! When we took cards it was clearly outlined in black and white that we were not allowed to charge more for cc. With most our sales being internet when they came out with the chip they said we were no longer protected from fraud unless we used a chip reader. That's when we said no and now use the pay apps. Much easier for us too

[CoolHandLuke]

They probably cannot count change.

[Keg]

Originally Posted by HoustonHunter94

Drive everyone to use cards so you can be tracked. AND have your access to purchasing anything turned off if you are not a good little commie and get in line.

That’s exactly what will happen...

[Artos]

I pay cash for most everything but gas...bet if the grid or cc machines go down they will take it.

[tdwinklr]

guess its going to come about somehow.

[sp-bow]

Originally Posted by HoustonHunter94

Drive everyone to use cards so you can be tracked. AND have your access to purchasing anything turned off if you are not a good little commie and get in line.

Correct

[tps7742]

Originally Posted by Arrowsmith

We shop at an Amish grocery store. Cash or check only.

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You were smart moving where you are located with neighbors like the Amish. That is if they still live like some of the old days.

[MAP]

They have to legally take cash if your paying off a debt, which includes paying for a hamburger that was ordered by you. They may not have any change to give back, but order more stuff to get as close as you can to make up the difference.

And I really dont think its quicker paying with a card compared to paying with cash...with all the stupid questions the card reader ask during the process. Cash back, recepiet, would you like to donate, are you a club member, the amount correct, would you like a car wash today etc etc

The longest part of paying with cash, is that most people working there cant count

[jerp]

Originally Posted by CoolHandLuke

They probably cannot count change.

Yep, when's the last time you had a clerk actually count back change? For example the total is $7.25 and you pay with a $10. The clerk gives you 3 quarters and two $1 bills saying - ".75 makes $8 and $2 makes 10$" That was once considered the only proper way - now they see what the register says and hand you a wad of bills and a handful of coins leaving you to figure out if it's right. Not a big deal of course but it annoys me. (GOF!)

[JHT]

The majority of hospitality bar/restaurant scams are done with credit cards so the no cash policy is garbage.

You just don't hear about it because no one wants the bad PR that it's not safe to use credit cards to pay there.

I think this is just another inconvenience to deal with.

[W E H]

Originally Posted by MAP

They have to legally take cash if your paying off a debt, which includes paying for a hamburger that was ordered by you. They may not have any change to give back, but order more stuff to get as close as you can to make up the difference.

And I really dont think its quicker paying with a card compared to paying with cash...with all the stupid questions the card reader ask during the process. Cash back, recepiet, would you like to donate, are you a club member, the amount correct, would you like a car wash today etc etc

The longest part of paying with cash, is that most people working there cant count

I agree with you but it was not the hill I wanted to die on. I could have asked for a manager and explained the situation and got it taken care of. But I’m not that guy(at least right then I wasn’t)

I asked about Paypal or Venmo and she said no to those.

[TX_Kevin]

Originally Posted by jerp

Yep, when's the last time you had a clerk actually count back change? For example the total is $7.25 and you pay with a $10. The clerk gives you 3 quarters and two $1 bills saying - ".75 makes $8 and $2 makes 10$" That was once considered the only proper way - now they see what the register says and hand you a wad of bills and a handful of coins leaving you to figure out if it's right. Not a big deal of course but it annoys me. (GOF!)

Many years ago I had a little clerk at a convenience store tell me she could only take exact change because the machine was broken and wouldn't tell her how much money to give back. I took a few minutes and explained to her how to do it. Then using my own money I showed her. She never got it. I just left. I can imagine how much stupider they are today.

[dbaio1]

Until consumers learn to walk away and do business elsewhere or just skip the transactions all together it will just get worse. Sad how everyone has forgot what happened when COVID hit and many places lost their revenue streams. I still have places I refuse to go to because of their stance during COVID. I will spend more at a local vendor and just buy less to balance it out.

[Chad74]

Originally Posted by jabel

I know that Disch-Falk is. Globe Life is also.

Was in New York a few weeks ago and went to a Yankees game and Yankee Stadium is cashless as well. Took cash out of bank for just that reason only to find out they didn't take it.

[Drycreek3189]

Originally Posted by jerp

Yep, when's the last time you had a clerk actually count back change? For example the total is $7.25 and you pay with a $10. The clerk gives you 3 quarters and two $1 bills saying - ".75 makes $8 and $2 makes 10$" That was once considered the only proper way - now they see what the register says and hand you a wad of bills and a handful of coins leaving you to figure out if it's right. Not a big deal of course but it annoys me. (GOF!)

And the bills are wadded up and you have to straighten them out while people wait in line. Well……I do anyway.

[Hogmauler]

Originally Posted by chopsknives

Remember once it's all gone you won't be able to buy food, supplies, medicine and.... unless you a good sheep!

Boom!
One world currency, one world religion, one world government. It’s all there in the Book of Revelation.

[bbbuck]

The Mark of the Beast! Next is everyone gets a stamp or chip or no service.

[COACH_EM_UP]

What would happen if you just left the cash as payment for the bill? I have always wondered that and wonder if it would be stealing. I mean, technically you paid the bill. Also, what would they do if a person does not have a credit card to pay with? Do they comp the meal?

People just get more and more stupid on a daily basis. Like the sign I saw in my kid's doctor office today.

"Due to COVID, please do not take your shoes off when stepping on the scale". I asked if it was a joke and the nurse said that it was not a joke. Some people's kids.

[txlawdog]

Went to a comedy show in San Antonio last winter. Card only for parking, card only for drinks and snacks. Wife had not taken all her normal purse stuff so she had to get out of line to come get my card. Before that on the way in to the event there were signs advising masks were required, had a clown at the front door holding a sign stating the same. I was disgusted before I even sat down. Once inside the event (Majestic Theater) I spied all kinds of folks walking around unmasked, imagine that. Beautiful place but with the parking fiasco and card for everything I don't think they have anything that I can't do without seeing. Wife was just as disgusted as I was. If you have ever had a card declined for no fault of yours, imagine all your funds frozen if you don't comply with all the one world ideas. I know there are pros and cons to cash and card, but once it is only one form, get ready for disaster.

[txlawdog]

Originally Posted by COACH_EM_UP

What would happen if you just left the cash as payment for the bill? I have always wondered that and wonder if it would be stealing. I mean, technically you paid the bill. Also, what would they do if a person does not have a credit card to pay with? Do they comp the meal?

People just get more and more stupid on a daily basis. Like the sign I saw in my kid's doctor office today.

"Due to COVID, please do not take your shoes off when stepping on the scale". I asked if it was a joke and the nurse said that it was not a joke. Some people's kids.

I guess some folks breath through their feet??? You can't make this stuff up.

[W E H]

Originally Posted by COACH_EM_UP

What would happen if you just left the cash as payment for the bill? I have always wondered that and wonder if it would be stealing. I mean, technically you paid the bill. Also, what would they do if a person does not have a credit card to pay with? Do they comp the meal?

People just get more and more stupid on a daily basis. Like the sign I saw in my kid's doctor office today.

"Due to COVID, please do not take your shoes off when stepping on the scale". I asked if it was a joke and the nurse said that it was not a joke. Some people's kids.

I believe a “manager” would have solved the issue. Either by taking my $20 and paying it himself or just comping it.
Had this been the type of restaurant where you pay after you eat instead of when you order it would have been a whole different conversation. One where I had the upper hand. I do not recall seeing signs saying credit only but then again I wasn’t looking since I knew I had cash.

Several restaurants I frequent are cash only. Namely lulling city market. Or was about 8 months ago.

Others have signs saying our prices reflect a 3% cash discount so if you pay with a card it up charges.

[Jtrage]

Originally Posted by W E H

I believe a “manager” would have solved the issue. Either by taking my $20 and paying it himself or just comping it.
.

Or pocketing the cash. From this thread sounds like managers are taking the $$.


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[Geezy Rider]

Originally Posted by TX_Kevin

Many years ago I had a little clerk at a convenience store tell me she could only take exact change because the machine was broken and wouldn't tell her how much money to give back. I took a few minutes and explained to her how to do it. Then using my own money I showed her. She never got it. I just left. I can imagine how much stupider they are today.

Dang, that’s bad. Heck, I can’t add, subtract, multiply or divide buy I can count back change. All ya gotta do is count.

[M.E.B.]

666

[BowCrazy]

Don't see much of this around here, but went to DFW last weekend and noticed that there were two options to pay for gas as always, cash or credit. But if I remember right credit was 3% more (is this right)! WHY would anyone want to pay more?

Credit is very good for tracking you and your lifestyle also.

[Bullseye07]

I thought there was a lawsuit several years back over a company refusing to take cash. The court said businesses had to accept cash as payment.

I could be misremembering though.


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[Playa]

Originally Posted by BowCrazy

Don't see much of this around here, but went to DFW last weekend and noticed that there were two options to pay for gas as always, cash or credit. But if I remember right credit was 3% more (is this right)! WHY would anyone want to pay more?

Credit is very good for tracking you and your lifestyle also.

Are you sure that credit amount wasn’t referring to fleet vehicles with charge accounts?

[Briar Friar]

Originally Posted by Aggiehunter08

I rarely have more than $40 cash on me. Cash makes transactions take longer as well.

I was at Little Ceasars and walked in 11th,12th,13th,whateverth in line. Credit card machine down. Pizza dude said anybody already paid and I said “Ive got $20 cash”! I skipped line, grabbed how many ever pizzas, slapped down a 20 and was out. Straight to the front with my cash, past credited others. In and out 2 minutes tops. I felt like a cash baller.

Essentially the US Dollar is a cryptocurrency when in electronic form…any time its not cash. Commercial banks destroy money on ledgers which are electronic. Live by the crypto, die by the crypto.

Cant eat crypto or cash.

[EarleyBird]

Left the Schwan's man having to put nearly $300 worth of food back on the truck a couple weeks ago, when he said they no longer take cash. Crazy. And today I heard they will no longer service our area because their nearest distribution center is closing down. Wonder why.

[ctom87]

Cash will never go away. Ironically enough, someone is always in need of transactions without a papertrail. And as long as there is corruption in government, there will be cash.