Originally posted by JBH1979
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Yesterday I got home only to find a window broken out, muddy prints all in my house and my back door wide open. They took every gun in the house as well as every box of ammo. They also got two digital cameras, a digital camcorder, a garmin, and who knows what else as far as small items go. I havent finished going through the hurricane yet.
The only piece of mind I had was that I have renters insurance and I just found out I got the hose on that one as well. Firearms are only covered up to $2500 and that was the majority of the loot they got away with. The only good thing is I have pictures and sn#'s of all of my guns that were taken. If I could do this whole thing over I would own a gun safe (a heavy one) and I would have gone through my insurance policy with a fine tooth comb. Here is a list of items that were stolen that may just pop up online for sale. Keep your eyes peeled fellas and take a look at your insurance policy vs. what you actually have! Learn from my mistake!
Everything was reported to Harris County Precinct 4 Constables office.
1. Howa Talon 1500 – 300 Model: HWK53301 WM (SN: B229666)
Millett 6x25x56 Buck Gold
2. New England Firearms 1911 (SN: EA20161) .45
3. New England Firearma 45-70 (SN: NT374596)
4. 300 WM Ammo (2 boxes)
5. 45-70 Ammo (2 boxes)
6. .45 Ammo (2 boxes)
7. Weatherby Vanguard 270
Nikon Prostaff 4x12
8. .270 Ammo (2 boxs)
9. Weatherby Mark V 270
Leupold 4x12
10. Weatherby Mark V 30-06
Nikon Prostaff 4x12
11. 30-06 Ammo (1 box)
12. Glock 21 .40
13. .40 Ammo (4 boxes)
14. Bersa .380 Semi Auto Pistol
15. .380 Ammo (2 boxes)
16. Remmington 870 12ga
Here is a pic of my 1911
The bottom pic is of my Howa.
The only piece of mind I had was that I have renters insurance and I just found out I got the hose on that one as well. Firearms are only covered up to $2500 and that was the majority of the loot they got away with. The only good thing is I have pictures and sn#'s of all of my guns that were taken. If I could do this whole thing over I would own a gun safe (a heavy one) and I would have gone through my insurance policy with a fine tooth comb. Here is a list of items that were stolen that may just pop up online for sale. Keep your eyes peeled fellas and take a look at your insurance policy vs. what you actually have! Learn from my mistake!
Everything was reported to Harris County Precinct 4 Constables office.
1. Howa Talon 1500 – 300 Model: HWK53301 WM (SN: B229666)
Millett 6x25x56 Buck Gold
2. New England Firearms 1911 (SN: EA20161) .45
3. New England Firearma 45-70 (SN: NT374596)
4. 300 WM Ammo (2 boxes)
5. 45-70 Ammo (2 boxes)
6. .45 Ammo (2 boxes)
7. Weatherby Vanguard 270
Nikon Prostaff 4x12
8. .270 Ammo (2 boxs)
9. Weatherby Mark V 270
Leupold 4x12
10. Weatherby Mark V 30-06
Nikon Prostaff 4x12
11. 30-06 Ammo (1 box)
12. Glock 21 .40
13. .40 Ammo (4 boxes)
14. Bersa .380 Semi Auto Pistol
15. .380 Ammo (2 boxes)
16. Remmington 870 12ga
Here is a pic of my 1911
The bottom pic is of my Howa.
This is a good lesson to everyone. Most if not all homeowner's insurance policies are capped at $2500 and you can buy up to $5k. They either need to be put on a personal articles policy or better yet get the NRA insurance.
State Farm said that I had to provide them with pictures and a list of serial numbers prior to taking out the policy. In addition to that, any single gun with a value over $1500 had to be appraised. I passed on that garbage and got insurance through the NRA. They don't want any info on any of your guns unless they are valued over $2500 on an individula basis, and then you only have to declare them, not provide any appraisals or serial numbers. I try to keep a collection of private purchased weapons for a reason.
Also, most jewelry falls under the same limitations on a HO policy.
Sadly, a $1k gun safe could have probably avoided this.
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