Reply
Go Back   TexasBowhunter.com Community Discussion Forums > Topics > Around the Campfire
 
Thread Tools Display Modes
Old 02-11-2019, 06:39 PM   #1
kumathebear
Pope & Young
 
kumathebear's Avatar
 
Join Date: Feb 2014
Location: DFW area
Hunt In: Anywhere and when I can!
Thumbs down TRS Retired Medical Insurance..it's changed!

Well, my "retired" wife got a SHOCK today!!

She had to visit her primary care physician, was prepared for her Co-Pay but had to pay $90 INSTEAD of her normal $35 Co-Pay????

Here it is....2019 and it's changed for Teacher health care. After a substantial amount of calls and research....NO co-pay UNTIL she/we pay out the FULL DEDUCTIBLE $3K then it goes back to co-pay!!

She just found out this apparently only affects those teachers who are RETIRED and NOT those who are still teaching??

TOTAL BS.....just one more example of when you retire, as a teacher or on Medicare you are NOT viewed as a valuable member of society, but now just a DRAIN on the system!!

I swear, they would rather see you die than recognize all the years of TRS retirement, NON-Teachers like me who busted your butt and worked then find out the CROOKED politicians just want you to kick the bucket so they can have more funds for THEIR POCKET or agendas to gain more votes!!
kumathebear is offline   Reply With Quote Back To The Top
Old 02-11-2019, 06:44 PM   #2
be12hunt
Ten Point
 
be12hunt's Avatar
 
Join Date: Jan 2015
Location: Lake Jackson, TX
Hunt In: Montell, TX
Default

Iím in 100% agreeance with you that insurance is scam that is designed to make money from the insured. My only question is what did yíall normally have to pay regarding copays and deductibles? Itís my understanding that you always have to pay the deductible before you get to the copay.
be12hunt is offline   Reply With Quote Back To The Top
Old 02-11-2019, 06:50 PM   #3
175gr7.62
Ten Point
 
175gr7.62's Avatar
 
Join Date: Feb 2009
Location: Hallsville, TX
Hunt In: Red River County,Harrison County, SW Kansas,
Default

Give me a minute to go get my popcorn. This going to get good.


Sent from my iPhone using Tapatalk
175gr7.62 is offline   Reply With Quote Back To The Top
Old 02-11-2019, 06:53 PM   #4
Bruiser
Ten Point
 
Join Date: Dec 2006
Location: Austin, Tx
Default

wow must be nice to have insurance
Bruiser is offline   Reply With Quote Back To The Top
Old 02-11-2019, 06:58 PM   #5
texasdeerhunter
Ten Point
 
Join Date: Dec 2008
Default

“If you like your plan, you can keep your plan”. Said somebody I think. Only thing Obamacare gave us is increased premiums on people already with insurance
texasdeerhunter is offline   Reply With Quote Back To The Top
Old 02-11-2019, 07:00 PM   #6
billythefish
Four Point
 
Join Date: Feb 2019
Default

The fact this is apparently a 1st world country but most people can't afford health insurance and its associated costs is disgusting.
billythefish is offline   Reply With Quote Back To The Top
Old 02-11-2019, 07:13 PM   #7
kumathebear
Pope & Young
 
kumathebear's Avatar
 
Join Date: Feb 2014
Location: DFW area
Hunt In: Anywhere and when I can!
Default Nope!

Quote:
Originally Posted by be12hunt View Post
Iím in 100% agreeance with you that insurance is scam that is designed to make money from the insured. My only question is what did yíall normally have to pay regarding copays and deductibles? Itís my understanding that you always have to pay the deductible before you get to the copay.
1st, my wife has been retired since 2017 after 30+- years of teaching. As an educator, she opted to NOT pay into SS but rather Teacher retirement in Texas.

Until THIS year, she paid co-pays as before. She had a hip replacement early in 2018 and we had to pay the co-pays and satisfy her "out of pocket" maximum then insurance covered the rest.

The CHANGE is with retired teachers. As stated, now she has to pay "out of pocket" her maximum BEFORE the co-pays goes back into effect.

I know this is NOT a big deal to those still working with a paycheck, but when BOTH of us are retired with limited income, it quickly becomes a BIG deal. You young ones will find out in the future.

As big of a RIP OFF as it is..find a way to get at least some coverage as surgery or a chronic condition can break the bank!
kumathebear is offline   Reply With Quote Back To The Top
Old 02-11-2019, 07:16 PM   #8
Burnadell
Pope & Young
 
Burnadell's Avatar
 
Join Date: Oct 2006
Location: White Oak
Hunt In: Bee County
Default

Quote:
Originally Posted by be12hunt View Post
I’m in 100% agreeance with you that insurance is scam that is designed to make money from the insured. My only question is what did y’all normally have to pay regarding copays and deductibles? It’s my understanding that you always have to pay the deductible before you get to the copay.
That is an amazing grasp of the obvious! Insurance companies are not in business to lose money!
Burnadell is offline   Reply With Quote Back To The Top
Old 02-11-2019, 07:20 PM   #9
Humper
Pope & Young
 
Humper's Avatar
 
Join Date: Oct 2006
Location: Corinth
Hunt In: Tom Green Co.
Default

https://www.trs.texas.gov/Pages/heal...date_2018.aspx

Looks like the Texas legislators voted this in in 2017 and it went into effect Jan 2018. Seems like lots of retired teachers are leaving the program which doesn’t bode well for premiums down the road.
Humper is offline   Reply With Quote Back To The Top
Old 02-11-2019, 07:22 PM   #10
asu-indian
Eight Point
 
asu-indian's Avatar
 
Join Date: Oct 2017
Location: Lake Fork
Hunt In: Texas, Kansas
Default

Just wait until the socialists get elected. Then "others" will pay all your bills and if you are unwilling to work, you will be sent a check for that as well. My wife is a teacher too. She retired and then had to go back to work.
asu-indian is offline   Reply With Quote Back To The Top
Old 02-11-2019, 07:23 PM   #11
Burnadell
Pope & Young
 
Burnadell's Avatar
 
Join Date: Oct 2006
Location: White Oak
Hunt In: Bee County
Default

Quote:
Originally Posted by be12hunt View Post
Iím in 100% agreeance with you that insurance is scam that is designed to make money from the insured. My only question is what did yíall normally have to pay regarding copays and deductibles? Itís my understanding that you always have to pay the deductible before you get to the copay.
Thatís the way I have always had to handle it. The deductible has to be met before the insurance policy pays. Thatís what a deductible is.
Burnadell is offline   Reply With Quote Back To The Top
Old 02-11-2019, 07:24 PM   #12
glen
Pope & Young
 
glen's Avatar
 
Join Date: Oct 2006
Location: Lake Georgetown
Hunt In: anywhere
Default

Really unfair considering that insurance was part of the retirement she earned with years of being an educator.
glen is online now   Reply With Quote Back To The Top
Old 02-11-2019, 07:27 PM   #13
clay4626
Ten Point
 
clay4626's Avatar
 
Join Date: Sep 2015
Location: Hearne TX
Hunt In: Roberston Co, Lincoln ranch and johnson ranch
Default

What am I missing I retired from A & M and my insurance has nothing to do with TRS
I have blue cross through A & M and have Medicare since I am over 65
clay4626 is offline   Reply With Quote Back To The Top
Old 02-11-2019, 07:27 PM   #14
Drycreek3189
Pope & Young
 
Drycreek3189's Avatar
 
Join Date: Jun 2013
Default

Quote:
Originally Posted by asu-indian View Post
Just wait until the socialists get elected. Then "others" will pay all your bills and if you are unwilling to work, you will be sent a check for that as well. My wife is a teacher too. She retired and then had to go back to work.
Yep, I'm just waiting until Francis the Army Mule gets elected Prez. Ima gonna be one them unwilling !
Drycreek3189 is online now   Reply With Quote Back To The Top
Old 02-11-2019, 07:33 PM   #15
Huntingfool
Eight Point
 
Join Date: Sep 2018
Default

Quote:
Originally Posted by kumathebear View Post
1st, my wife has been retired since 2017 after 30+- years of teaching. As an educator, she opted to NOT pay into SS but rather Teacher retirement in Texas.

Until THIS year, she paid co-pays as before. She had a hip replacement early in 2018 and we had to pay the co-pays and satisfy her "out of pocket" maximum then insurance covered the rest.

The CHANGE is with retired teachers. As stated, now she has to pay "out of pocket" her maximum BEFORE the co-pays goes back into effect.

I know this is NOT a big deal to those still working with a paycheck, but when BOTH of us are retired with limited income, it quickly becomes a BIG deal. You young ones will find out in the future.

As big of a RIP OFF as it is..find a way to get at least some coverage as surgery or a chronic condition can break the bank!
I feel your pain BUT - insurance companies do not just randomly change their benefits or coverage. They are required to notify any changes in coverage. So maybe you guys missed that in open enrollment?
Huntingfool is offline   Reply With Quote Back To The Top
Old 02-11-2019, 07:42 PM   #16
kumathebear
Pope & Young
 
kumathebear's Avatar
 
Join Date: Feb 2014
Location: DFW area
Hunt In: Anywhere and when I can!
Default

Quote:
Originally Posted by Huntingfool View Post
I feel your pain BUT - insurance companies do not just randomly change their benefits or coverage. They are required to notify any changes in coverage. So maybe you guys missed that in open enrollment?
So does that mean we should just "suck it up?" Come on Man!! Guess us Ole' Farts just missed out? Really, Really!!??
kumathebear is offline   Reply With Quote Back To The Top
Old 02-11-2019, 07:55 PM   #17
Huntingfool
Eight Point
 
Join Date: Sep 2018
Default

Quote:
Originally Posted by kumathebear View Post
So does that mean we should just "suck it up?" Come on Man!! Guess us Ole' Farts just missed out? Really, Really!!??
No it means pay attention when open enrollment comes around - read the information they send you - don't get mad at me - I am just telling you that the benefits do not just "change" without TRS and the insurance company notifying you

Sorry you are in this position

Last edited by Huntingfool; 02-11-2019 at 07:57 PM.
Huntingfool is offline   Reply With Quote Back To The Top
Old 02-11-2019, 07:57 PM   #18
coach51
Four Point
 
Join Date: Jan 2018
Default

My wife retired. Her deductible is 1500.
coach51 is offline   Reply With Quote Back To The Top
Old 02-11-2019, 08:00 PM   #19
steve morton
Ten Point
 
steve morton's Avatar
 
Join Date: Oct 2006
Default

Yep when Medicare kicks in, and you go to the Dr because of all your aches and pains, your refused any pain meds because your "too old".
steve morton is online now   Reply With Quote Back To The Top
Old 02-11-2019, 08:20 PM   #20
kmitchl
Ten Point
 
Join Date: Aug 2011
Location: Montgomery, TX
Hunt In: Edwards Co
Default

You can thank your friend Barrak. The next time you go to Costco just consider yourself donating to the Democrats.
kmitchl is offline   Reply With Quote Back To The Top
Old 02-11-2019, 08:51 PM   #21
RR 314
Ten Point
 
Join Date: Nov 2006
Default

I thought a couple days ago you said mama was loaded! Problem solved! :-)

To quote Bill, “I feel your pain.” The change is painful, but how many deductibles/visits do you anticipate she will have over the year? If she only hits the office a couple of times it will be a relatively small actual increase. Seems as if the plan changed. While there are plenty of “crooked politicians” out there, I’m not sure the plan change can be attributed to them.
RR 314 is online now   Reply With Quote Back To The Top
Old 02-11-2019, 10:11 PM   #22
Double L
Pope & Young
 
Double L's Avatar
 
Join Date: Oct 2006
Location: Belton
Hunt In: Texas
Default

Quote:
Originally Posted by coach51 View Post
My wife retired. Her deductible is 1500.

Mine too, the deductible is 1500. After meeting the deductible it becomes an 80/20 plan and then once you reach total out of pocket of 5600 they pay 100%.
Double L is offline   Reply With Quote Back To The Top
Old 02-11-2019, 10:50 PM   #23
easeup
Ten Point
 
easeup's Avatar
 
Join Date: Oct 2008
Location: Texas
Default

that sounds a whole lot better than what many of us are offered
easeup is offline   Reply With Quote Back To The Top
Old 02-11-2019, 11:05 PM   #24
DRT
Pope & Young
 
DRT's Avatar
 
Join Date: Dec 2009
Location: Fort Worth, Tx
Hunt In: Jones and San Saba Counties and Missouri
Default

That's why I carry my wife on my insurance. Teacher benefits sick. We can spend $712 billion a year on bombs and new jets we don't need but can't take care of our educators.

Gary
DRT is offline   Reply With Quote Back To The Top
Old 02-11-2019, 11:15 PM   #25
kch73
Eight Point
 
kch73's Avatar
 
Join Date: Jan 2014
Location: Frisco
Hunt In: Navarro County
Default

Is she 65? Couldn't she get Medicare?

Is everyone eligible for Medicare?


You are eligible for premium-free Part A if you are age 65 or older and you or your spouse worked and paid Medicare taxes for at least 10 years. You can get Part A at age 65 without having to pay premiums if: You are receiving retirement benefits from Social Security or the Railroad Retirement Board.
kch73 is offline   Reply With Quote Back To The Top
Old 02-12-2019, 07:03 AM   #26
mudbone
Eight Point
 
Join Date: Oct 2006
Location: Fate Tx
Default

Quote:
Originally Posted by kch73 View Post
Is she 65? Couldn't she get Medicare?

Is everyone eligible for Medicare?


You are eligible for premium-free Part A if you are age 65 or older and you or your spouse worked and paid Medicare taxes for at least 10 years. You can get Part A at age 65 without having to pay premiums if: You are receiving retirement benefits from Social Security or the Railroad Retirement Board.
Medicare part A is hospital only and is free at 65 years of age, this is the part you paid for all your working years, part B is for Doctors and you have to pay monthly for part B and then there is part C,D,E,F,G,H,I,J and so on.
mudbone is offline   Reply With Quote Back To The Top
Old 02-12-2019, 07:18 AM   #27
RiverRat1
Pope & Young
 
RiverRat1's Avatar
 
Join Date: Dec 2007
Location: Leander
Hunt In: San Saba
Default

Quote:
Originally Posted by glen View Post
Really unfair considering that insurance was part of the retirement she earned with years of being an educator.
This is what I was thinking. Total BS how they can change things after one retires.
RiverRat1 is offline   Reply With Quote Back To The Top
Old 02-12-2019, 07:21 AM   #28
WCB
Pope & Young
 
WCB's Avatar
 
Join Date: Oct 2006
Location: Dallas
Hunt In: Wise/Montague/Grayson
Default

I plan on working till I die so I don't have to worry about retirement...
WCB is offline   Reply With Quote Back To The Top
Old 02-12-2019, 07:22 AM   #29
Ungawa
Eight Point
 
Join Date: Aug 2014
Location: Williamson County
Hunt In: Lampasas County
Default

Sorry to hear this issue came up with your wife's benefits. Just goes to show you that you can't believe any thing your told, so always prepare as if you will never get anything. Get ready, but all private/public owned companies and government agency are going away from any type of benefits for employees. All the politicians say these types of pensions and benefits are not sustainable, except for them of course. Soon jobs are going to be nothing, but an hourly wage or a salary, no benefits what so ever. Hell they don't even match our 401k at work anymore.
Ungawa is offline   Reply With Quote Back To The Top
Old 02-12-2019, 07:54 AM   #30
CrookedArrow
Ten Point
 
CrookedArrow's Avatar
 
Join Date: Dec 2006
Location: Midland
Hunt In: Tamplias Chiwawa, Mejico
Default

Dad retired from a school system. He was on AETNA now he is on Humana. It suks, I have been dealing with his medical stuff when he had a severe stroke back in July.

My wife is in her 31st yr as a teacher. I hope she knows what she is getting once she leaves. My insurance will be thru TMRS. Not much better and worse than TRS. Sad to m=work so many yrs and still get the shaft on retirement insurance.
CrookedArrow is offline   Reply With Quote Back To The Top
Old 02-12-2019, 08:01 AM   #31
coy-ote
Ten Point
 
Join Date: Feb 2009
Location: la vernia tx
Hunt In: Dimmit county
Default

Wish politicians would be put on medical/ pension plans like the ones that are good enough for us all. Most are wealthy but it has always made me wonder why they get vested into a pension after only a few years of service, Iíd say give our vets that same pension/medical package .


Sent from my iPhone using Tapatalk
coy-ote is online now   Reply With Quote Back To The Top
Old 02-12-2019, 08:56 AM   #32
kumathebear
Pope & Young
 
kumathebear's Avatar
 
Join Date: Feb 2014
Location: DFW area
Hunt In: Anywhere and when I can!
Default

Wife is not eligible for medicare due to age.
kumathebear is offline   Reply With Quote Back To The Top
Old 02-12-2019, 09:20 AM   #33
br549redneck
Ten Point
 
br549redneck's Avatar
 
Join Date: Sep 2011
Location: Wichita Falls,TX
Hunt In: no where this year
Default

Quote:
Originally Posted by clay4626 View Post
What am I missing I retired from A & M and my insurance has nothing to do with TRS
I have blue cross through A & M and have Medicare since I am over 65
I have 30 years of service in higher education with the state. Our insurance is with ERS not the TRS system teachers are in. Our retirement is in the TRS system though. That may be why your not affected with the changes.
br549redneck is offline   Reply With Quote Back To The Top
Old 02-12-2019, 09:35 AM   #34
Tbar
Ten Point
 
Tbar's Avatar
 
Join Date: Mar 2009
Location: Texas
Default

For perspective if you think you are getting ripped off........ My wife and I are retired and in the individual market paying $1500.00p/m premium with $6500.00 deductible. Now doesn't that make you feel better.
Tbar is offline   Reply With Quote Back To The Top
Old 02-12-2019, 10:08 AM   #35
Bisch
Pope & Young
 
Bisch's Avatar
 
Join Date: Oct 2007
Location: Sonora, Tx
Default

Quote:
Originally Posted by texasdeerhunter View Post
ďIf you like your plan, you can keep your planĒ. Said somebody I think. Only thing Obamacare gave us is increased premiums on people already with insurance


Not true!!! It also gave us less coverage for more $$$!!!!

Bisch


Sent from my iPhone using Tapatalk Pro
Bisch is offline   Reply With Quote Back To The Top
Old 02-12-2019, 10:17 AM   #36
Codie
Pope & Young
 
Codie's Avatar
 
Join Date: Oct 2006
Location: Graham Texas
Hunt In: Young,Throckmorton & Shackleford counties
Default

but they are going to "give" them each a $5,000 raise, so see there, all is good now
Codie is offline   Reply With Quote Back To The Top
Old 02-12-2019, 10:17 AM   #37
bullhead44
Ten Point
 
bullhead44's Avatar
 
Join Date: Nov 2013
Location: collinsville tx
Default

The state is trying get people to stop retiring at an early age. The old rule of 80 makes it possible to retire in your mid 50’s. Now they are penalizing people who retire early by hitting them with high health care premiums and deductibles. People coming into the profession now will not have the option of retiring at the rule of 80. It used to be one of the few perks of the teaching profession. Now, not so much
bullhead44 is offline   Reply With Quote Back To The Top
Old 02-12-2019, 10:17 AM   #38
Kdog
Pope & Young
 
Kdog's Avatar
 
Join Date: Oct 2006
Location: Cibolo, TX
Hunt In: Kinney County, TX/Wisconsin/Canada
Default

That sucks. I would imagine it has more to do with health insurance overall and everyone getting screwed, not a lack of appreciation for teachers. You are right though it is the politicians who messed it all up and made it worse.
Kdog is offline   Reply With Quote Back To The Top
Old 02-12-2019, 10:20 AM   #39
TexasCanesFan
Pope & Young
 
TexasCanesFan's Avatar
 
Join Date: Oct 2006
Location: Hunt County, Texas
Hunt In: SW of Dallas
Default

Quote:
Originally Posted by glen View Post
Really unfair considering that insurance was part of the retirement she earned with years of being an educator.


Absolutely!!!! To change the rules AFTER someone retires is complete crap.
TexasCanesFan is offline   Reply With Quote Back To The Top
Old 02-12-2019, 10:21 AM   #40
bullhead44
Ten Point
 
bullhead44's Avatar
 
Join Date: Nov 2013
Location: collinsville tx
Default

Quote:
Originally Posted by br549redneck View Post
I have 30 years of service in higher education with the state. Our insurance is with ERS not the TRS system teachers are in. Our retirement is in the TRS system though. That may be why your not affected with the changes.
this is correct.


This is correct. ERS is for all state employees excluding teachers. My wife is in ERS and Iím in TRS. Iím thinking about dropping mine and being added to hers. I think it Would save us money when we retire
bullhead44 is offline   Reply With Quote Back To The Top
Old 02-12-2019, 10:23 AM   #41
TexasCanesFan
Pope & Young
 
TexasCanesFan's Avatar
 
Join Date: Oct 2006
Location: Hunt County, Texas
Hunt In: SW of Dallas
Default

Quote:
Originally Posted by DRT View Post
That's why I carry my wife on my insurance. Teacher benefits sick. We can spend $712 billion a year on bombs and new jets we don't need but can't take care of our educators.

Gary


This is the last year my wife will be on the teacher insurance. My work tries to make the spouse coverage expensive enough you won't take it but the TRS insurance had declined to the point that mine is a much better deal. Should have made the change for this year.
TexasCanesFan is offline   Reply With Quote Back To The Top
Old 02-12-2019, 10:27 AM   #42
Hunteraudit
Eight Point
 
Hunteraudit's Avatar
 
Join Date: Sep 2018
Location: San Antonio
Hunt In: Texas
Default

Quote:
Originally Posted by DRT View Post
That's why I carry my wife on my insurance. Teacher benefits sick. We can spend $712 billion a year on bombs and new jets we don't need but can't take care of our educators.

Gary
Same. Except I would point the finger more at the social welfare programs as the wasted spending. At least we get something out of the bombs and jets.
Hunteraudit is offline   Reply With Quote Back To The Top
Old 02-12-2019, 10:32 AM   #43
meltingfeather
Ten Point
 
Join Date: Oct 2012
Location: austin
Hunt In: Gillespie, San Saba & Kerr primarily
Default

Quote:
Originally Posted by texasdeerhunter View Post
“If you like your plan, you can keep your plan”. Said somebody I think. Only thing Obamacare gave us is increased premiums on people already with insurance
Nice try, but this was a good ole conservative, money-saving, low taxes, Texas legislature action of 2017.
meltingfeather is offline   Reply With Quote Back To The Top
Old 02-12-2019, 10:37 AM   #44
duckmanep
Pope & Young
 
duckmanep's Avatar
 
Join Date: Oct 2012
Location: Northeast TX
Default

Quote:
Originally Posted by meltingfeather View Post
Nice try, but this was a good ole conservative, money-saving, low taxes, Texas legislature action of 2017.
because of the environment that obamacare created in the insurance world.
duckmanep is offline   Reply With Quote Back To The Top
Old 02-12-2019, 10:39 AM   #45
jmeghunts
Ten Point
 
Join Date: Aug 2008
Default

Quote:
Originally Posted by bullhead44 View Post
The state is trying get people to stop retiring at an early age. The old rule of 80 makes it possible to retire in your mid 50ís. Now they are penalizing people who retire early by hitting them with high health care premiums and deductibles. People coming into the profession now will not have the option of retiring at the rule of 80. It used to be one of the few perks of the teaching profession. Now, not so much
Will you please post your source for this information so that I can pass it along to some teachers that I know? Thank you.
jmeghunts is offline   Reply With Quote Back To The Top
Old 02-12-2019, 10:44 AM   #46
bullhead44
Ten Point
 
bullhead44's Avatar
 
Join Date: Nov 2013
Location: collinsville tx
Default

Quote:
Originally Posted by jmeghunts View Post
Will you please post your source for this information so that I can pass it along to some teachers that I know? Thank you.
If they are teachers, they should already know it
bullhead44 is offline   Reply With Quote Back To The Top
Old 02-12-2019, 10:45 AM   #47
meltingfeather
Ten Point
 
Join Date: Oct 2012
Location: austin
Hunt In: Gillespie, San Saba & Kerr primarily
Default

Quote:
Originally Posted by duckmanep View Post
because of the environment that obamacare created in the insurance world.
BS... our healthcare costs and insurance premiums were skyrocketing long before Obamacare.
meltingfeather is offline   Reply With Quote Back To The Top
Old 02-12-2019, 10:48 AM   #48
The Crippler
Ten Point
 
The Crippler's Avatar
 
Join Date: Apr 2008
Location: San Angelo
Default

Quote:
Originally Posted by meltingfeather View Post
BS... our healthcare costs and insurance premiums were skyrocketing long before Obamacare.
All I know is that my premiums and deductibles were much lower prior to Obamacare, now they are practically unaffordable.
The Crippler is offline   Reply With Quote Back To The Top
Old 02-12-2019, 10:50 AM   #49
meltingfeather
Ten Point
 
Join Date: Oct 2012
Location: austin
Hunt In: Gillespie, San Saba & Kerr primarily
Default

Quote:
Originally Posted by The Crippler View Post
All I know is that my premiums and deductibles were much lower prior to Obamacare, now they are practically unaffordable.
You must be an outlier for some reason. to pretend that there were good ole days prior to Obama with the mountains of healthcare cost data we have is head-in-the-sand, partisan, revisionist history. The rate of healthcare cost increase has actually been decreasing, but it is still astronomical.
Note that the y axis is rate of increase.
meltingfeather is offline   Reply With Quote Back To The Top
Old 02-12-2019, 10:55 AM   #50
Kdog
Pope & Young
 
Kdog's Avatar
 
Join Date: Oct 2006
Location: Cibolo, TX
Hunt In: Kinney County, TX/Wisconsin/Canada
Default

Obamacare was supposed to lower the cost. Not decrease the rate of increase, if that is even true. There are 3 types of lies. Lies, **** lies, and statistics.
Kdog is offline   Reply With Quote Back To The Top
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT -5. The time now is 04:57 PM.


Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2019, vBulletin Solutions Inc.
Copyright 1999-2012, TexasBowhunter.com