Do you guys think another market crash is coming?
[quote=sandhillhunter;15649458]
Various real estate(mostly industrial and some storage). I don’t want any of the headaches that come with retail and residential. Money is too cheap to keep much around right now IMO. While I do leverage to some degree I’m still very conservative on that front.
The margin on my Schwab accounts has been ridiculously cheap for years now. I have simply borrowed against my main account there to buy what I want. My last commercial property loan was 4.25% and my margin for the down payment was been sub 2%.
I just refinanced another one for a flat 4% about a month ago. These are 5 year loans with balloon payments at the end.
Find a quality property that is under market value and it is hard to not make a killing on it in the last 5 yrs or so with the cheap money. They are out there you just have to find them.
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[quote=sandhillhunter;15649458]
Originally posted by rtp
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Various real estate(mostly industrial and some storage). I don’t want any of the headaches that come with retail and residential. Money is too cheap to keep much around right now IMO. While I do leverage to some degree I’m still very conservative on that front.
The margin on my Schwab accounts has been ridiculously cheap for years now. I have simply borrowed against my main account there to buy what I want. My last commercial property loan was 4.25% and my margin for the down payment was been sub 2%.
I just refinanced another one for a flat 4% about a month ago. These are 5 year loans with balloon payments at the end.
Find a quality property that is under market value and it is hard to not make a killing on it in the last 5 yrs or so with the cheap money. They are out there you just have to find them.
Sent from my iPhone using Tapatalk
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