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Old 08-01-2020, 02:07 PM   #1
175gr7.62
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Location: Hallsville, TX
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Default 4 wheeler insurance?

Iíve always had cheap used 4 wheelers that I really didnít care if they got stolen or not. I just bought my son a new Can Am today. I did the Progressive online quote and they came back with $488/yr!

Is that normal? I just want coverage in case it gets stolen.


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Old 08-01-2020, 02:19 PM   #2
alien_scones
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Location: Colleyville
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I have GEICO auto insurance, the ATV is a motorcycle policy for about $27 a month.

$500 deductible, zero PIP.

2015 Polaris 570 EPS

Wish I had PIP back when I ran through that barb wire fence.
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Old 08-01-2020, 02:42 PM   #3
Huntindad
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I heard Foremost insures that sort of stuff. I don't know about cost though.
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Old 08-01-2020, 04:22 PM   #4
joevillars
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I’m just got quotes on a 2020 Polaris ranger crew 1000 of 450 a year
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Old 08-01-2020, 04:31 PM   #5
Acameron52
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I pay about $275 a year on my 2015 Ranger through Farm Bureau.
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Old 08-01-2020, 04:55 PM   #6
Lynn21
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Geico- mine is $89 a year- theft coverage.
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Old 08-01-2020, 05:49 PM   #7
Shinesintx
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Farm Bureau, I payed 10 bucks a month before switching everything over to them. Once I switched, I think I pay less than 20 bucks a months for my tractor and 4 wheeler. I have them insured for about $30,000.
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Old 08-01-2020, 06:34 PM   #8
rvd
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I just went thru a claim with farm bureau on a ranger my son totaled. I had it on my farm/ranch policy (I didn’t realize I did but I have a really good agent) they paid replacement value and let me take about 8k worth of accessories off my totaled buggy that I’m putting on the new one I bought this week. Not sure what I pay but worth every penny.
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Old 08-01-2020, 06:39 PM   #9
Shinesintx
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Quote:
Originally Posted by rvd View Post
I just went thru a claim with farm bureau on a ranger my son totaled. I had it on my farm/ranch policy (I didnít realize I did but I have a really good agent) they paid replacement value and let me take about 8k worth of accessories off my totaled buggy that Iím putting on the new one I bought this week. Not sure what I pay but worth every penny.
When I switched to them, the roof prolly needed replacing, they said wait till the next storm and file. They replaced the roof. I love farm bureau.
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Old 08-01-2020, 08:16 PM   #10
rvd
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Quote:
Originally Posted by Shinesintx View Post
When I switched to them, the roof prolly needed replacing, they said wait till the next storm and file. They replaced the roof. I love farm bureau.
Iíve been with them for about 20 years, switched from farmers. No complaints on premium and so far great service on claims, better than I have deserved a few times. Lost an rv in Harvey, insured at replacement value, 9 years and a ton of great memories with my family later they wrote me a check for 3k less than what I originally paid for the rig...Iím a fan.
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Old 08-07-2020, 02:08 PM   #11
rlb28
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Two things:

1. Don't call directly to Progressive or Geico. I seem to always be able to beat the direct markets on price because I care and listen to what the customer needs.
2. Can't compare all these different makes and models and companies and say that "I'm only paying $12/month". That's not comparing apples to apples
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Old 08-07-2020, 07:11 PM   #12
175gr7.62
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Quote:
Originally Posted by rlb28 View Post
Two things:

1. Don't call directly to Progressive or Geico. I seem to always be able to beat the direct markets on price because I care and listen to what the customer needs.
2. Can't compare all these different makes and models and companies and say that "I'm only paying $12/month". That's not comparing apples to apples

Are you an independent agent?


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Old 08-10-2020, 09:56 AM   #13
rlb28
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Quote:
Originally Posted by 175gr7.62 View Post
Are you an independent agent?


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yes
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Old 08-10-2020, 10:00 AM   #14
Quackerbox
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Yes, call the agent.

I have my 2009 ranger and a golf cart for 173 a year (nsca san Antonio requires insurance on carts). My policy did go down a little last year since my ranger is over 10 years old

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