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Old 11-09-2018, 10:50 AM   #1
Richard S.
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Default RV / Camper Insurance

What do you guys pay for your RV insurance...
Just got a quote from my agent thru Progressive and it was $1000 per year

TIA
Richard S.
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Old 11-09-2018, 10:51 AM   #2
perow
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I use USAA and saved a ton from what I was paying State Farm
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Old 11-09-2018, 10:52 AM   #3
Mbbriggs05
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I have Allstate on mine. I have $18k coverage and it’s $665/yr
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Old 11-09-2018, 10:53 AM   #4
Hoyt Man
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Farm Bureau $540 a year
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Old 11-09-2018, 10:57 AM   #5
jkg2003
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$650/year through progressive!


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Old 11-09-2018, 10:58 AM   #6
TXHUNT3R
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Get a quote from Foremost they did me right and they were the cheapest by a few hundy.

Its boat insurance but still.

https://discussions.texasbowhunter.c...d.php?t=656049
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Old 11-09-2018, 11:00 AM   #7
doublearrow
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480 a year. State farm.
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Old 11-09-2018, 11:05 AM   #8
careybirdwell
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I have mine valued at $8000 and I pay $144 a year through Texas Farm Bureau
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Old 11-09-2018, 11:08 AM   #9
Mudslinger
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Mine is combined with my auto insurance and through the same agent that has my home insurance. Not sure how much, but not a lot.
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Old 11-09-2018, 11:15 AM   #10
HDWRENCH
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455.59 cents a year through state farm on a 2018 Fury . yes I have every thing through state farm but 41.41 per month thats for a 34,000 rig . I think you need to keep that in mind as well my buddy has a new 5th wheel and it was just over the 100G mark so I would think that is much more money than mine
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Old 11-09-2018, 11:24 AM   #11
Atfulldraw
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USAA for the travel trailer and fifth wheel is unbelievably inexpensive.

They don't cover motor homes, so that is through Progressive and is like $2k a year.

They big problem is that most claims will be a total loss on an RV.
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Old 11-09-2018, 01:35 PM   #12
Leemo
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25 k coverage, $334 a year, State Farm, it’s tied to my auto policy
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Old 11-09-2018, 02:02 PM   #13
Chef
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I wrote 2 RV policies today. 1st was $281 per year 2nd was $455 per year. Different insurance scores and different units/value.
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Old 11-09-2018, 02:05 PM   #14
Seay
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Quote:
Originally Posted by TXHUNT3R View Post
Get a quote from Foremost they did me right and they were the cheapest by a few hundy.

Its boat insurance but still.

https://discussions.texasbowhunter.c...d.php?t=656049
Thats who I use. 12k coverage on my camper $44 per month ($525 year)

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Old 11-09-2018, 02:53 PM   #15
WyoBull
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I have a slide in truck camper that has a replacement cost of about $41,000 and my insurance through Nationwide is $32 dollars per month. We also have our vehicles with them so that may give us a little break as well.
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Old 11-09-2018, 02:57 PM   #16
schmalzy
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Mine is rolled into auto policy and is about 20 bucks a month or less.
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Old 11-09-2018, 03:00 PM   #17
pblaetz
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Travelers
Collision $17,000 coverage, $500 deductible Premium $357
Comprehensive $17,000 coverage, $500 deductible Premium $107
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Old 11-09-2018, 04:26 PM   #18
Richard S.
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Gosh, most of you guys have insurance less than I've been quoted.

If anyone agents on here would like to quote me on my camper here are some details:

2015 Keystone Premier Bullet Ultra Lite (I live and store the camper in Montgomery county, 77316 area).
Value of $24500 and would like to insure it for that.
Comprehensive value of $24500 also
Deductible of $500
I use it about 6 trips a year from 7 to 14 days per trip.

If you need any additional information please PM me.

Thanks,
Richard S.
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Old 11-09-2018, 04:36 PM   #19
JudoLeyba
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I pay $488 a year through Progressive via USAA. It's an older motor home, though.
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Old 11-09-2018, 05:00 PM   #20
coker737
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Quote:
Originally Posted by perow View Post
I use USAA and saved a ton from what I was paying State Farm
THIS
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Old 11-09-2018, 05:14 PM   #21
deep n the heat
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Amica was the best I found.
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Old 11-09-2018, 05:28 PM   #22
rferg84
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Quote:
Originally Posted by Richard S. View Post
Gosh, most of you guys have insurance less than I've been quoted.

If anyone agents on here would like to quote me on my camper here are some details:

2015 Keystone Premier Bullet Ultra Lite (I live and store the camper in Montgomery county, 77316 area).
Value of $24500 and would like to insure it for that.
Comprehensive value of $24500 also
Deductible of $500
I use it about 6 trips a year from 7 to 14 days per trip.

If you need any additional information please PM me.

Thanks,
Richard S.

Can someone from my office call you?

I'm not there right now or Id quote it.

I have a similar Passport made by keystone and it runs about $550 a year.
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Old 11-09-2018, 05:57 PM   #23
Acameron52
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Farm Bureau, tied to my truck and commuter car. Less than $400/year.
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Old 11-09-2018, 06:05 PM   #24
wsteffen
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2010 Class C valued at about $25000. $355 yr with Progessive through USAA
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Old 11-09-2018, 06:25 PM   #25
CWendling
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I pay about 350/yr (USAA) for $20K fifth wheel. When shopping, I learned that terminology made a big difference. I was originally asking for RV rates and was being told over 1K/year. When I asked about travel trailer (not self driving), the rate went way down and is direct through USAA (not sure if youre a vet). If you tell them its an RV they assume its one you drive and USAA does not insure those and sends you to their Progressive partnership
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Old 11-10-2018, 08:37 AM   #26
rferg84
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Quote:
Originally Posted by CWendling View Post
I pay about 350/yr (USAA) for $20K fifth wheel. When shopping, I learned that terminology made a big difference. I was originally asking for RV rates and was being told over 1K/year. When I asked about travel trailer (not self driving), the rate went way down and is direct through USAA (not sure if youre a vet). If you tell them its an RV they assume its one you drive and USAA does not insure those and sends you to their Progressive partnership


No offense but if thatís the case they are idiots. Itís really easy to pull up info with VINs. We quote both daily and wouldnít ever get confused


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Old 11-10-2018, 10:32 PM   #27
Richard S.
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Thanks guys for all the info.... Not a vet so USAA is not an option.

frerg84: PM sent and look forward to a quote from you. Thanks.
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