PSA Medicare plans

[Huntingfool]

For those of you eligible for Medicare this is open enrollment. Most have seen all the ads on TV by insurance companies touting Advantage plans. I have sold insurance for 42 years and am just warning folks to be careful opting for these plans. They say that there is no premium and dental and vision can be covered. They are great as long as you do not get sick and and to use them. Tons of copays and cost.

IMO I suggest looking at Medicare Supplement plans - my wife and I are on the Plan G and it has been great.

Here is a great article - good luck to you and hope this helps

https://www.investopedia.com/articles/personal-finance/010816/pitfalls-medicare-advantage-plans.asp

[chino]

Thanks for the information.

[db@100]

Also, get a Plan" D" to help with drugs. Be sure you do your homework!

[Huntingfool]

Also, get a Plan" D" to help with drugs. Be sure you do your homework!

absolutely

[91cavgt]

So do you contact Medicare to get the plan D and G coverage? I’m on disability and only have Medicare right now and was about to look into a plan and remember seeing multiple “no monthly payment” plans.

[Drop Tine]

AARP has great supplemental plans. STAY AWAY from Advantage/Replacement plans!

[Drop Tine]

So do you contact Medicare to get the plan D and G coverage? I’m on disability and only have Medicare right now and was about to look into a plan and remember seeing multiple “no monthly payment” plans.

Those “no monthly payment” plans are replacement plans. They have great marketing but they just collect your Medicare dollars. Buyer beware. Fewer and fewer providers are able/willing to work with these plans.

[Arrowsmith]

My wife and I have regular Medicare Part A, Part B, Part G supplement, and Part D prescription drug supplement. It has been amazing for us.

It costs more than the "advantage plans", but for us it is well worth it.

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