I have a question about a roofing companies involvement in a hail damage claim. We had a representative from a large reputable roofing company come to our door asking if we would like for him to take a look at our roof since they had had several successful claims for hail damage in our neighborhood. I told him I knew we had minimal hail damage but had been meaning to have a roofer out to give a bid on a few small non storm related issues with the roof (raised decking in a couple of places and replacing vent caps). He looked at the roof and took a bunch of pictures of storm damage to the roof and gutters and wanted to make a claim. He actually wanted me to sign a contract with his company and wanted to be there when the adjuster came out to “represent” me.
I refused to sign a contract and said I would decide on making the claim after seeing their bid, and rereading my policy but they don’t want to give me a bid...said they work off of the adjusters bid. I don’t want to give up any insurance money coming to me but this just seems backwards. It seems to me like I would get bids independent of the insurance adjustment and then make a claim myself. Although Having a roofer on hand to argue my case does seem like it could be beneficial.
Anyone deal with this before and have any input?
Thanks, Jason
I refused to sign a contract and said I would decide on making the claim after seeing their bid, and rereading my policy but they don’t want to give me a bid...said they work off of the adjusters bid. I don’t want to give up any insurance money coming to me but this just seems backwards. It seems to me like I would get bids independent of the insurance adjustment and then make a claim myself. Although Having a roofer on hand to argue my case does seem like it could be beneficial.
Anyone deal with this before and have any input?
Thanks, Jason
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