What carry insurance

[WCB]

What do you use, why and have you used it??

NRA Carryguard, Texas Lawshield, etc...

[wsteffen]

USTexas Lawsheild and I'm a life member of NRA & TSRA

[quackaholic1]

Texas lawshield is what have

[BURTONboy]

Texas lawshield here as well

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[WCB]

Originally Posted by wsteffen

USTexas Lawsheild and I'm a life member of NRA & TSRA

I too am a life NRA member.

Just not sure which is the best...

[wsteffen]

Originally Posted by WCB

I too am a life NRA member.

Just not sure which is the best...

Texas Lawshield just looked the best all around. Cover your wife and minor kids for just a little more. The Hunter fisher and bailbomd coverage did it for me.

[ACbob]

Texas Lawshield as well. Was USCCA a few years back, but TLS seems to be a much better service. Have talked with their lawyers on a couple of occasions to have questions answered.

[awry]

TLS for entire family

[WCB]

Out of a small pool, it looks like Lawshield is leading...

Anyone else??

[dbaio1]

I have had US Law Shield formerly Texas Law Shield since 2013. I stuck with them due to their Texas roots and I can't find that much difference in the top tier competitors that are out there. I like that they are local.

[Boyd1212]

Texas law shield here also.

[WCB]

I’ve been checking NRA and USCCA as well as TLS. The NRA and USCCA plans are insurance. Not sure yet about the USCCA yet but the NRA plan is insurance that reimburses after acquittal or dismissal.
Lawshield is leading the way with no cap for trial/appeal. But nothing for civil settlement either...

[eastxhunter]

Tls

[DarrellS]

TLS

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[SaintBlaise]

What are the cost of the TLS and Carryguard?

[coker737]

Originally Posted by quackaholic1

Texas lawshield is what have

X2

[WCB]

Originally Posted by SaintBlaise

What are the cost of the TLS and Carryguard?

TLS, with the options I selected, is ~$460 a year. That included $40 one time setup fee for me and the wife. Options were, U.S. coverage for both, Hunter Shield for me and bail for both. TLS has no cap on defense cost and you use an in network attorney.

NRA Guard has 4 different levels of civil and defense reimbursement coverage. Gold Plus was ~$550 annually for $1.5 mil civil and $250K defense. 20% of defense $$$ can be used for time off of work/home cleanup after a shooting/mental help/etc... you pick your own attorney and pay him then get reimbursed.

I don’t have enough cash to pay upfront for a lengthy trial so I’m going with TLS.

[jlinville]

From what I've researched, USCCA!

[Traildust]

None. I'll get Chew to represent me.

[WCB]

Originally Posted by jlinville

From what I've researched, USCCA!

Why?

What's better about it than the others?

[Jaybo31]

Wife and I went with TLS. Haven't used and never want to. I liked it because they represent you in anything self defense related not just fire arms. You stab a guy with a pencil, you're covered by them. The other's may do that at as well I don't know. And like you said I don't have a ton of money to pay for legal help up front and wait for reimbursement

[Cberry]

I've been googling around on TLS and I keep seeing that they are in Class Action suits and are being called a scam.. Thats just what I read today not sure how accurate it all is.

[PEC]

Originally Posted by Cberry

I've been googling around on TLS and I keep seeing that they are in Class Action suits and are being called a scam.. Thats just what I read today not sure how accurate it all is.

What insurance isn't?

[Cberry]

Originally Posted by PEC

What insurance isn't?

true

[krisw]

Does anyone know someone that has personally had to actually use TLS or any other carry insurance?

[CEO]

Wife and I have TLS.

[Traildust]

Originally Posted by krisw

Does anyone know someone that has personally had to actually use TLS or any other carry insurance?

Does anyone personally know someone who has shot another person? Not talking about Leo or military?

[Pistol]

Originally Posted by krisw

Does anyone know someone that has personally had to actually use TLS or any other carry insurance?

Good question. The real test of any insurance is when you have to use it.

[Keith]

This is an old thread, but I think it would be a good idea to get carry insurance, especially with the election results coming soon. I work all over the country, will Texas Law Shield cover me while I am working outside of Texas? What about my wife and college aged boys?

[awry]

Yes to law shield covering outside Tx and your wife but maybe additional cost.
Unsure of your kids. My kids are covered, additional cost, but they are under 18.

[Pineywoods]

Originally Posted by Keith

This is an old thread, but I think it would be a good idea to get carry insurance, especially with the election results coming soon. I work all over the country, will Texas Law Shield cover me while I am working outside of Texas? What about my wife and college aged boys?

I'm curious of this as well. I've had TLS for 10 years or so but never thought about not being covered while out of state.

[BlessedVeteran0305]

I use USCCA and this is what they just told me for coverage,

"So, as long as you are able to carry a firearm legally in that state you can have coverage depending on the situation. If you are not able to carry a firearm in any other state, you can still get coverage if you use a legal object of opportunity to defend yourself."

Hope this helps.

If anyone is looking to join let me know and i can get you in through the referral program.

[Beleg]

CCW Safe is the first and only concealed carry insurance to successfully get an acquittal for a client in a murder 1 self defense case. Worth checking them out.

[blaqkpanda]

I went with the basic USCCA coverage. I bought it just because in Houston there has been a 20% increase of burglaries as a result of covid. I haven't needed it yet, thankfully.

[ultrastealth]

Originally Posted by blaqkpanda

I went with the basic USCCA coverage. I bought it just because in Houston there has been a 20% increase of burglaries as a result of covid. I haven't needed it yet, thankfully.

And our Soros-funded DA just won again.

[Yamahamma]

Patriot Legal Protection

[ultrastealth]

The thing that most concerns me about USCCA is that they appear to be more interested in marketing than anything else.

[rferg84]

I have the USCCA insurance.

[sailor]

Originally Posted by PEC

What insurance isn't?

Fact...……..……...

[AIRBORNE]

Originally Posted by Keith

This is an old thread, but I think it would be a good idea to get carry insurance, especially with the election results coming soon. I work all over the country, will Texas Law Shield cover me while I am working outside of Texas? What about my wife and college aged boys?

I also travel for work, I'm gone typically 10-11 months of the year. I have Texas Law Shield and paid the little bit extra for the 50 state coverage. I've (thankfully) never had to use it so can't speak to how well it all works out but I guess that would pretty heavily depend on the circumstances around which you used a firearm to defend yourself. Just a little peace of mind I guess.

[cehorn]

Originally Posted by Keith

This is an old thread, but I think it would be a good idea to get carry insurance, especially with the election results coming soon. I work all over the country, will Texas Law Shield cover me while I am working outside of Texas? What about my wife and college aged boys?

I just signed up for TLS and there was an add on for ~$36 to cover you out of state. I don't go out of state so I didn't get it but the option is there.

[Keith]

Thanks for the information. I'll do more research.

[sig]

I have Texas law shield. I have never needed to use it. I have called or emailed them several times when I had questions about the laws in other states, whether I had trouble finding the laws or just wanted clarification. I was either put in touch with a lawyer from that state or sent an email of the laws of the state. What I like is when I travel I call and have multi state added then when I get home I call and have it taken off. They let you do it on a pro rate basis so you only pay for it when you need it instead of paying for it all the time.

[Chief Big Toe]

TLS, since I got my LTC, although I know of no one that has used it, just the story of the guy in Houston, the guy pitching to sign you up used it used after the class. would hope to never have to use it

hey Keith!!!


David G

[M16]

Call the agent who carries your homeowners insurance. Get an umbrella policy if you don’t have one.

[coker737]

Me Too.
US Texas Lawsheild

[Keith]

Originally Posted by M16

Call the agent who carries your homeowners insurance. Get an umbrella policy if you don’t have one.

That should cover a ruling against you, or a civil lawsuit, but it wouldn't over the lawyer fees, right?

[ren087]

Texas Law Shield

[Pistol]

Originally Posted by Keith

This is an old thread, but I think it would be a good idea to get carry insurance, especially with the election results coming soon. I work all over the country, will Texas Law Shield cover me while I am working outside of Texas? What about my wife and college aged boys?

I have been reading reviews since you brought this up. Texas Shield Law has expended and changed their name to US Shield Law. But here is a lawsuit that was brought against them in 2015 https://www.thetrace.org/2015/08/tex...ction-lawsuit/

USCCA will cover you wife if she is inside the home and uses a weapon to defend herself. If she carries outside the home, she can be added for $77/month. (Gold level)

I haven't decided yet. LS has unlimited coverage but has some down points. USCCA has limits but broader coverage like a 350-700/day per diem while you are in court (based on the level). SL does not.

This review published in August
https://gununiversity.com/uscca-vs-us-law-shield/

Hope this helps

[Keith]

Originally Posted by Pistol

I have been reading reviews since you brought this up. Texas Shield Law has expended and changed their name to US Shield Law. But here is a lawsuit that was brought against them in 2015 https://www.thetrace.org/2015/08/tex...ction-lawsuit/



USCCA will cover you wife if she is inside the home and uses a weapon to defend herself. If she carries outside the home, she can be added for $77/month. (Gold level)



I haven't decided yet. LS has unlimited coverage but has some down points. USCCA has limits but broader coverage like a 350-700/day per diem while you are in court (based on the level). SL does not.



This review published in August

https://gununiversity.com/uscca-vs-us-law-shield/



Hope this helps

Thank you, I'll check out those links.

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