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Old 04-13-2018, 08:49 PM   #1
WCB
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Default What carry insurance

What do you use, why and have you used it??

NRA Carryguard, Texas Lawshield, etc...
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Old 04-13-2018, 08:56 PM   #2
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USTexas Lawsheild and I'm a life member of NRA & TSRA
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Old 04-13-2018, 09:00 PM   #3
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Texas lawshield is what have
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Old 04-13-2018, 09:12 PM   #4
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Texas lawshield here as well

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Old 04-13-2018, 09:15 PM   #5
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Quote:
Originally Posted by wsteffen View Post
USTexas Lawsheild and I'm a life member of NRA & TSRA
I too am a life NRA member.

Just not sure which is the best...
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Old 04-13-2018, 09:25 PM   #6
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Quote:
Originally Posted by WCB View Post
I too am a life NRA member.

Just not sure which is the best...
Texas Lawshield just looked the best all around. Cover your wife and minor kids for just a little more. The Hunter fisher and bailbomd coverage did it for me.
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Old 04-13-2018, 09:27 PM   #7
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Texas Lawshield as well. Was USCCA a few years back, but TLS seems to be a much better service. Have talked with their lawyers on a couple of occasions to have questions answered.
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Old 04-13-2018, 11:44 PM   #8
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TLS for entire family
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Old 04-14-2018, 11:34 AM   #9
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Out of a small pool, it looks like Lawshield is leading...

Anyone else??
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Old 04-14-2018, 11:44 AM   #10
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I have had US Law Shield formerly Texas Law Shield since 2013. I stuck with them due to their Texas roots and I can't find that much difference in the top tier competitors that are out there. I like that they are local.
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Old 04-14-2018, 07:26 PM   #11
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Texas law shield here also.
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Old 04-14-2018, 09:38 PM   #12
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Iíve been checking NRA and USCCA as well as TLS. The NRA and USCCA plans are insurance. Not sure yet about the USCCA yet but the NRA plan is insurance that reimburses after acquittal or dismissal.
Lawshield is leading the way with no cap for trial/appeal. But nothing for civil settlement either...
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Old 04-14-2018, 09:58 PM   #13
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Tls
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Old 04-15-2018, 07:53 AM   #14
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TLS

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Old 04-15-2018, 08:46 AM   #15
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What are the cost of the TLS and Carryguard?
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Old 04-15-2018, 08:52 AM   #16
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Quote:
Originally Posted by quackaholic1 View Post
Texas lawshield is what have
X2
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Old 04-15-2018, 11:38 AM   #17
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What are the cost of the TLS and Carryguard?
TLS, with the options I selected, is ~$460 a year. That included $40 one time setup fee for me and the wife. Options were, U.S. coverage for both, Hunter Shield for me and bail for both. TLS has no cap on defense cost and you use an in network attorney.

NRA Guard has 4 different levels of civil and defense reimbursement coverage. Gold Plus was ~$550 annually for $1.5 mil civil and $250K defense. 20% of defense $$$ can be used for time off of work/home cleanup after a shooting/mental help/etc... you pick your own attorney and pay him then get reimbursed.

I donít have enough cash to pay upfront for a lengthy trial so Iím going with TLS.
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Old 04-16-2018, 12:49 AM   #18
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From what I've researched, USCCA!
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Old 04-16-2018, 05:54 AM   #19
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None. I'll get Chew to represent me.
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Old 04-16-2018, 11:40 AM   #20
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Quote:
Originally Posted by jlinville View Post
From what I've researched, USCCA!
Why?

What's better about it than the others?
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Old 04-16-2018, 12:07 PM   #21
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Wife and I went with TLS. Haven't used and never want to. I liked it because they represent you in anything self defense related not just fire arms. You stab a guy with a pencil, you're covered by them. The other's may do that at as well I don't know. And like you said I don't have a ton of money to pay for legal help up front and wait for reimbursement
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Old 04-16-2018, 12:27 PM   #22
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I've been googling around on TLS and I keep seeing that they are in Class Action suits and are being called a scam.. Thats just what I read today not sure how accurate it all is.
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Old 04-16-2018, 12:54 PM   #23
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Quote:
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I've been googling around on TLS and I keep seeing that they are in Class Action suits and are being called a scam.. Thats just what I read today not sure how accurate it all is.
What insurance isn't?
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Old 04-16-2018, 01:05 PM   #24
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Originally Posted by PEC View Post
What insurance isn't?
true
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Old 04-16-2018, 07:31 PM   #25
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Does anyone know someone that has personally had to actually use TLS or any other carry insurance?
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Old 04-16-2018, 08:34 PM   #26
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Wife and I have TLS.
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Old 04-16-2018, 09:16 PM   #27
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Quote:
Originally Posted by krisw View Post
Does anyone know someone that has personally had to actually use TLS or any other carry insurance?
Does anyone personally know someone who has shot another person? Not talking about Leo or military?
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Old 04-16-2018, 09:29 PM   #28
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Quote:
Originally Posted by krisw View Post
Does anyone know someone that has personally had to actually use TLS or any other carry insurance?
Good question. The real test of any insurance is when you have to use it.
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Old 11-05-2020, 11:56 AM   #29
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This is an old thread, but I think it would be a good idea to get carry insurance, especially with the election results coming soon. I work all over the country, will Texas Law Shield cover me while I am working outside of Texas? What about my wife and college aged boys?
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Old 11-05-2020, 12:01 PM   #30
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Yes to law shield covering outside Tx and your wife but maybe additional cost.
Unsure of your kids. My kids are covered, additional cost, but they are under 18.

Last edited by awry; 11-05-2020 at 12:13 PM.
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Old 11-05-2020, 12:04 PM   #31
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Quote:
Originally Posted by Keith View Post
This is an old thread, but I think it would be a good idea to get carry insurance, especially with the election results coming soon. I work all over the country, will Texas Law Shield cover me while I am working outside of Texas? What about my wife and college aged boys?
I'm curious of this as well. I've had TLS for 10 years or so but never thought about not being covered while out of state.
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Old 11-05-2020, 12:12 PM   #32
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I use USCCA and this is what they just told me for coverage,

"So, as long as you are able to carry a firearm legally in that state you can have coverage depending on the situation. If you are not able to carry a firearm in any other state, you can still get coverage if you use a legal object of opportunity to defend yourself."

Hope this helps.

If anyone is looking to join let me know and i can get you in through the referral program.

Last edited by BlessedVeteran0305; 11-05-2020 at 12:15 PM.
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Old 11-05-2020, 12:30 PM   #33
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CCW Safe is the first and only concealed carry insurance to successfully get an acquittal for a client in a murder 1 self defense case. Worth checking them out.
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Old 11-05-2020, 12:36 PM   #34
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I went with the basic USCCA coverage. I bought it just because in Houston there has been a 20% increase of burglaries as a result of covid. I haven't needed it yet, thankfully.
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Old 11-05-2020, 12:39 PM   #35
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Quote:
Originally Posted by blaqkpanda View Post
I went with the basic USCCA coverage. I bought it just because in Houston there has been a 20% increase of burglaries as a result of covid. I haven't needed it yet, thankfully.
And our Soros-funded DA just won again.
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Old 11-05-2020, 12:42 PM   #36
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Patriot Legal Protection
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Old 11-05-2020, 12:50 PM   #37
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The thing that most concerns me about USCCA is that they appear to be more interested in marketing than anything else.
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Old 11-05-2020, 01:04 PM   #38
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I have the USCCA insurance.
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Old 11-05-2020, 01:54 PM   #39
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Quote:
Originally Posted by PEC View Post
What insurance isn't?
Fact...ÖÖ..ÖÖ...
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Old 11-05-2020, 02:00 PM   #40
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Quote:
Originally Posted by Keith View Post
This is an old thread, but I think it would be a good idea to get carry insurance, especially with the election results coming soon. I work all over the country, will Texas Law Shield cover me while I am working outside of Texas? What about my wife and college aged boys?
I also travel for work, I'm gone typically 10-11 months of the year. I have Texas Law Shield and paid the little bit extra for the 50 state coverage. I've (thankfully) never had to use it so can't speak to how well it all works out but I guess that would pretty heavily depend on the circumstances around which you used a firearm to defend yourself. Just a little peace of mind I guess.
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Old 11-05-2020, 02:24 PM   #41
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Quote:
Originally Posted by Keith View Post
This is an old thread, but I think it would be a good idea to get carry insurance, especially with the election results coming soon. I work all over the country, will Texas Law Shield cover me while I am working outside of Texas? What about my wife and college aged boys?
I just signed up for TLS and there was an add on for ~$36 to cover you out of state. I don't go out of state so I didn't get it but the option is there.
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Old 11-06-2020, 05:49 AM   #42
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Thanks for the information. I'll do more research.
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Old 11-06-2020, 06:17 AM   #43
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I have Texas law shield. I have never needed to use it. I have called or emailed them several times when I had questions about the laws in other states, whether I had trouble finding the laws or just wanted clarification. I was either put in touch with a lawyer from that state or sent an email of the laws of the state. What I like is when I travel I call and have multi state added then when I get home I call and have it taken off. They let you do it on a pro rate basis so you only pay for it when you need it instead of paying for it all the time.
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Old 11-06-2020, 06:26 AM   #44
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TLS, since I got my LTC, although I know of no one that has used it, just the story of the guy in Houston, the guy pitching to sign you up used it used after the class. would hope to never have to use it

hey Keith!!!


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Old 11-06-2020, 07:16 AM   #45
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Call the agent who carries your homeowners insurance. Get an umbrella policy if you don’t have one.
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Old 11-06-2020, 07:18 AM   #46
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Me Too.
US Texas Lawsheild
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Old 11-06-2020, 08:34 AM   #47
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Quote:
Originally Posted by M16 View Post
Call the agent who carries your homeowners insurance. Get an umbrella policy if you donít have one.
That should cover a ruling against you, or a civil lawsuit, but it wouldn't over the lawyer fees, right?
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Old 11-06-2020, 10:43 AM   #48
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Texas Law Shield
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Old 11-06-2020, 05:39 PM   #49
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Quote:
Originally Posted by Keith View Post
This is an old thread, but I think it would be a good idea to get carry insurance, especially with the election results coming soon. I work all over the country, will Texas Law Shield cover me while I am working outside of Texas? What about my wife and college aged boys?
I have been reading reviews since you brought this up. Texas Shield Law has expended and changed their name to US Shield Law. But here is a lawsuit that was brought against them in 2015 https://www.thetrace.org/2015/08/tex...ction-lawsuit/

USCCA will cover you wife if she is inside the home and uses a weapon to defend herself. If she carries outside the home, she can be added for $77/month. (Gold level)

I haven't decided yet. LS has unlimited coverage but has some down points. USCCA has limits but broader coverage like a 350-700/day per diem while you are in court (based on the level). SL does not.

This review published in August
https://gununiversity.com/uscca-vs-us-law-shield/

Hope this helps
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Old 11-06-2020, 09:10 PM   #50
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Quote:
Originally Posted by Pistol View Post
I have been reading reviews since you brought this up. Texas Shield Law has expended and changed their name to US Shield Law. But here is a lawsuit that was brought against them in 2015 https://www.thetrace.org/2015/08/tex...ction-lawsuit/



USCCA will cover you wife if she is inside the home and uses a weapon to defend herself. If she carries outside the home, she can be added for $77/month. (Gold level)



I haven't decided yet. LS has unlimited coverage but has some down points. USCCA has limits but broader coverage like a 350-700/day per diem while you are in court (based on the level). SL does not.



This review published in August

https://gununiversity.com/uscca-vs-us-law-shield/



Hope this helps
Thank you, I'll check out those links.

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