dump truck insurance

[andre3k]

I'm looking to purchase a dump truck to haul road base and aggregate to my property to finish up my road. I've tried working with a few contractors and I'd rather do it myself.

Will I have to purchase commercial insurance if it's just for personal use? Also, will I be able to get farm tags for a dump truck?

[Sackett]

I have a commercial policy with progressive for my chipper truck and it’s not too bad. I would think since you’re operating it on a public road, you wouldn’t be able to get farm tags, but it’s probably a question for your local tax office

[Walker]

Insurance, I have no idea. Farm tags, yes

[Jerry Worley]

I'm looking to purchase a dump truck to haul road base and aggregate to my property to finish up my road. I've tried working with a few contractors and I'd rather do it myself.

Will I have to purchase commercial insurance if it's just for personal use? Also, will I be able to get farm tags for a dump truck?

Don’t know about the farm tags, but you will have to get commercial because the class of vehicle.

[MasonCo.]

Air brakes? Doesn’t that require CDL as well?


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[Tyrex750]

Class b cdl with airbrakes and a medical card

[mjhaverkamp]

Depends on how big a dump truck you are getting, if the GVW is under 27K pounds ( I think ) you do not even need a class b license. If the truck is only used for farm work I would think you could get farm tags, the insurance should not be anymore than a regular truck if it is not used commercially and is under CDL, I am not an authority on the subject so take it for what it is worth.

[twistedmidnite]

How far are you hauling? Just buy the dumptruck and haul. Don't speed and use your lights.

[andre3k]

Class b cdl with airbrakes and a medical card

I got my Class A CDL when I decided to get a dump truck. No worries there.

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[Quackerbox]

Let me know if you wanna haul to limestone!

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[Bubba]

I had a 8yd truck i used for personal use. If i remember right Farm Bureau insured it.I think liability was like 300 a year. No commercial license on a 8yrd truck ether.

[stickerpatch59]

I'm looking to purchase a dump truck to haul road base and aggregate to my property to finish up my road. I've tried working with a few contractors and I'd rather do it myself.

Will I have to purchase commercial insurance if it's just for personal use? Also, will I be able to get farm tags for a dump truck?

i've been with 1st guard; out of Florida for 25 yrs, good folks.

[andre3k]

i've been with 1st guard; out of Florida for 25 yrs, good folks.

I'll call them tomorrow and see if they will cover me for less than commercial rates.

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[CoolHandLuke]

Sent you a PM

[andre3k]

Picked it up last week. It needed 3 new batteries but it fired right up after sitting for several years. Last registered in 2017. Drove it from Ft Worth to Burkeville. It took a while, top speed is 62 mph. Might be able to hit 70 going downhill. Was able to get liability through progressive for a decent rate. GVWR is 35k, so I should be able to haul about 23k in the bed. If anyone wants to get rid of some clean fill around the Burkeville / Jasper / Kirbyville area please let me know.