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Old 02-20-2020, 11:26 PM   #51
Black Ice
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Originally Posted by Burnadell View Post
I agree!


What do you agree with?


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Old 02-20-2020, 11:35 PM   #52
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Part of doing business. Price accordingly or don’t accept PayPal.
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Old 02-20-2020, 11:46 PM   #53
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Part of doing business. Price accordingly or don’t accept PayPal.
But what about those lowballers?

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Old 02-20-2020, 11:46 PM   #54
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What do you agree with?


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What they said!
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Old 02-20-2020, 11:54 PM   #55
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What they said!


I agree


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Old 02-21-2020, 12:35 AM   #56
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Originally Posted by Texas276 View Post
If you don’t tell theM friends and family or they need to add the fees, upfront..that’s on 100% on you.
Agree with this. I made that mistake once and didn't think aboot it, buyer paid normal PayPal and I received less than full obviously. Since I hadn't thought of it I just ate the fees. Now I specify up front to either use Friends & Family or add 3%.
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Old 02-21-2020, 05:59 AM   #57
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Originally Posted by M16 View Post
That's BS. But it's best to list it in your add. Price is PayPal F&F or add 3.5%. Buyer should pay the fee if he wants protection. If you are buying a gun PayPal isn't going to protect you anyhow.


^^This^^

This is SOP on most other forum classifieds these days. Although, 3% is what I use for non F&F transactions. It will more than cover the PayPal fees. Kinda surprised that this hasn’t gotten figured out on TBH. I don’t get on here much any more but I was kinda surprised to see this thread. Kinda like, ‘so 2015!’ Lol!


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Old 02-21-2020, 06:20 AM   #58
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Agree. When the terms clearly say PayPal friends and family or buyer pays fees, that’s pretty clear. I had someone try to stiff me for the fee on a higher priced item, I refunded their money and told them if they’d still like the item to pay per the terms stated.


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Old 02-21-2020, 06:29 AM   #59
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If your the seller and you agree to receive your payment by pay pal then it's on you. If the fee's is an issue then up your price. The buyer agrees to your price and then has to pay extra to pay the seller? It's my understanding the payee doesn't have the same protection if paying friends and family as if paying seller and buyer.
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Old 02-21-2020, 06:48 AM   #60
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Originally Posted by Smithwr View Post
I agree that the buyer should add to the price to send goods and services so he has some type of recourse. Never stick the seller with the fees.
So do you add 3-3.5% to all of your purchases made with a credit card?

CC companies charge a fee to the vendor for using their CC

If the seller does not address fees in the pricing then the seller is responsible.

If you have a PP account (only way I know of that you can take payment that way) you are fully aware of how PP works, or at least you should

Like I stated earlier, known sellers are one thing, unknown ones never get "friends and family" as you are out of luck if you get scammed as the buyer.

I have negotiated things that were listed "if you use PP, friends and family" to pay normal and add fees on my end too.
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Old 02-21-2020, 08:14 AM   #61
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Originally Posted by M16 View Post
How so? Everyone on this forum is a friend of mine.
Because they are a "seller" and a "buyer". I'm sure it's not gonna land anyone in the pokey for it. For me it's the right thing to do though.

Gary
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Old 02-21-2020, 08:37 AM   #62
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it will cover you if anything happens during the shipment, 2-3 dollars isn't a big deal, ive done this plenty of times and had a bow show up to my house that the strings exploded during shipment so those extra fees protected me and the seller, its not a big deal my god lol
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Old 02-21-2020, 08:59 AM   #63
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I agree. The buyer usually has a choice of how to pay. If they elect to use paypal, they should cover the fees.
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Old 02-21-2020, 09:02 AM   #64
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When I sell one of my knives i give the buyer the option of Paypal "friends and family" or for them to cover the 3% fee...never had a problem and never had anyone gripe about it, but maybe i've just been lucky!
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Old 02-21-2020, 09:04 AM   #65
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venmo is free
bingo!
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Old 02-21-2020, 09:30 AM   #66
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Originally Posted by DRT View Post
I pay the fees unless agreed upon differently.
PayPal is a service. If you are using friends and family to make a purchase technically you're committing a fraud so I dont. As a business owner I wouldn't like being side stepped on my fees so I dont do it to them.

Gary
I agree with you. It's the responsibility of the seller to stipulate the terms of the transaction up front. And that includes payment methods, shipping options, etc. If the seller fails to do that, they can't really blame the buyer for simply using PayPal in exactly the way the service is intended to be used.
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Old 02-21-2020, 09:49 AM   #67
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Originally Posted by Atfulldraw View Post
I can't believe people still use Paypal....
Why?
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Old 02-21-2020, 09:51 AM   #68
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Originally Posted by Mike D View Post
Agree. When the terms clearly say PayPal friends and family or buyer pays fees, that’s pretty clear. I had someone try to stiff me for the fee on a higher priced item, I refunded their money and told them if they’d still like the item to pay per the terms stated.


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Yup....this^^^


Communication up front is key.
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Old 02-21-2020, 10:24 AM   #69
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Originally Posted by deerplanter View Post
If your the seller and you agree to receive your payment by pay pal then it's on you. If the fee's is an issue then up your price. The buyer agrees to your price and then has to pay extra to pay the seller? It's my understanding the payee doesn't have the same protection if paying friends and family as if paying seller and buyer.
I agree with this 100%. If you think it's automatically on the buyer to cover the fees then I think you don't understand how these transactions work.

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Old 02-21-2020, 10:52 AM   #70
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Originally Posted by Sleepy View Post
I agree. Basically you are paying their insurance for them.
Anyone that insists on receiving money from a buyer for an item via F&F is being unfair to the buyer. The fee paid by the seller assures the buyer will either get the product or his money back.

If a buyer uses F&F and gets screwed by the seller, PayPal will not reimburse the buyer. They will if you send it normally with the seller paying the fees.

Best way is to set your price including the 3% fee - that way both parties are protected basically. I would never buy anything using F&F if I didn’t know the seller. That’s just stupid imo.
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Old 02-21-2020, 11:30 AM   #71
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Quote:
Originally Posted by DRT View Post
I pay the fees unless agreed upon differently.
PayPal is a service. If you are using friends and family to make a purchase technically you're committing a fraud so I dont. As a business owner I wouldn't like being side stepped on my fees so I dont do it to them.

Gary
No you're not, you're just turning down insurance.
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Old 02-21-2020, 11:51 AM   #72
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Originally Posted by Dale Moser View Post
No you're not, you're just turning down insurance.
yeah has nothing to do with fraud lol, its basically an insurance/liability deal
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Old 02-21-2020, 12:01 PM   #73
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Sorry you are right and wrong Dale. PayPal is a service and the service is provided for a fee. The protection is a benefit of not skipping out paying for that service.

Gary
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Old 02-21-2020, 12:06 PM   #74
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Quote:
Originally Posted by cj7zrcool View Post
PayPal is a service that guarantees & facilitates the money transfer. It’s not free. Negotiate who pays it beforehand or get your buyer to snail-mail a check or money order....
This.
I don't particularly like Paypal (they take the buyer's side on just about any dispute), but they provide a useful service. Also, by trying to use Paypal and NOT paying them (i.e., 'friends and family'), you are more-or-less stealing from them.
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Old 02-21-2020, 12:10 PM   #75
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Originally Posted by Atfulldraw View Post
I can't believe people still use Paypal....


What’s the better option?
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Old 02-21-2020, 12:43 PM   #76
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The seller could always request a postal or bank MO - and that would have the buyer’s *** hanging out in the wind. I wonder how many buyers would opt for that?

However, I did have a guy in Georgia last year send me an $800 postal MO for a Zeiss Duralyt scope - lucky for him I’m honest.
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Old 02-21-2020, 01:04 PM   #77
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Weird, I just have missed the TBH rule where you must eat the PayPal fees.
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Old 02-21-2020, 01:13 PM   #78
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Originally Posted by Atfulldraw View Post
I can't believe people still use Paypal....

This ^^^^^^.

Paypal is not firearms friendly and I've had my credit cards hacked twice by using paypal. Got my money back both times after the bank said it was paypal's fault for being hacked.

I now send cashiers checks and include insurance fees when I buy on TBH. When I sell I'll take checks or money orders, and I always insure item express mail.

Pre bill gates paypal and ebay was really fantastic. They were cheap, reliable, and user friendly. Not the case today.
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Old 02-21-2020, 01:16 PM   #79
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I really can see if from both sides...

I usually do a search to make sure there is a good history with the seller. If they are new to the site, have little sales history, or have questionable history I will not pay using F&F. The difference from most is that I don't ask. I take the price asked and add on the fees. I usually round up to the nearest $10. That is the fee I pay as the purchaser to insure the deal. As of yesterday the fee is 2.9% + $0.30 per transaction. That's a reasonable amount for my peace of mind.

If all looks good and there is no concern F&F is fine with me. These are all person to person transactions, and not purchasing from a company. I'm a grown up. I expect others to act accordingly. If there is concern I do what is needed to protect my decisions. Either walk away, pay the fee or just make the deal.

All that said I have never had a bad experience on TBH. For being a bunch of bowhunting internet trolls you are an upstanding group. Yes, I include myself in that good natured insult. Lol.
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Old 02-21-2020, 01:29 PM   #80
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Originally Posted by ghostgoblin22 View Post
it will cover you if anything happens during the shipment, 2-3 dollars isn't a big deal, ive done this plenty of times and had a bow show up to my house that the strings exploded during shipment so those extra fees protected me and the seller, its not a big deal my god lol
I didn't realize it covered shipping insurance. How'd that work, seller kept his money and you got refunded and kept the bow, or???
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Old 02-21-2020, 01:35 PM   #81
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Originally Posted by justletmein View Post
I didn't realize it covered shipping insurance. How'd that work, seller kept his money and you got refunded and kept the bow, or???
Pretty sure the seller ate it .....and got to pay the extra fee!
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Old 02-21-2020, 02:04 PM   #82
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Originally Posted by justletmein View Post
I didn't realize it covered shipping insurance. How'd that work, seller kept his money and you got refunded and kept the bow, or???
seller has 14-21 days to send money back, if they don't then you file claim then paypal will take care of you from there....not sure if paypal drafts from their account or sends it themselves but that is disclosed but I believe it comes from their account, but at the end of the day paypal will make sure u get your money back
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Old 02-21-2020, 02:13 PM   #83
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OK, but he said sending goods & services protected him AND the seller, that doesn't sound like it's protecting the seller if they draft the money back. lol
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Old 02-21-2020, 02:18 PM   #84
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Originally Posted by justletmein View Post
OK, but he said sending goods & services protected him AND the seller, that doesn't sound like it's protecting the seller if they draft the money back. lol
if the seller doesn't do so then they will....the seller is protected in this also unless they do family and friends
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Old 02-21-2020, 02:22 PM   #85
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I broke down and looked it up. Looks like it only protects the seller for when the buyer says they never got it, or never bought it.

What PayPal Seller Protection covers.
PayPal’s Seller Protection program covers two kinds of buyer claims:

Unauthorized Transactions. This is when a buyer claims they didn’t authorize a payment.
Items Not Received. This is when a buyer claims they never received the item they purchased.


What PayPal Seller Protection doesn’t cover.
Seller Protection doesn’t cover buyer claims for items received that are ‘Significantly Not As Described (SNAD)’; in other words, what the buyer received doesn’t match what they ordered. For example: Say the buyer ordered a pink scarf but received a green one instead. But you can reduce SNAD complaints by:

Providing detailed and accurate descriptions of the items you are selling.
Communicating well with your buyers.
Answering any questions about the item(s) quickly.
Being open to resolving issues as they arise (refunds, returns, and exchanges) to prevent a formal complaint.
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Old 02-21-2020, 02:33 PM   #86
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Can someone use a LoneStar card on Paypal without hassle? Asking for a friend.
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Old 02-21-2020, 02:35 PM   #87
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Quote:
Originally Posted by ghostgoblin22 View Post
it will cover you if anything happens during the shipment, 2-3 dollars isn't a big deal, ive done this plenty of times and had a bow show up to my house that the strings exploded during shipment so those extra fees protected me and the seller, its not a big deal my god lol
So you're saying that you got a refund and the seller was re-reimbursed for the damaged bow?
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Old 02-21-2020, 02:42 PM   #88
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Originally Posted by Traildust View Post
So you're saying that you got a refund and the seller was re-reimbursed for the damaged bow?
yeah I believe USPS is the one who takes care of the seller, because I followed up about a month later to see if he got his bow taken care of and he said he got a check from a 3rd party vendor check made out from USPS to him, so im assuming USPS had to pay it since they're responsible for the **** up
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Old 02-21-2020, 02:45 PM   #89
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Originally Posted by Throwin Darts View Post
A lot of times recently when selling on the TBH classifieds the buyer has paid using Pay Pal and stuck me as the seller with the fees.

So you sell an item for a price and you end up not getting that full price because Pay Pal takes their cut. In my opinion the buyer should eat the fees and the seller should get the agreed upon price.

Am I the only one who sees it that way?


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Old 02-21-2020, 03:12 PM   #90
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Originally Posted by ghostgoblin22 View Post
yeah I believe USPS is the one who takes care of the seller, because I followed up about a month later to see if he got his bow taken care of and he said he got a check from a 3rd party vendor check made out from USPS to him, so im assuming USPS had to pay it since they're responsible for the **** up
He must have purchase addition insurance at the post office then. Priority mail only covers $50 -100
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Old 02-21-2020, 03:30 PM   #91
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So that's definitely not PayPal seller protection. Which to the point of this thread, seems like something that primarily protects the buyer should be paid for by the buyer.
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Old 02-21-2020, 04:26 PM   #92
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Originally Posted by justletmein View Post
So that's definitely not PayPal seller protection. Which to the point of this thread, seems like something that primarily protects the buyer should be paid for by the buyer.
So, in your sale description...just add " TBH PayPal Surcharge "
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