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Old 02-20-2020, 07:29 PM   #1
Throwin Darts
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Default Classifieds and Pay Pal Fees

A lot of times recently when selling on the TBH classifieds the buyer has paid using Pay Pal and stuck me as the seller with the fees.

So you sell an item for a price and you end up not getting that full price because Pay Pal takes their cut. In my opinion the buyer should eat the fees and the seller should get the agreed upon price.

Am I the only one who sees it that way?


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Old 02-20-2020, 07:30 PM   #2
JLivi1224
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Agree 100%.

Friends and family only.
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Old 02-20-2020, 07:32 PM   #3
WTucker
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Agree. Buyer should send money using “friends and family”. If they won’t do that then they should the extra money to pay for the costs.
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Old 02-20-2020, 07:33 PM   #4
KyleW
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I agree.
Either pay friends and family or whatever it is called so you don’t have fees or add the extra fee if you want the protection from Paypal. I’m not taking a cut cause you don’t want to pay another way.
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Old 02-20-2020, 07:34 PM   #5
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Venmo is free
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Old 02-20-2020, 07:36 PM   #6
ctom87
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Friends and Family. Free.
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Old 02-20-2020, 07:38 PM   #7
doghouse
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I see both sides. Payments to friends are family, the buyer has no recourse if you did not disclose all defects.
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Old 02-20-2020, 07:40 PM   #8
Johnny Dangerr
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Agree and I would add the fees to the seller to cover my back side........
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Old 02-20-2020, 07:40 PM   #9
trophy8
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I will and have refunded their money and told them no deal unless they cover the fee. But most use friends and family.
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Old 02-20-2020, 07:46 PM   #10
DUKFVR
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It should be understood in the deal when you make it who pays the fees. That way there are no hard feelings & everything is up front ,so if one party doesn't agree.
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Old 02-20-2020, 07:52 PM   #11
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I agree. Basically you are paying their insurance for them.
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Old 02-20-2020, 07:55 PM   #12
BrandonH
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I can see both sides. The buyer is not protected if they pay via friends and family. Also whenever you buy anything, whether it's groceries, gas, clothes etc...with a credit card the seller doesn't adjust the price to cover their merchant service fees. All that being said I try to only use Venmo or Zelle.

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Old 02-20-2020, 07:58 PM   #13
TacticalCowboy
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Yep. If I’m selling something, I want the full negotiated amount. That’s one thing I very much dislike about eBay.... you can knock of 15% from the top by the time you figure in ebay’s commission and paypal’s $$

I did a deal the other day on a different site and the seller said he would do PayPal ONLY if I did it “goods and services” and made no mention of what the transaction was for (XDM trigger) and he voluntarily ate the fees. I still don’t understand what his reasoning was but it didn’t cost me any extra.
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Old 02-20-2020, 08:04 PM   #14
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I always use friends and family if it’s fairly inexpensive. If it’s not I send a chk or money order and they can ship once it clears. Don’t wanna have any conflicts with any TBH guys.. lol. I’ve watched y’all literally hunt people down, via the brotherhood. Lol.
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Old 02-20-2020, 08:05 PM   #15
kparker158
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Nearly anything you buy online has 5-15% processing fees that the seller has to pay.
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Old 02-20-2020, 08:08 PM   #16
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Send money to a friend no fees don’t do it as paying for an item
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Old 02-20-2020, 08:12 PM   #17
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Just like with a CC, the seller should price his item to cover his fees. You legally can't say I'm going to charge you more because you use a CC, but you can offer a discount for other forms of pay. Either way about it the buyer pays or should pay the fees it's just usually on the backside.
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Old 02-20-2020, 08:12 PM   #18
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Quote:
Originally Posted by doghouse View Post
I see both sides. Payments to friends are family, the buyer has no recourse if you did not disclose all defects.
can see both sides as well. seems like it should just be part of the agreed upon terms between buyer and seller. just be clear about before "done deal"
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Old 02-20-2020, 08:24 PM   #19
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I never send friends and family unless it’s someone I know. I will add the fees to make the price right though I just don’t trust people enough to send money blind with no recourse if they’re lying
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Old 02-20-2020, 08:25 PM   #20
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Quote:
Originally Posted by trophy8 View Post
I will and have refunded their money and told them no deal unless they cover the fee. But most use friends and family.


I believe PayPal charges fees on refunds now. Meaning if someone pays you $100 via goods and services and you end up getting $96.50 (figure 3.5% fee) but then refund them their $100 payment the other $3.50 is charged to your preferred payment method and they get the full $100 back. So even if they then paid you via F&F youíre still out the 3.5%. Think they changed it back in October or thereabout.
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Old 02-20-2020, 08:27 PM   #21
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Quote:
Originally Posted by bphillips View Post
I never send friends and family unless itís someone I know. I will add the fees to make the price right though I just donít trust people enough to send money blind with no recourse if theyíre lying
I probably should. But Iíve paid for $3k+ items F&F lol.
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Old 02-20-2020, 08:27 PM   #22
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For what itís worth, itís against PayPalís terms of service to charge the fee to the buyer. Not saying I agree with that, but it is. It seems common practice on gun and hunting forums to expect or demand F&F payments, but maybe the better option is to add the PayPal fee into the price of the item, and give people a cash discount for other methods of payment.
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Old 02-20-2020, 08:28 PM   #23
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Quote:
Originally Posted by trophy8 View Post
I probably should. But Iíve paid for $3k+ items F&F lol.
Yea no way lol
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Old 02-20-2020, 08:30 PM   #24
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I think you will save yourself a lot of grief if you clearly state your expectations in your For Sale ads.
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Old 02-20-2020, 08:38 PM   #25
Black Ice
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Seller should always pay the fee if needed.


Seller pays commissions on a home sale.


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Old 02-20-2020, 08:39 PM   #26
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PayPal is a service that guarantees & facilitates the money transfer. It’s not free. Negotiate who pays it beforehand or get your buyer to snail-mail a check or money order....
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Old 02-20-2020, 08:39 PM   #27
BeetleGuy
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The fee protects the buyer. Figure in that fee or in your price say buyer pays the 3%. I know we don’t have problems much on TBH but rarely we do. I know when I buy something and pay with PayPal I pay goods and services but I’ll add 3% to the price. On the other hand I don’t get upset when I sell something and the buyer does not do the same.

I recently sold 2 items on here. Both sold for $300. One buyer paid friends and family and one goods and services. It’s the cost of doing business in my mind
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Old 02-20-2020, 08:45 PM   #28
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Quote:
Originally Posted by Throwin Darts View Post
A lot of times recently when selling on the TBH classifieds the buyer has paid using Pay Pal and stuck me as the seller with the fees.
That's BS. But it's best to list it in your add. Price is PayPal F&F or add 3.5%. Buyer should pay the fee if he wants protection. If you are buying a gun PayPal isn't going to protect you anyhow.
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Old 02-20-2020, 08:48 PM   #29
DRT
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I pay the fees unless agreed upon differently.
PayPal is a service. If you are using friends and family to make a purchase technically you're committing a fraud so I dont. As a business owner I wouldn't like being side stepped on my fees so I dont do it to them.

Gary
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Old 02-20-2020, 08:50 PM   #30
Throwin Darts
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If you sell something for say $100 you need to say on TBH that you need to receive a $100 and if the buyer wants to use pay pal goods and services then they need to send as much as is needed to net the $100 to the buyer.

I would never go buy a car and then deduct the cost of my insurance from what I would send the dealer for payment.

Seems like common sense to me but I guess not.


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Old 02-20-2020, 08:53 PM   #31
Casey
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One thing to remember, friends and family, venmo and other options don't afford you any protection if the seller jams you. I know of sites similar to TBH that have classifieds and they encourage the users to rely on services that insure the payment. A quote from one:

Quote:
Do not use Paypal Family & Friends, Venmo, Zelle or any other uninsured payment method.

Some of you may want to avoid paying Paypal taxes or fees involved in online transactions but these fees are put in place by the financial institutions for a reason. Think of these fees as insurance if things go wrong.
Just a thought!
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Old 02-20-2020, 08:56 PM   #32
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Private business owners deal with this daily. That's why stores ask Debit or credit. Debit takes less. Credit more. Welcome to the price of doing business. You can however refuse PayPal
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Old 02-20-2020, 08:58 PM   #33
Big Lee
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If the buyer receives a less than expected product. They can not refuse payment if,bought through friends and family pay pal.
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Old 02-20-2020, 08:59 PM   #34
M16
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Quote:
Originally Posted by DRT View Post
If you are using friends and family to make a purchase technically you're committing a fraud so I dont.

Gary
How so? Everyone on this forum is a friend of mine.
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Old 02-20-2020, 09:10 PM   #35
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I have done it both ways depending on if I knew the person. If I didnít send money by friends and family then I added enough to my cost to cover the free so seller got their monies and I got some buyers protection. Think you should make that clear if you offer to take PayPal upfront.


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Old 02-20-2020, 09:20 PM   #36
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Zelle works well. Hey that rhymes!!!
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Old 02-20-2020, 09:22 PM   #37
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How so? Everyone on this forum is a friend of mine.
Can I please get a zero interest loan from you, bestest buddy? Thanks in advance.
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Old 02-20-2020, 09:34 PM   #38
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Quote:
Originally Posted by DUKFVR View Post
It should be understood in the deal when you make it who pays the fees. That way there are no hard feelings & everything is up front ,so if one party doesn't agree.
This ^^^^^


On TBH if I know or have a strong sense of trust of the seller I will pay "friends and family" without discussing.

People I don't know or trust get paid the regular way and that is part of selling and using PP.

Easy fix is to ask 4% more than what you want to pocket if using PP
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Old 02-20-2020, 09:42 PM   #39
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If they’ve been a member for awhile and are active then I aim for friends and family or Venmo. If not and it’s a Paypal method with fee’s I aim at splitting the fee’s with the buyer.

When it’s a 1k item I’m not losing out on the 30-40$ lol
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Old 02-20-2020, 09:47 PM   #40
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Can I please get a zero interest loan from you, bestest buddy? Thanks in advance.
Yes you can my friend. Would you like your interest free loan of one penny mailed to you or will you be picking it up in person?
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Old 02-20-2020, 09:52 PM   #41
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Originally Posted by M16 View Post
Yes you can my friend. Would you like your interest free loan of one penny mailed to you or will you be picking it up in person?
It may take some time to get back with you on this. Serious thought must be given to such matters.
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Old 02-20-2020, 09:52 PM   #42
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Quote:
Originally Posted by JLivi1224 View Post
Agree 100%.

Friends and family only.
This
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Old 02-20-2020, 09:52 PM   #43
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I agree that the buyer should add to the price to send goods and services so he has some type of recourse. Never stick the seller with the fees.
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Old 02-20-2020, 10:09 PM   #44
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If you don’t tell theM friends and family or they need to add the fees, upfront..that’s on 100% on you.
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Old 02-20-2020, 10:24 PM   #45
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Quote:
Originally Posted by Throwin Darts View Post
A lot of times recently when selling on the TBH classifieds the buyer has paid using Pay Pal and stuck me as the seller with the fees.

So you sell an item for a price and you end up not getting that full price because Pay Pal takes their cut. In my opinion the buyer should eat the fees and the seller should get the agreed upon price.

Am I the only one who sees it that way?


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Yep....I got dinged a a $600 sell....kinda pizzed me off, but I just let it go. Now I make it clear.
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Old 02-20-2020, 10:37 PM   #46
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Quote:
Originally Posted by bphillips View Post
I never send friends and family unless itís someone I know. I will add the fees to make the price right though I just donít trust people enough to send money blind with no recourse if theyíre lying


This but I cover it, don't expect the seller to


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Old 02-20-2020, 10:40 PM   #47
Fightinaggies
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Default Classifieds and Pay Pal Fees

Quote:
Originally Posted by Traildust View Post
Yep....I got dinged a a $600 sell....kinda pizzed me off, but I just let it go. Now I make it clear.


I would have sent it back, that's BS. It's not the $18 it the principle of it!


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Old 02-20-2020, 10:45 PM   #48
Atfulldraw
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I can't believe people still use Paypal....
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Old 02-20-2020, 11:00 PM   #49
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I sold some ropes on Facebook a few days back and told the guy it was $11 for everything. He was so happy I was giving him a great deal, when I received $10.63 I wasn’t pleased. I practically gave away the ropes and was just trying to make a few bucks and clean up some space. I usually don’t say anything about the fees but it is annoying.
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Old 02-20-2020, 11:08 PM   #50
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I agree!
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