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Old 09-25-2022, 02:56 PM   #1
Goldeneagle
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Thumbs up Amost there!

Sunday is sit down and pay bills day. Today I said adios to two credit cards. Paid off in full! The only debt I have left is my mortgage and it only has nine more payments. I'm just about there!
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Old 09-25-2022, 03:01 PM   #2
tps7742
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Congratulations you are way ahead of most folks! Try and enjoy life for yourself.
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Old 09-25-2022, 03:08 PM   #3
BlessedVeteran0305
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Congratulations
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Old 09-25-2022, 03:10 PM   #4
ttaxidermy
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Congrats... No debt is a great place to be..
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Old 09-25-2022, 03:11 PM   #5
flywise
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Waydago!
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Old 09-25-2022, 03:16 PM   #6
lmartin5
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Congratulations!


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Old 09-25-2022, 03:19 PM   #7
Hogmauler
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Congrats bro. Soon you’ll be soaring like a Golden Eagle with the weight of the world off his wings!
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Old 09-25-2022, 03:27 PM   #8
Texas Grown
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Congrats Randy! Stay at it! It's a great feel-n!
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Old 09-25-2022, 03:32 PM   #9
Johnny Dangerr
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Eighteen months after I paid mine off 2 of them came up with excuses to dump me. The real reason was they were not getting any interest. Found 2 that charge you $599.00 in January and then leave you alone for the rest of the year...
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Old 09-25-2022, 03:40 PM   #10
Fishndude
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Atta kid
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Old 09-25-2022, 03:44 PM   #11
Killer
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Wish I was there!
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Old 09-25-2022, 03:47 PM   #12
DUKFVR
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Location: Sorry Azz Houston & Young County
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Congrats!
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Old 09-25-2022, 04:05 PM   #13
Buckshot4900
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God is good. Nothing like a place with no mortgage.
One step at a time Brother….


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Old 09-25-2022, 04:07 PM   #14
Clintk
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Great news!
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Old 09-25-2022, 04:12 PM   #15
Drycreek3189
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When you get down to groceries, utilities, and maintenance it’s a lot easier to save a little. Good place to be !
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Old 09-25-2022, 04:17 PM   #16
deerslayer64d
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Congrats to you sir your almost there! I’ve had no CC or mortgage for nearly 15 years and it’s a great feeling at 57 or any age as for as that goes.
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Old 09-25-2022, 04:21 PM   #17
Smart
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Awesome! We party at Burger King in 9 months!! one mortgage payment worth of fun!..


Good on you GE... glad you are getting life situated.
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Old 09-25-2022, 05:54 PM   #18
perow
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Heck yea bud-you are buying first round next time
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Old 09-25-2022, 06:29 PM   #19
Gumbo Man
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That’s awesome Randy.
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Old 09-25-2022, 06:31 PM   #20
WilliamL
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Congratulations. Your way ahead of most
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Old 09-25-2022, 06:37 PM   #21
Snowflake Killa
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Congratulations

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Old 09-25-2022, 07:29 PM   #22
louieagarcia
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Good stuff senor! Good plan of action right there
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Old 09-25-2022, 07:43 PM   #23
S-3 Ranch
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Being saddled with debt and school taxes yuck!
Debt can be Conquered ,school taxes never
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Old 09-25-2022, 08:04 PM   #24
Johnny Dangerr
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Quote:
Originally Posted by S-3 Ranch View Post
Being saddled with debt and school taxes yuck!
Debt can be Conquered ,school taxes never
When I hit 65 my city tax bill went down 66%. Then they told me I did not have to pay a dime and they would let it add up and put a lien on the house my kids would have to pay.
I have paid every year...
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Old 09-25-2022, 08:17 PM   #25
HogHunter34
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Good for you sir!
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Old 09-25-2022, 08:17 PM   #26
asu-indian
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Congrats! I'm close as well.
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Old 09-25-2022, 08:34 PM   #27
bobby314
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Man I feel like you can see the finish line of the Iron man. I feel like I'm lacing my shoes up in the parking lot to start lol!
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Old 09-25-2022, 08:35 PM   #28
Landrover
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OUTSTANDING!!!!! Winning moves sir!!!!!!!!!
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Old 09-25-2022, 08:50 PM   #29
coachk
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Location: Henrietta, TX
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Congratulations!! I'm trying to get there too because im gonna be taking a pay cut next year not coaching...10 more months of house payments and we will be debt free as well

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Old 09-25-2022, 08:58 PM   #30
RascalArms
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Good for you Randy. Congrats
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Old 09-25-2022, 09:06 PM   #31
mjhaverkamp
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I am not worried about paying off all of my debt, my kids can take care it it lol, congrats on almost being completely debt free, has to feel really good.
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Old 09-26-2022, 06:36 AM   #32
Goldeneagle
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Quote:
Originally Posted by perow View Post
Heck yea bud-you are buying first round next time
You call one up and I'll buy you one!

Thanks everyone. I've got about one more year of working (if they don't close the doors before then) and having no debt will be a great thing.
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Old 09-26-2022, 08:38 AM   #33
Laketex
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Congrats. I did mine backwards. Got the house paid and my truck paid, now still have 7k in cc debt and 10k on a vehicle loan. But getting there. And I agree, taxes blow.
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Old 09-26-2022, 05:56 PM   #34
coldtrail
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Awesome!
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Old 09-26-2022, 06:07 PM   #35
J-5
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My wife and I went to only cash, check, or debit card about ten years ago. Well, she did. I had been for about fifteen before that. We have two vehicle payments and I have less than half to pay on my new 3/4 ton. We own our house, barns and land free and clear. It’s a real good feeling to be completely on the positive and only the basics to pay. I truly believe if most people in this country would do this we’d be better off as a whole.
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Old 09-26-2022, 07:42 PM   #36
TeamAmerica
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Sounds like you are buying the first round at our next HH! By the way we are overdue. Where's perow?
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Old 09-26-2022, 07:43 PM   #37
TeamAmerica
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Quote:
Originally Posted by perow View Post
Heck yea bud-you are buying first round next time
Didn't even see your post but great minds think alike! We are overdue for one.
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Old 09-26-2022, 08:31 PM   #38
bbbuck
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In 9 months I’ll high five your I’m debt free post.
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Old 09-27-2022, 04:16 AM   #39
jds247
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Hunt In: Voca, Jasper county, newton county and sabine county
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Congratulations! It's a great feeling not having to worry about how much you have in your account each month..
I still use a credit card but I put everything on it we buy and pay it off each month..
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Old 09-27-2022, 06:32 AM   #40
Goldeneagle
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Quote:
Originally Posted by TeamAmerica View Post
Sounds like you are buying the first round at our next HH! By the way we are overdue. Where's perow?
Y'all get one set up and I'll durn sure buy y'all a beer!
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Old 09-27-2022, 06:35 AM   #41
MisterB
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Good on you
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Old 09-27-2022, 06:49 AM   #42
60 Deluxe
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Which drawer will you be putting all that money into? I'm only slightly joking here. You are about to go from every dollar has a purpose to what do we do with all this money. We put our spare money to work and now have three more houses throwing rent money onto the pile. Don't let it rest. Stagnant money doesn't help anyone.
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Old 09-27-2022, 07:15 AM   #43
Johnny Dangerr
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20 years ago I made a plan to be 100% debt free at 65. Ok I missed by 2 months but got there. So at 65 and 2 months old:
1800 mo house note gone
1500 mo blue cross blue shield gone
500 mo credit card interest gone
700 mo car payment gone
AND social security started sending me checks

I still have a job. What do I do with the money?

Well we saved it and watched an account grow. Finally decided to spend a bit of it and bought 2 new cars.
Next month my wife moves to Medicare and another 1300 a month stays home.

Go Randy go...
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Old 09-27-2022, 02:29 PM   #44
Buckshot4900
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If you have a legit job your SS check will be hit if you make over a certain amount.


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Old 09-27-2022, 02:36 PM   #45
7sdad
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Quote:
Originally Posted by Buckshot4900 View Post
If you have a legit job your SS check will be hit if you make over a certain amount.


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Not if your a certain age it doesn't.
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Old 09-27-2022, 03:18 PM   #46
gingib
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Quote:
Originally Posted by mjhaverkamp View Post
I am not worried about paying off all of my debt, my kids can take care it it lol, congrats on almost being completely debt free, has to feel really good.
Sounds like the american way
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Old 09-27-2022, 03:21 PM   #47
Texas452
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Congrats
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Old 09-27-2022, 09:24 PM   #48
Buckshot4900
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Quote:
Originally Posted by 7sdad View Post
Not if your a certain age it doesn't.

Just curious what age that might be.


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