Financing a new boat

[Filletem]

You want a boat - Yes
You have down payment - Yes
Will bank Finance - I say yes
Can you make the payment - ???

If answer to all of the above is Yes, go get you a boat and have fun!!!

This right here! Also your interest rate will be around 6.25% not over 10 like was stated earlier.

[eastxhunter]

Which is why you live on plastic and will never get ahead

Clown. Nothing wrong with financing if done correctly.

[Quackerbox]

Living off of plastic ehhh? [emoji14]

Of course, Good looks only gets ya so far!

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[Snowflake Killa]

With the price of some boats that's like saying your not ready to buy a house if you can't pay cash for it! I've bought several toys with cash but a Ranger 620FS with $10k of electronics isn't one of them! Life is short! I'm gonna catch as many slabs as I can!!![emoji2]


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Right on[emoji16]

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[cantexduck]

UTV are also classified as toys. Have one through my credit union at a hair over 2%

[Rubberdown]

Happiest 2 days in every boats owners life: the day you bought the boat and the day you sold it. I’ve owned many and it has been true of every one.

You aren’t doing it right then. Buy something you can afford, enjoy every second you can with your family and friends FISHING (because a boat purchase for any other reason is stupid). Don’t get something you can’t fix yourself.... a toy shouldn’t put you out financially, and if Selling your toy is the happiest day of ownership for you... why do you keep buying them?

[newmathewsfan]

You aren’t doing it right then. Buy something you can afford, enjoy every second you can with your family and friends FISHING (because a boat purchase for any other reason is stupid). Don’t get something you can’t fix yourself.... a toy shouldn’t put you out financially, and if Selling your toy is the happiest day of ownership for you... why do you keep buying them?

I bought them because I could and just like everything in life, things change. Not everyone has the same interests and even though I love to fish, I have others in my family that have other things they like to do on the water as well. I was never “put out” financially because I bought quality and took great care of everything I’ve owned. I’d say that I’m not STUPID, but I am entitled to an opinion just as you are sir.

[txbowkill]

Buy whatever the **** you want and enjoy your life...

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This right here

[panhandlehunter]

This is the happiest day of a boat owners life.

[Balcones_Walker]

I've had just as much fun on a $1000 Gheenoe as I have had on any of the $60,000+ boats. It's not like we have real blue water to worry about in TX.

[Balcones_Walker]

Ugh now I want another Gheenoe.

[RLUM]

Buy what you want however you want. I bought mine 4 years ago and do not regret it at all. I have fished out of it probably 10 days the last 14. Do the math on guided trips and see where you come out.

[Traildust]

This is the happiest day of a boat owners life.

I'd like some of that action..........and some of those reds too.





Need to stop looking at this thread....getting the boat bug again....

[Charles]

This is the happiest day of a boat owners life.

Ain't no happiness in having to push your boat off a sandbar

[panhandlehunter]

Ain't no happiness in having to push your boat off a sandbar

Oh no. That Tran floats shallow.