Pet Insurnace

[Young gun 12]

A different thread got me thinking about this. Anyone know much about it?

[Acameron52]

I have it through State Farm I believe, runs me less than $50 a month for my Collie, and pays 90% of ANYTHING you have done. Easily pays for itself every year, and we’ll worth the peace of mind if anything expense ever comes up.

[str8shooter]

I've got it through Pets Best on my lab and my wife's Westy. Definitely paid for itself when the Westy got tagged by a rattler. That bill was $7,500 and pet insurance covered 80% of everything after the deductible. Well worth it!!

[czechgrubworm]

I use a pet insurance that is great.. it is called Trupanion...I pay monthly on each dog. You choose your deductible and it is lifetime.. not yearly... they then pay 90%.....

[Young gun 12]

A lot of them have low payouts. I will check out the ones you guys recommended though!

[DRT]

The options have improved the last decade.

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[hooligan]

Do they cover heart worm meds and all that? Trifexus is expensive

[Mudslinger]

Mine is through Nationwide and it is a hair less than $50 apiece for my 2 Rotties.

[gingib]

i would be interested to hear their max.

As with an older dog 8+ it almost seems too good to be true if something major happens. 90% coverage is good IMO

[Playa]

How do you handle claims? Does the vet file & if so do you have to use. Vet that accepts that insurance? Or do you pay out of pocket and then get reimbursed?

[Young gun 12]

How do you handle claims? Does the vet file & if so do you have to use. Vet that accepts that insurance? Or do you pay out of pocket and then get reimbursed?

AllState said EVERY vet is on their plan

[str8shooter]

How do you handle claims? Does the vet file & if so do you have to use. Vet that accepts that insurance? Or do you pay out of pocket and then get reimbursed?

This is the way ours works. But they paid quickly every time we've submitted something and never really questioned anything.

[Acameron52]

i would be interested to hear their max.

As with an older dog 8+ it almost seems too good to be true if something major happens. 90% coverage is good IMO

I doubt they’d ensure him/her, if they did it would be crazy expensive. You gotta get them on it young and have an exam done first to make sure they don’t have any preexisting problems.


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[Young gun 12]

Just talked to my buddy who writes all sorts of insurances, he said hes got a pretty good one.
90% reimburment up to $10k annually.
$250 deductible
cost is $50/month for my 10month old purebred lab.

let me know if you want his info and I will shoot you his name and number and he can get you a quote

[Young gun 12]

i would be interested to hear their max.

As with an older dog 8+ it almost seems too good to be true if something major happens. 90% coverage is good IMO

asked him about your dog too, assuming its a lab (just guessed) the max would be up to 15k. you can select lower amounts though for cheaper rates