Home Owners Insurance advice

[Brazos Hunter]

I will say this, cheaper doesn’t mean you should go with a company! We had SF with EVERY endorsement they offered. Feb ‘21 our pipes froze, blew out and damaged our foundation bad. Even though we had an endowment to cover such an event, they denied the claim, twice. After six months of battling them we paid to fix the house ourselves. We now have an independent guy who looks at payout ratings as well as service/price.



Micheal

[Mike D]

I will say this, cheaper doesn’t mean you should go with a company! We had SF with EVERY endorsement they offered. Feb ‘21 our pipes froze, blew out and damaged our foundation bad. Even though we had an endowment to cover such an event, they denied the claim, twice. After six months of battling them we paid to fix the house ourselves. We now have an independent guy who looks at payout ratings as well as service/price.



Micheal

What was their reason for denying your claim?


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[Atfulldraw]

What was their reason for denying your claim?


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He already said it was State Farm

They don't need a reason....I handle literally hundreds of their claims every year, and they are the absolute worst bully in the business. They do it because they can.

It takes a PA or an attorney to get to them move of their high horse once they lock down on a claim.