Get the 5" filter and heat pump
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AC system replacement cost?
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Big plus is improve air filtration. Honeywell f100 filter system at the very least. doesn't add more than $150 to the contractors cost. I put one in every job I do. don't even give them the option. Most like it when they discover they only have to change filters once or twice a year, which is what they have been doing anyway.
Most mfg's, give a 10 yr (at least) parts warranty for a matched system. In the fine print they mention that you have to perform regular maintenance to keep this warranty up. So, I recommend you buy a maintenance agreement from your contractor after the install. This will only cost $130 to $150 a year, excluding filters or other maint parts (uv air purifier bulbs, humidifier pads). Most also offer priority service and price breaks for maintenance contract customers.
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Like said above, I'd find a different brand. Price seems a bit steep for 14 seer AC, closer to HP prices I would guess. You definitely want to go with heat pump and like said above I'd throw in the HW F100 air cleaner. I believe all brands will offer a 10 year parts warranty when registered.
I'm partial to American Standard heating and air conditioning products. Take a look at consumer reports.
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