Ever wonder why Insurance is stupid expensive?

[gingib]

They would have to regulate both sides. Overbilling and underpaying is the game and the patients get caught in the middle. There needs to be standardized upfront pricing.

Amen! Its a load of crap.

[coldgas]

Last year I needed a particular script and the insurance kept rejecting it. They were wanting me to go to a lab and have several tests run before approving me for the medication I needed. I finally asked the pharmacist how much the medication was and it was only $20. I paid it myself and went on. It would have easily been another $500 bill for a $20 bottle of pills to the insurance had I not just paid for the medicine myself. I thinks its mismanagement all the way around.

Sent from my SM-G973U using Tapatalk

[JLivi1224]

It’s a simple fix, but there’s trillions of dollars lobbying against it. Make no mistake. The way you fix the entire system is you make them compete. You open up the state lines and have transparency pricing. The rest will naturally sort itself out through the free market system. That is capitalism, fellas! And the insurance industry should not be exempt from what all of us are subject to. It’s a racket, and it’s bull****.

[PondPopper]

Our leader is trying to do something about the lack of disclosing medical costs before they are incurred.

Hospital groups file lawsuit to block Trump's price transparency rule:

https://www.reuters.com/article/us-u..._0dtncc6SMvi9U

Lawyers+Corupt Politicians+Big Pharma+Hospitals+Health Insurance co's=One of the largest criminal operations on the planet!!!!! They all get rich and we supply the money!!

IF there is any hope Trump is it.. They fight him at every turn though.. It will probably never be fixed..

[JLivi1224]

It is also intentionally convoluted, and difficult. As someone who has had an extreme amount of medical debt in the past, sometimes it will take me an hour on the phone just to iron out a small issue. At one point it was literally a full-time job for my wife to address and pay bills.

[John Paul]

Amen its all crud, and so the same medical office my wife works for as a medical biller just dropped all medical insurance for staff do to price..... lol. And the wheels on the bus go round and round.... Gotta laugh or I would cry.

[PondPopper]

It is also intentionally convoluted, and difficult. As someone who has had an extreme amount of medical debt in the past, sometimes it will take me an hour on the phone just to iron out a small issue. At one point it was literally a full-time job for my wife to address and pay bills.

YEP.. They make it hard for a reason..

[Bama]

Because of crooks like ATI.
Was quoted "about $40 per visit" when I inquired with receptionist.
Ok, that's reasonable after Insurance payment.
After the rushing to keep scheduling visits I started to become wary. After 4 visits and still not receiving a bill I stopped going. Last service was in early July. I did not get the first bill until November! Imagine if I had kept going... Had I known these ****ers were going to charge my insurance company $350/visit I would have told them where to stick it. I mean, lawyers don't even charge that much.

For what the lady did I could have looked up the exercises on the internet. The first 30 minutes of each visit was spent massaging my next to loosen the muscles. Should have went to the thai massage. At least there I would have gotten a handy.

After fighting this for over a year, ATI is still sticking to their guns and refusing to honor the $40 verbal stating that they already filed on insurance and I am liable for remaining balance.

I have a bill from the same place lol I was told $40 a visit I looked it up on our insurance and thought it was covered all ATI's were except the one I went to.

[BrianL]

Totally agree, patients get the shaft for sure, but if pricing is standardized you would have to standardize Insurance reimbursements. If you didn't the care you would get would be substandard because Docs would have to see 2 to 3 times the amount of patients in a day to keep the practice going.

Yes, no, kinda.... I have two doctors in my family. They complain about the same thing. The huge expenses aren't coming from the doctors, it is coming from facilities. For my son's 2 heart ablation procedures, Dr was about $15,000.00 hospital was $360,000.00. Each required one overnight stay.

[WItoTX]

Yes, no, kinda.... I have two doctors in my family. They complain about the same thing. The huge expenses aren't coming from the doctors, it is coming from facilities. For my son's 2 heart ablation procedures, Dr was about $15,000.00 hospital was $360,000.00. Each required one overnight stay.

Yep, it costs a lot of money to keep the paperwork moving. ACA made it worse, and the Dr's are the ones who look bad in the end, when it isn't their fault.

[JLivi1224]

Lawyers+Corupt Politicians+Big Pharma+Hospitals+Health Insurance co's=One of the largest criminal operations on the planet!!!!!

IF there is any hope Trump is it.. They fight him at every turn though.. It will probably never be fixed..

There it is, Tim! You crazy, tinfoil hat wearing son of a *****, you!

A lot of crow could be served up now in regard to many things over the last several years.

Certainly looking like us tinfoil hat folk, just have our eyes open a little sooner.

[S-3 Ranch]

Pandora box

Lawyers+Corupt Politicians+Big Pharma+Hospitals+Health Insurance co's=One of the largest criminal operations on the planet!!!!! They all get rich and we supply the money!!

IF there is any hope Trump is it.. They fight him at every turn though.. It will probably never be fixed..

Don’t forget insurance companies and pharmaceutical are publicly traded companies, and lots of 401K and pension funds, private company hedge funds are relying on these companies to be financially stable and profitable, so people can get stable retirement
So I doubt the powers that be can close pandoras boxwithout jeopardizing that stability
So I wouldn’t hold your breath hoping that trump or any political figure will fix it

[RiverRat1]

There it is, Tim! You crazy, tinfoil hat wearing son of a *****, you!

A lot of crow could be served up now in regard to many things over the last several years.

Certainly looking like us tinfoil hat folk, just have our eyes open a little sooner.

Nah! Us naysayers just got real lucky when Obamacrap first started. We really had no idea it would turn out bad. I mean has any sector been part taken over by government ever gone down hill?

[Traildust]

If they would only go up 3% a year, everybody would be fine with it.

[toomuchsun]

And in the middle of all this is little hope for a person who truly can not work and has a likely terminal condition and kids and only chance is a procedure for over million bucks. I have a very close family member in this mess whom I have assisted through much of it. Scary as heck if we can not find honest medical help for common stuff much less telling them the patient only has medicaid and the illness is very serious and complicated. I believe we are responsible for ourselves but hope the Government does intervene to at least try to streamline the game and be transpararent. I do not support socialism. I do capitolism. Hate more laws but we need some wise moves. Some starts would be Drug Comanies. Open State Lines and at Canada meds which is partially happening. Like the menu approach too. Get it out there. I pay my bills immediately on a typical day. I always delay Medical bills to weed out the sh##. I do not pay if I do not agree. My credit is good so far so to Heck with em if it is not right!