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Search: Posts Made By: BrianL
Forum: Around the Campfire Yesterday, 04:33 PM
Replies: 15
Views: 687
Posted By BrianL
I'm adding a Roth to our retirement plan at work,...

I'm adding a Roth to our retirement plan at work, and wished I had done it 20 years ago... I would STRONGLY suggest looking at max the Roth, and put any employer match to the regular.
Forum: Around the Campfire Yesterday, 10:31 AM
Replies: 27
Views: 1,240
Posted By BrianL
https://www.nationmaster.com/country-info/compare/...

https://www.nationmaster.com/country-info/compare/Mexico/United-States/Crime

While I understand what you are saying, you aren't much, if any, safer here.
Forum: Around the Campfire Yesterday, 10:10 AM
Replies: 15
Views: 687
Posted By BrianL
You mean you are moving a PRE tax account (401k?)...

You mean you are moving a PRE tax account (401k?) into a Post tax Roth(IRA OR 401K)?
Forum: Around the Campfire 07-20-2021, 02:41 PM
Replies: 24
Views: 919
Posted By BrianL
Get a new cable and put in your truck for a...

Get a new cable and put in your truck for a backup. Most of the corrosion is in the wire and where the wire attaches to the the post bracket. You can't see most of it without removing the...
Forum: The Other Side of the Ranch (Firearms) 07-20-2021, 01:26 PM
Replies: 21
Views: 1,750
Posted By BrianL
maybe when ammo prices go back down.

maybe when ammo prices go back down.
Forum: Around the Campfire 07-19-2021, 04:48 PM
Replies: 11
Views: 335
Posted By BrianL
In Lamar county they just assign 1 ac to the...

In Lamar county they just assign 1 ac to the home, you don't have to survey it out.
Forum: Around the Campfire 07-19-2021, 11:02 AM
Replies: 35
Views: 1,582
Posted By BrianL
That's the great thing about selling your home...

That's the great thing about selling your home after 2 years is the profit is TAX FREE up to $250K if single or $500K if married.;)b
Forum: Around the Campfire 07-19-2021, 10:55 AM
Replies: 24
Views: 919
Posted By BrianL
this

this
Forum: Around the Campfire 07-15-2021, 03:03 PM
Replies: 38
Views: 1,986
Posted By BrianL
The way I figure basic cost for my personal use: ...

The way I figure basic cost for my personal use:

Tractor(6000hr rating) depreciation/hr $20
Shredder dep(4000hr rating) $5/hr
Service(oil, hydraulic fluid & filters) $600 every 200hrs: $3/hr...
Forum: Around the Campfire 07-15-2021, 01:05 PM
Replies: 38
Views: 1,986
Posted By BrianL
How fast can you mow 35 acres? I would want it...

How fast can you mow 35 acres? I would want it to work out to 125-150/hr since it is that close

You should be able to mow about 5 ac/hour at 3 mph. Still very easy to do more damage to your...
Forum: Around the Campfire 07-08-2021, 09:23 AM
Replies: 11
Views: 748
Posted By BrianL
That is an tax accountant question, but I think...

That is an tax accountant question, but I think it applies ONLY to your primary residence. If you convert to a rental, it isn't your primary residence. Regular capital gains on investment property...
Forum: Around the Campfire 07-08-2021, 09:14 AM
Replies: 55
Views: 3,211
Posted By BrianL
It's not the wire that's bad it is all the poison...

It's not the wire that's bad it is all the poison ivy oil under the shredder.... Torch, grinder, or 18" bolt cutters will make fairly easy work of the wire.
Forum: Around the Campfire 07-07-2021, 02:13 PM
Replies: 37
Views: 2,338
Posted By BrianL
Had one fall over at a "drunkard firework show"...

Had one fall over at a "drunkard firework show" and the round hit my truck toolbox. Put a good dent in that toolbox, so I bet it could some damage to a body.
Forum: Around the Campfire 07-07-2021, 10:37 AM
Replies: 21
Views: 1,531
Posted By BrianL
https://www.amazon.com/gp/product/B00LW21RNY/ref=p...

https://www.amazon.com/gp/product/B00LW21RNY/ref=ppx_yo_dt_b_search_asin_title?ie=UTF8&psc=1
Forum: Around the Campfire 07-07-2021, 09:49 AM
Replies: 105
Views: 6,465
Posted By BrianL
Agreed, I think people that were invested are in...

Agreed, I think people that were invested are in a really good position right now to buy, and their net worth has really gone threw the roof.



One main advantage to selling is your capital gain...
Forum: Around the Campfire 07-06-2021, 03:35 PM
Replies: 18
Views: 1,382
Posted By BrianL
Problem is having the money on the sideline when...

Problem is having the money on the sideline when the markets are great waiting till it tanks. I have a 10 year average return of 10.27% over last 10 years. That will match trying to catch the fall...
Forum: Around the Campfire 07-06-2021, 03:17 PM
Replies: 130
Views: 5,548
Posted By BrianL
Cheese enchiladas with cheese sauce and endless...

Cheese enchiladas with cheese sauce and endless sopapillas!!! I haven't been in 10+ years, since the one in Sherman closed. Y'all have some delicate guts.
Forum: Around the Campfire 06-25-2021, 11:31 AM
Replies: 36
Views: 2,531
Posted By BrianL
IMO pay the house off. House will be paid off...

IMO pay the house off. House will be paid off about the time she retires.
Forum: Around the Campfire 06-25-2021, 11:16 AM
Replies: 36
Views: 2,531
Posted By BrianL
While I love a Roth, and it is a GREAT investment...

While I love a Roth, and it is a GREAT investment tool, not sure I would go Roth in this case with markets at record highs. He could have his house paid off in 75 months then start putting Max $/mth...
Forum: Around the Campfire 06-25-2021, 10:34 AM
Replies: 31
Views: 1,398
Posted By BrianL
Lots of difference in prices between 7 acres and...

Lots of difference in prices between 7 acres and 500 acres.... Recreational land is high and going up.

https://www.realtor.com/realestateandhomes-search/Delta-County_TX/lot-sqft-435600?view=map
Forum: Around the Campfire 06-25-2021, 10:12 AM
Replies: 31
Views: 1,398
Posted By BrianL
IMO....$7-$10K/ac

IMO....$7-$10K/ac
Forum: Around the Campfire 06-25-2021, 10:06 AM
Replies: 36
Views: 2,531
Posted By BrianL
Making some assumptions that your term is correct...

Making some assumptions that your term is correct and you have escrow your current P&I payment is $445ish. If you added $600 to your payment of $445 it would payoff in about 75 months.
Forum: Around the Campfire 06-25-2021, 10:01 AM
Replies: 36
Views: 2,531
Posted By BrianL
You must have an escrow account, because the...

You must have an escrow account, because the above #s are for a 10 year payout.
Forum: Around the Campfire 06-24-2021, 12:08 PM
Replies: 486
Views: 30,875
Posted By BrianL
Just sold on a 20% gain at .242;)b

Just sold on a 20% gain at .242;)b
Forum: Around the Campfire 06-24-2021, 11:54 AM
Replies: 19
Views: 700
Posted By BrianL
Just don't go crazy with the power, and you need...

Just don't go crazy with the power, and you need to be able to have a temp gage on your turbo.
Forum: Around the Campfire 06-24-2021, 09:49 AM
Replies: 18
Views: 657
Posted By BrianL
Checkout Ozarka Trail instant cabins. I don't...

Checkout Ozarka Trail instant cabins. I don't have one, but back when I was researching to buy one that one was at the top for a big tent.
Forum: Around the Campfire 06-23-2021, 09:59 AM
Replies: 175
Views: 13,120
Posted By BrianL
For those that say they are getting a huge raise...

For those that say they are getting a huge raise when the child turns 18 thought about college? Between tuition, room and board, car, insurance, etc you will be lucky to get out for $2500/mth for...
Forum: Around the Campfire 06-23-2021, 09:34 AM
Replies: 119
Views: 7,420
Posted By BrianL
Depending on when you actually got it, sounds...

Depending on when you actually got it, sounds like you may be getting to or on the downhill side. First 5 days seem to be the worst and where you need to be extra careful.
Forum: Around the Campfire 06-22-2021, 01:55 PM
Replies: 486
Views: 30,875
Posted By BrianL
Probably a dumb move but I bought yesterday @...

Probably a dumb move but I bought yesterday @ 0.20/
Forum: Around the Campfire 06-21-2021, 11:27 AM
Replies: 31
Views: 1,482
Posted By BrianL
Depending on how much rain today, we might be...

Depending on how much rain today, we might be able to cut end of week... Looks to be a two cutting at best year.
Forum: Around the Campfire 06-18-2021, 02:37 PM
Replies: 7
Views: 933
Posted By BrianL
I sure hope you are wrong......... Come on...

I sure hope you are wrong......... Come on inflation!!!!:D
Forum: Around the Campfire 06-18-2021, 12:02 PM
Replies: 25
Views: 1,854
Posted By BrianL
But also assuming 0% increase in license fees. I...

But also assuming 0% increase in license fees. I remember paying less than $10/license.
Forum: Around the Campfire 06-18-2021, 11:10 AM
Replies: 7
Views: 933
Posted By BrianL
My deposits are up 40% in the last 12 months and...

My deposits are up 40% in the last 12 months and loan portfolio and loan demand has been falling, one year jumbo investment CDs are 0.10-0.20%... It sucks to be in finance right now with this...
Forum: Around the Campfire 06-16-2021, 11:38 AM
Replies: 33
Views: 1,172
Posted By BrianL
Nescafe Taster's Choice Instant Coffee...

Nescafe Taster's Choice Instant Coffee Columbian... Not sure it is the best, but it is what I carry.
Forum: Around the Campfire 06-10-2021, 12:55 PM
Replies: 17
Views: 502
Posted By BrianL
burnt valve, coil, or injector

burnt valve, coil, or injector
Forum: Around the Campfire 06-10-2021, 12:40 PM
Replies: 14
Views: 601
Posted By BrianL
Top rail with bull or cattle panel. $20-25/ft is...

Top rail with bull or cattle panel. $20-25/ft is average
Forum: Around the Campfire 06-10-2021, 12:26 PM
Replies: 51
Views: 2,236
Posted By BrianL
I think you would be happy with any of the...

I think you would be happy with any of the three(Scag, JD, or Kubota). Best dealer would be the main factor. All things equal, Scag. I have a Scag TigerCatII
Forum: Around the Campfire 06-10-2021, 12:09 PM
Replies: 44
Views: 2,944
Posted By BrianL
Wonder if that pit was a lost hog catch dog...

Wonder if that pit was a lost hog catch dog instead of dumped....But that's how neighbors are supposed to be! Cheers!
Forum: Around the Campfire 06-10-2021, 10:16 AM
Replies: 28
Views: 1,218
Posted By BrianL
Many of the smaller 30-40HP tractors are on the...

Many of the smaller 30-40HP tractors are on the same frame and weigh about 3500 #s without FEL. With trailer you will be about 5K which is about the max I would pull with a 1/2 ton.

Figure...
Forum: Around the Campfire 06-09-2021, 01:26 PM
Replies: 43
Views: 1,819
Posted By BrianL
$200, but I'm about to get one anyway. ...

$200, but I'm about to get one anyway.
...
Forum: Around the Campfire 06-08-2021, 06:30 PM
Replies: 459
Views: 14,720
Posted By BrianL
Aldi Keto ice cream. $3.99. peanut butter...

Aldi Keto ice cream. $3.99. peanut butter fudge is my favoritehttps://uploads.tapatalk-cdn.com/20210608/b5b11cc7f3f3007bcc6eb6ef403fd2de.jpg

Sent from my SM-G970U using Tapatalk
Forum: Around the Campfire 06-08-2021, 06:28 PM
Replies: 459
Views: 14,720
Posted By BrianL
Congrats Oscar! I remember it felt really good...

Congrats Oscar! I remember it felt really good breaking that 200# barrier!!!

Sent from my SM-G970U using Tapatalk
Forum: Around the Campfire 06-07-2021, 02:22 PM
Replies: 32
Views: 2,373
Posted By BrianL
Was he financing? Dealer probably didn't want to...

Was he financing? Dealer probably didn't want to mess with doing out of state title work.
Forum: Around the Campfire 06-07-2021, 02:18 PM
Replies: 16
Views: 605
Posted By BrianL
T Mobile has a "test drive" free for 30G/30 days....

T Mobile has a "test drive" free for 30G/30 days. I ordered it today to try. Supposed to be 5G. We shall see
Forum: Game Management/Age & Score/Trailcam Pics 06-07-2021, 11:47 AM
Replies: 12
Views: 1,210
Posted By BrianL
There isn't a good way to control Southern Naiad...

There isn't a good way to control Southern Naiad without doing some possible harm to the cattails except grass carp. I think spraying areas away from cattails would be ok, but no guarantees. Check...
Forum: Around the Campfire 06-07-2021, 09:23 AM
Replies: 18
Views: 1,489
Posted By BrianL
That works! I have used my FEL and lifted my...

That works! I have used my FEL and lifted my stuck golf cart and just carried it out of the pasture. Might have been a little more challenging lifting it over a fence though.
Forum: Around the Campfire 06-04-2021, 11:37 AM
Replies: 20
Views: 499
Posted By BrianL
We stayed at The Saint. I liked it, and good...

We stayed at The Saint. I liked it, and good location.
Forum: Around the Campfire 06-01-2021, 09:46 AM
Replies: 74
Views: 7,169
Posted By BrianL
I've had that same thing happen to me. Literally...

I've had that same thing happen to me. Literally 2 seconds and on the frame after being parked in the same spot for an hour. Before I left there was a truck, tractor, boom truck all stuck and I...
Forum: Around the Campfire 05-28-2021, 03:58 PM
Replies: 14
Views: 981
Posted By BrianL
You need grass or to extend your gravel

You need grass or to extend your gravel
Forum: Around the Campfire 05-28-2021, 11:08 AM
Replies: 7,137
Views: 271,088
Posted By BrianL
I'm guessing it will take a couple weeks for...

I'm guessing it will take a couple weeks for regulation fear to settle. Most people aren't cashing out $10K at a time, so I think it will at some point return to tested highs. I hold on till 10%...
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