Showing results 1 to 50 of 493
Search took 0.02 seconds.
Search: Posts Made By: schmalzy
Forum: Around the Campfire 09-30-2019, 12:01 PM
Replies: 240
Views: 7,598
Posted By schmalzy
Weddings? Who pays????

My wife wanted a bigger one and FIL wanted it as well and he covered it. My folks pitched us some cash and said “use as you want” and we used to cover the drinks I think. Honestly can’t remember, 7...
Forum: Around the Campfire 09-24-2019, 02:54 PM
Replies: 8
Views: 412
Posted By schmalzy
PM sent Sent from my iPhone using...

PM sent


Sent from my iPhone using Tapatalk
Forum: Around the Campfire 09-24-2019, 10:16 AM
Replies: 64
Views: 1,662
Posted By schmalzy
100%. Sent from my iPhone using Tapatalk

100%.


Sent from my iPhone using Tapatalk
Forum: Around the Campfire 09-20-2019, 01:11 PM
Replies: 12
Views: 587
Posted By schmalzy
At the time I did it, if you only put 2.5% down...

At the time I did it, if you only put 2.5% down it was for life of loan. If 10%, it would drop at 80% loan value. That could have changed; it was 5 years ago.

Excellent point on utilizing a...
Forum: Around the Campfire 09-20-2019, 10:42 AM
Replies: 12
Views: 587
Posted By schmalzy
I had a few people tell me that when I bought...

I had a few people tell me that when I bought with one. Biggest factor was when doing 2.5% down you have pmi for life of loan. I bought when market was low and then I refi’ed 2 years after I bought...
Forum: Around the Campfire 09-19-2019, 07:00 PM
Replies: 12
Views: 587
Posted By schmalzy
Probably referencing an FHA Loan? Government...

Probably referencing an FHA Loan? Government backed but not government run. Yes, you will need a down payment. 2.5 percent as a minimum (last I checked). Credit score typically needs to be above 600...
Forum: Around the Campfire 09-15-2019, 01:09 PM
Replies: 36
Views: 1,515
Posted By schmalzy
You make any more progress? We’re actually...

You make any more progress? We’re actually kicking the idea of buying in Weston, despite 1093 traffic. Would like fulbrook but I just can’t justify getting to price point. We have a 2yo and a 4yo.
...
Forum: Around the Campfire 09-10-2019, 06:55 AM
Replies: 125
Views: 6,130
Posted By schmalzy
I took the leap 6 months or so ago. Initial...

I took the leap 6 months or so ago. Initial overhead costs can be pretty overwhelming if you let them, or reasonable. I know there is a tax benefit, but you don’t need a 50k truck to start. Same...
Forum: Around the Campfire 08-26-2019, 09:16 PM
Replies: 328
Views: 19,186
Posted By schmalzy
What an awesome thread. Pumped for both of y’all....

What an awesome thread. Pumped for both of y’all.


Sent from my iPhone using Tapatalk
Forum: Around the Campfire 08-20-2019, 09:23 AM
Replies: 35
Views: 2,006
Posted By schmalzy
Have you considered being an owners rep? ...

Have you considered being an owners rep?


Sent from my iPhone using Tapatalk
Forum: Around the Campfire 08-13-2019, 03:42 PM
Replies: 15
Views: 608
Posted By schmalzy
Think they’re talking about lawn sprinklers....

Think they’re talking about lawn sprinklers. Thought it was fire too when I first read it!


Sent from my iPhone using Tapatalk
Forum: Around the Campfire 08-01-2019, 01:25 PM
Replies: 36
Views: 1,515
Posted By schmalzy
Awesome area, only drawback is 1093 (westpark)...

Awesome area, only drawback is 1093 (westpark) traffic will wear you out starting from 3:00 to 7:00.


Sent from my iPhone using Tapatalk
Forum: Around the Campfire 07-14-2019, 08:35 AM
Replies: 68
Views: 3,733
Posted By schmalzy
I made the leap about 90 days ago as a commercial...

I made the leap about 90 days ago as a commercial fire sprinkler contractor. Everything is still in its infancy but it certainly is much more fulfilling than working for someone else. It’ll make you...
Forum: Around the Campfire 07-14-2019, 07:40 AM
Replies: 79
Views: 2,030
Posted By schmalzy
Agreed, lot of peacocking hahaha. Lot of...

Agreed, lot of peacocking hahaha.

Lot of strong suggestions, tough to beat the mountains or northwest when Texas is brutal in August. Best suggestion yet though is let her pick.


Sent from...
Forum: Around the Campfire 06-28-2019, 08:26 PM
Replies: 46
Views: 1,389
Posted By schmalzy
This is the best thing I’ve seen on here in a...

This is the best thing I’ve seen on here in a long time. So happy for you and your family. Saltwater Slick said it best. Thanking God right now for answering my prayers for y’all.


Sent from my...
Forum: Around the Campfire 06-25-2019, 07:11 PM
Replies: 19
Views: 762
Posted By schmalzy
Just got a demo set of Leica HD-R’s from them and...

Just got a demo set of Leica HD-R’s from them and love them. Super cool guys to deal
With. CALL the shop. Worth it.


Sent from my iPhone using Tapatalk
Forum: Around the Campfire 05-31-2019, 01:37 PM
Replies: 129
Views: 7,829
Posted By schmalzy
That is absolutely awful and the worst part is it...

That is absolutely awful and the worst part is it doesn’t surprise me one bit. Extremely happy that your buddy didn’t and found a way out.


Sent from my iPhone using Tapatalk
Forum: Around the Campfire 04-26-2019, 07:04 AM
Replies: 7
Views: 377
Posted By schmalzy
Lot of options near Pecan Grove as well off 99...

Lot of options near Pecan Grove as well off 99 and Mason or 99 and Harlem. Good area to start a family.


Sent from my iPhone using Tapatalk
Forum: Around the Campfire 04-24-2019, 03:53 PM
Replies: 66
Views: 3,659
Posted By schmalzy
Smokey mountain is what helped me. Sent...

Smokey mountain is what helped me.


Sent from my iPhone using Tapatalk
Forum: Around the Campfire 04-23-2019, 12:48 PM
Replies: 16
Views: 404
Posted By schmalzy
Might be in luck? 954764 Sent from...

Might be in luck?

954764


Sent from my iPhone using Tapatalk
Forum: Around the Campfire 04-23-2019, 12:21 PM
Replies: 16
Views: 404
Posted By schmalzy
Thanks Shane. We are going to be there May 3rd to...

Thanks Shane. We are going to be there May 3rd to May 9th. We will kee fingers crossed for a decent high mountain lake access.


Sent from my iPhone using Tapatalk
Forum: Around the Campfire 04-23-2019, 12:20 PM
Replies: 16
Views: 404
Posted By schmalzy
Thanks a ton for the heads up! Sent from...

Thanks a ton for the heads up!


Sent from my iPhone using Tapatalk
Forum: Around the Campfire 04-23-2019, 08:34 AM
Replies: 16
Views: 404
Posted By schmalzy
Thanks. I had read a little about this and was...

Thanks. I had read a little about this and was concerned. Are high mountain ponds doable this time of year?

Thanks again to all.


Sent from my iPhone using Tapatalk
Forum: Around the Campfire 04-22-2019, 08:05 AM
Replies: 16
Views: 404
Posted By schmalzy
Thanks a ton! Stopped in last time and they...

Thanks a ton!

Stopped in last time and they seemed like cool guys. And experience using them for a guided trip?


Sent from my iPhone using Tapatalk
Forum: Around the Campfire 04-20-2019, 12:40 PM
Replies: 2,106
Views: 96,386
Posted By schmalzy
Heading to Salida for a week in mid May. Plan on...

Heading to Salida for a week in mid May. Plan on using a guide for 2-3 half day trips. Any recommendations?

Also looking at a new trout rod. Have a Sage X in 8 that I love. Thinking about trying...
Forum: Around the Campfire 04-20-2019, 09:46 AM
Replies: 16
Views: 404
Posted By schmalzy
Ideas for Monarch/Salida CO trip in early May? Family and fly fishing.

Taking the family to Monarch Mountain Lodge for a week in beginning of May. Wife and I have been before but this is first time with family. Would love some recommendations or ideas for things to do?...
Forum: Around the Campfire 04-07-2019, 08:49 AM
Replies: 72
Views: 2,035
Posted By schmalzy
Sounds like its a great opportunity that can...

Sounds like its a great opportunity that can provide some stability and security. I did 100% travel (Worked 3 hours away and stayed Mon-Thurs) for last 18 months. Wasn't ideal, but I was thankful for...
Forum: Around the Campfire 03-27-2019, 10:11 PM
Replies: 12
Views: 479
Posted By schmalzy
Been there for 5 years and like it. Took a job in...

Been there for 5 years and like it. Took a job in Corpus and thought family would follow, listed the house but ultimately we decided to stay. My wife found a good group of other wives/moms to hang...
Forum: Around the Campfire 03-26-2019, 11:04 AM
Replies: 10
Views: 339
Posted By schmalzy
Best place to buy replacement tailgate?

Just picked up an 06 F250 and need to get a replacement tailgate. Found some options on Amazon but wanted to make sure I wasn’t missing anything obvious. Need it to be silver to match truck.

Any...
Forum: Around the Campfire 03-05-2019, 07:57 PM
Replies: 95
Views: 3,101
Posted By schmalzy
It’s awesome that y’all are discussing and...

It’s awesome that y’all are discussing and planning if she is going to stay home. Just from my own experience, don’t be surprised or shocked if that decision changes after the fact and she does...
Forum: Around the Campfire 02-27-2019, 03:22 PM
Replies: 777
Views: 45,296
Posted By schmalzy
Omega Seamaster GMT. Wife got an omega as well....

Omega Seamaster GMT. Wife got an omega as well. Combination of anniversary and marking the beginning of a new journey in life.

Talked myself out of it for years and finally convinced me to.

...
Forum: Around the Campfire 01-25-2019, 08:36 AM
Replies: 204
Views: 9,183
Posted By schmalzy
Exactly what I meant to say but you were able to...

Exactly what I meant to say but you were able to articulate much better.

Regardless, it’s great to see people discussing in a constructive manner. I think a lot of us grew up not even talking...
Forum: Around the Campfire 01-24-2019, 08:05 PM
Replies: 56
Views: 1,578
Posted By schmalzy
I’m sorry for your loss Curt and thankful for...

I’m sorry for your loss Curt and thankful for your post. My father in law passed away this morning from Leukemia at 61. I trust God’s will and know the best way to honor both him and God is to live a...
Forum: Around the Campfire 01-24-2019, 02:44 PM
Replies: 204
Views: 9,183
Posted By schmalzy
Great post. Used to be an everyday guy, now keep...

Great post. Used to be an everyday guy, now keep it to the weekends. Gave it up for 90 days earlier this year just to make sure I could. Best thing I have done in a long time. Took a 3 week break...
Forum: Around the Campfire 01-23-2019, 04:22 PM
Replies: 3
Views: 254
Posted By schmalzy
Appreciate all the suggestions and PMs. ...

Appreciate all the suggestions and PMs.

Thanks again.


Sent from my iPhone using Tapatalk
Forum: Around the Campfire 01-23-2019, 12:50 PM
Replies: 3
Views: 254
Posted By schmalzy
Small business lawyer in Houston?

Anyone on TBH a small business lawyer in Houston area? Or have a recommendation on someone you trust?

I am in process of taking my small part time LLC to a full time gig and potentially looking at...
Forum: Around the Campfire 01-18-2019, 10:52 AM
Replies: 83
Views: 1,975
Posted By schmalzy
X2. Buy her something small and special and...

X2. Buy her something small and special and celebrate the greatness.


Sent from my iPhone using Tapatalk
Forum: Around the Campfire 01-17-2019, 09:50 PM
Replies: 83
Views: 1,975
Posted By schmalzy
Did the same thing, was fairly reasonable (200...

Did the same thing, was fairly reasonable (200 bucks?). She wears it every day.
Forum: Around the Campfire 01-12-2019, 11:58 AM
Replies: 232
Views: 22,730
Posted By schmalzy
My favorite stretch of the hill country.

My favorite stretch of the hill country.
Forum: Around the Campfire 01-11-2019, 05:46 PM
Replies: 553
Views: 20,885
Posted By schmalzy
Continual prayers sent. Sent from my...

Continual prayers sent.


Sent from my iPhone using Tapatalk
Forum: Around the Campfire 11-09-2018, 01:57 PM
Replies: 26
Views: 566
Posted By schmalzy
Mine is rolled into auto policy and is about 20...

Mine is rolled into auto policy and is about 20 bucks a month or less.
Forum: Around the Campfire 10-07-2018, 08:09 PM
Replies: 43
Views: 1,215
Posted By schmalzy
I live in Richmond and commute to Corpus every...

I live in Richmond and commute to Corpus every week for work. I bought a 99 camry with 250k miles on it for 800 bucks. Best move I've made. 30 mpg and keeps miles off of old ford truck i have. Its...
Forum: Around the Campfire 09-10-2018, 09:02 PM
Replies: 553
Views: 20,885
Posted By schmalzy
My absolute, deepest condolences. Your family is...

My absolute, deepest condolences. Your family is in my prayers.

I know there is very little i could do to help you, but if there is anything please do not be afraid to ask.
Forum: Around the Campfire 09-02-2018, 04:38 PM
Replies: 1,321
Views: 43,123
Posted By schmalzy
Continuing to pray!

Continuing to pray!
Forum: Around the Campfire 08-29-2018, 11:57 PM
Replies: 36
Views: 1,101
Posted By schmalzy
Using a 2011 macbook air with an i7 processor....

Using a 2011 macbook air with an i7 processor. Runs like a champ. Love it. Like other have said, ends up being a lot cheaper. I have easily gone through 7 work PC's in that time frame.
Forum: Around the Campfire 08-24-2018, 08:04 PM
Replies: 1,321
Views: 43,123
Posted By schmalzy
Continuing to pray for y'all. So pumped to see...

Continuing to pray for y'all. So pumped to see him getting stronger! You know he is going to turn out to be the stoutest guy around.
Forum: Around the Campfire 08-12-2018, 04:44 AM
Replies: 1,321
Views: 43,123
Posted By schmalzy
Prayers sent brother.

Prayers sent brother.
Forum: Around the Campfire 07-01-2018, 07:33 AM
Replies: 74
Views: 2,682
Posted By schmalzy
They're out there, but in my experience not as...

They're out there, but in my experience not as talkative about it. Think driller or pusher driving an old truck, not talking about the new gun he bought every hitch, etc. I knew a few old rig welders...
Forum: Around the Campfire 06-26-2018, 08:19 PM
Replies: 21
Views: 853
Posted By schmalzy
I think for about 100 bucks you can get him some...

I think for about 100 bucks you can get him some decent stuff to get started. Should be able to pick up a vise, some scissors and a bobbin for 50 and spend the other 50 on hooks, thread and various...
Forum: Around the Campfire 06-22-2018, 08:21 PM
Replies: 51
Views: 3,066
Posted By schmalzy
Where did you find your rod at? I looked for an...

Where did you find your rod at? I looked for an 8' H rod at Roy's recently and couldn't find anything. I've got a good fly set up but for the rocks but looking to acquire a spinning set up.
Showing results 1 to 50 of 493

 
Forum Jump

All times are GMT -5. The time now is 08:06 AM.


Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2019, vBulletin Solutions Inc.
Copyright 1999-2012, TexasBowhunter.com