Auto glass insurance!

[Goldeneagle]

Had a rock hit my windshield a while back and dinged it pretty good. The first freeze we had started 3 cracks that are getting longer by the day. I checked my policy and there is a $500 deductible. Got 3 quotes and can get it replaced for $225!

[Shu]

Insurance is pretty worthless for glass coverage. If you went through the insurance the same windshield is probably $725.

[No-Tox]

If you have full coverage, glass chip repair is usually free.

[Goldeneagle]

If you have full coverage, glass chip repair is usually free.

I need a replacement.

[30-30]

Same here. Insurance wants the $500 deductible. Safelite wants $400+. Small local glass company will do it for well under $300.

[bakin7005]

Safelight is expensive even with their aftermarket glass. They quoted $450 for OEM and $375 aftermarket for my F150. I was convinced I needed OEM. Hogwash. Called independent guy and he replaced with aftermarket for $190. Couldn't be happier. I cannot tell any difference.

[Silvey]

Had a guy come to the house to replace one, a receipt fell out of his van for the one he put in. Price for the glass was 27$. Paid him 175$.

[randal]

Safelight is expensive even with their aftermarket glass. They quoted $450 for OEM and $375 aftermarket for my F150. I was convinced I needed OEM. Hogwash. Called independent guy and he replaced with aftermarket for $190. Couldn't be happier. I cannot tell any difference.

That’s who our fleet company uses and their policy is go back with oem. My windshield cost them $600+ for a 2015 ford

[T-roy66]

My insurance policy covers repair and replacement of glass. I believe it cost me a $50 deductible.

[JayB]

I replaced my 2018 glass for $300. No filing claims. Saved $200 from deductable.
Cheaper to have a cash price.

.....and God Bless America.

[The Insurance Guy]

Hope you guys know if your deductible is too high it is your fault. Call your agent and change it. It will cost you more money but you do have a choice

[Whitetail]

Need to ask your agent about glass buyback if they offer it. It’s really cheap to be added on its somewhere around $3 a month and it’s only a $99 deductible.

[deerslayer94]

I work in insurance, most companies are doing away with the smaller glass deductibles. A few still offer it. If they don’t it’s just covered under comprehensive which usually the lowest deductible offered is $250, some companies still do $100

[easeup]

so you are unhappy about what part?

[mudmauler]

That’s why I pay the local guy $20 to prevent the dings from turning into cracks. 6 years and same windshield.


“Fools multiply when wise men are silent” -Nelson Mandela