Medicare, Diabetes, New Direction!
Well, finally the wife and I are changing our lifestyles as we are both retired and MEDICARE PRESCRIPTION COVERAGE is terrible!!
Retired this past November and my EXCELLENT medical coverage ended as well. Thought I had researched and was ready for Medicare THEN reality began as a Senior Citizen.
I'm a type 2 Diabetic, insulin dependent every morning and also take Januvia, cholesterol/hypertension/thyroid medications each day as well.
My great family physician changed all the meds he could to the governments Tier levels...(1 & 2 are generics and manageable financially) but he could NOT change the Insulin injection or the Januvia.
All was going well UNTIL I reached the maximum Medicare & my supplement would pay and now (It's called the GAP).........The Insulin & Januvia cost me over $600/month UNTIL I pay $5K out of pocket. THEN there will be no deductible for the rest of the year. By the way...there is NO generic alternative to the Insulin and only 2 for the Januvia which physicians NO longer prescribe due to side effects/efficacy (metformin is one of them) BUT that's what Medicare in their wisdom wants them to use regardless of detrimental health results. My thought is the government would rather us lifetime hard working folks just die rather than pay out....makes sense so they can take care of non-citizens and those who NEVER made the effort to contribute to our society in a positive way....BITTER, DAM right at this point!
SO....we have committed to BOTH of us going on the KETO lifestyle and with God's help my goal is to get off ALL the diabetes meds!
Moral of the story.....at least for me.....get the weight off and DON'T think for ONE Second those who run Medicare give a DAM about your years of putting the $$ in expecting any well meant return for your efforts. I've already talked to a few TBH members who sent me PM's inquiring about my experience and believe me.....you who are about to go down this LONG awaited event in your retirement may be in for a shock if you have any health issues coming in!
Oh...one more comment...since all this began with the GAP prescription coverage, I have spoke to several professionals and there is no alternative to combat the SUDDEN cost increase as WRITTEN INTO LAW from the politicians until our savings meets their STUPID criteria. ******....dam straight but determined to survive THE SYSTEM! Veterans and Seniors, no respect!!
Retired this past November and my EXCELLENT medical coverage ended as well. Thought I had researched and was ready for Medicare THEN reality began as a Senior Citizen.
I'm a type 2 Diabetic, insulin dependent every morning and also take Januvia, cholesterol/hypertension/thyroid medications each day as well.
My great family physician changed all the meds he could to the governments Tier levels...(1 & 2 are generics and manageable financially) but he could NOT change the Insulin injection or the Januvia.
All was going well UNTIL I reached the maximum Medicare & my supplement would pay and now (It's called the GAP).........The Insulin & Januvia cost me over $600/month UNTIL I pay $5K out of pocket. THEN there will be no deductible for the rest of the year. By the way...there is NO generic alternative to the Insulin and only 2 for the Januvia which physicians NO longer prescribe due to side effects/efficacy (metformin is one of them) BUT that's what Medicare in their wisdom wants them to use regardless of detrimental health results. My thought is the government would rather us lifetime hard working folks just die rather than pay out....makes sense so they can take care of non-citizens and those who NEVER made the effort to contribute to our society in a positive way....BITTER, DAM right at this point!
SO....we have committed to BOTH of us going on the KETO lifestyle and with God's help my goal is to get off ALL the diabetes meds!
Moral of the story.....at least for me.....get the weight off and DON'T think for ONE Second those who run Medicare give a DAM about your years of putting the $$ in expecting any well meant return for your efforts. I've already talked to a few TBH members who sent me PM's inquiring about my experience and believe me.....you who are about to go down this LONG awaited event in your retirement may be in for a shock if you have any health issues coming in!
Oh...one more comment...since all this began with the GAP prescription coverage, I have spoke to several professionals and there is no alternative to combat the SUDDEN cost increase as WRITTEN INTO LAW from the politicians until our savings meets their STUPID criteria. ******....dam straight but determined to survive THE SYSTEM! Veterans and Seniors, no respect!!
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