Closing on a new house here in a couple of weeks. Working through the details with our current agent and whatnot. I get the quote and the dwelling coverage is equal to $141-psf. That excludes the land, of course. Purchase price is equal to roughly $106-psf, lot included. Of course I want 100% replacement cost coverage so I get all the other coverage add-ons that go with it. I call and gripe about it, went over all the details of the home and the lady acted like there isn't much that can be done. With the value that are putting on the replacement cost, my deductible is way too high, not to mention the premiums.
I plan to shop some, but can I expect the same from other insurance providers? Does any of the above sound "off" in your opinion?
Currently with SF, and I can't say anything bad about them.
I plan to shop some, but can I expect the same from other insurance providers? Does any of the above sound "off" in your opinion?
Currently with SF, and I can't say anything bad about them.
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