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Old 07-12-2018, 02:10 PM   #1
Bowtech32
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Default Auto refinance rates

Anyone in Banking of know of anyplace that has Sub 3.5% refi auto loans right now. Looking to refi on my truck, I took the Ford Credit to get the extra $1k off the top. I looked into a couple of places, but they was around 4%. I know i Have a 790 credit score because I was going to refi through a local bank and they ended up pissing me off because it was not the rate that they oringinlly told me.
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Old 07-12-2018, 02:18 PM   #2
Artemiz
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I usually check on bankrate.com to check for the best rates on savings but they also track loan rates.

https://www.bankrate.com/auto.aspx
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Old 07-12-2018, 02:19 PM   #3
JayB
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I am not in the finance business but I hear a lot of folks refer to ResourceOne CU for auto loans at good rates.
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Old 07-12-2018, 02:24 PM   #4
CTR0022
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They are on the rise. Randolph brooks federal credit union normally is one of the lowest.
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Old 07-12-2018, 02:29 PM   #5
hooligan
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I always hear radio commercials that EECU will beat your rate by 2% with good credit
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Old 07-12-2018, 02:32 PM   #6
Acameron52
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Find a good credit union!!
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Old 07-12-2018, 02:36 PM   #7
tmurray
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I just did this on Monday through www.TDECU.org

I got 3.49% for 60 months and an extra 0.25% off of that for signing up for auto pay so ended up at 3.24%.

I did the same thing as you, took the extra money for going thru GM Financial.
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Old 07-12-2018, 02:38 PM   #8
MLank
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Quote:
Originally Posted by tmurray View Post
I just did this on Monday through www.TDECU.org

I got 3.49% for 60 months and an extra 0.25% off of that for signing up for auto pay so ended up at 3.24%.

I did the same thing as you, took the extra money for going thru GM Financial.
Look up Credit Union of Texas. I saw them have a 1.99% rate.
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Old 07-12-2018, 02:43 PM   #9
Bowtech32
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Quote:
Originally Posted by MLank View Post
Look up Credit Union of Texas. I saw them have a 1.99% rate.
I just called them, the 1.99% was still good but 2 years max. But the person I did talked to said he should be able to beat 3.5% for a 60 or 72 month
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Old 07-12-2018, 02:44 PM   #10
Bowtech32
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Quote:
Originally Posted by Acameron52 View Post
Find a good credit union!!
I have one, but I guess they are not good enough with the rising rates
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Old 07-12-2018, 03:23 PM   #11
Bowtech32
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Quote:
Originally Posted by MLank View Post
Look up Credit Union of Texas. I saw them have a 1.99% rate.
thank you!!! 3.19% 66 month and No interest for the first 3 months
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Old 07-12-2018, 03:57 PM   #12
pervis
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2.68 texans credit union 72 months on my 250. 1.99 on my caddy and polaris at city credit union.
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Old 07-12-2018, 03:57 PM   #13
pervis
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All offer 3 months no payments
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Old 07-12-2018, 04:02 PM   #14
texansfan
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Navy Federal or Penn Fed
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Old 07-12-2018, 06:59 PM   #15
Bowtech32
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Quote:
Originally Posted by pervis View Post
2.68 texans credit union 72 months on my 250. 1.99 on my caddy and polaris at city credit union.
when was this, the last 2 months they have gone up...
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Old 07-14-2018, 10:16 AM   #16
Bowtech32
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went with CU of Tx, 3.19% no interest for the first 3 months. They had a 1.99 but that was a bit short for me for 1 year. The 3.19 was all the way to 80 months and the same as 60 months. So I opted for it, going to pay off early anyway, but this is more flexible
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