Open enrollment

[Kodiakk]

It really makes me shake my head thinking parents are still patting their pride and joys on the bottom with baby powder when their kid........ Or should I say adult is in their 20’s. I’ve been on my own completely since I was 16 and have retained a career type job with insurance since 18. I wonder next decade if it will be common to consider your child a kid into their 30’s.

[Johnny Dangerr]

#screweveryoneequally

This is so unfair on the whole...............

[DosToros]

Trying to figure out that myself. I just turned 26 and was diagnosed with cancer in Jan. Currently going through radiation treatments. Nobody can give me a good recommendation on what to do.


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Sorry to hear that, praying for you! Can’t you sign up for Obamacare and get coverage? I think there are also subsidies available if you are currently uninsured. Good luck!

[borstar1]

Do Obamacare for sure with cancer , signup is 11/1-12/15 for a 1/1/18 effective date.


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[rtp]

.

[chongo]

A significant part of the problem are the people on Obamacare with a $100 premium and a ridiculously low deductible due to low or no income. For example, I know a couple, Boyfriend makes well into the six figures, has private Insurance. GF (together 20 years and they just haven’t gotten married) she’s had over 400k in billed surgeries this year. She’s not paying for it, we, the taxpayers are by inflated premiums. When you require everyone to have coverage and force companies to insure everyone and when people find a way to game the system and exorbitant discounts are provided you end up with this situation.


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[texansfan]

Sorry to hear that, praying for you! Can’t you sign up for Obamacare and get coverage? I think there are also subsidies available if you are currently uninsured. Good luck!

Do Obamacare for sure with cancer , signup is 11/1-12/15 for a 1/1/18 effective date.


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If Obama care didn't exist he would be SOL because of his "pre-existing condition (cancer)"

So we are seeing firsthand the good work Obama care tried to do.

[Cajun shooter]

If Obama care didn't exist he would be SOL because of his "pre-existing condition (cancer)"



So we are seeing firsthand the good work Obama care tried to do.

It would have taken one paragraph of law written to make pre-existing conditions covered. Not the 3000 page disaster O' care is.


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[RiverRat1]

A significant part of the problem are the people on Obamacare with a $100 premium and a ridiculously low deductible due to low or no income. For example, I know a couple, Boyfriend makes well into the six figures, has private Insurance. GF (together 20 years and they just haven’t gotten married) she’s had over 400k in billed surgeries this year. She’s not paying for it, we, the taxpayers are by inflated premiums. When you require everyone to have coverage and force companies to insure everyone and when people find a way to game the system and exorbitant discounts are provided you end up with this situation.
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Don't worry. I bet she files separate and gets back 5 or 6k and put in zero.

It would have taken one paragraph of law written to make pre-existing conditions covered. Not the 3000 page disaster O' care is.
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Liberal bleeding heart at his finest. It's really very simple. If the head of a house doesn't work and have insurance (like in the olden days) then too freaking bad. That was their choice.

It's simply mind boggling how healthcare has become a right..And off the backs of those who work.

[texansfan]

It would have taken one paragraph of law written to make pre-existing conditions covered. Not the 3000 page disaster O' care is.


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***removed snide remark***
But a team of hundreds of lawyers and politicians didn't think so that's why there is so many pages of explanations.

Nothing is ever as simple as it seems.

Let's give it a try.
Write your one paragraph statement that will allow for cancer as a pre-existing condition.

[TKK]

If Obama care didn't exist he would be SOL because of his "pre-existing condition (cancer)"

So we are seeing firsthand the good work Obama care tried to do.

Not true. Texas had a Risk pool plan that was priced right , good coverage, and no pre existing conditions. Obamacare replaced it

[texansfan]

Liberal bleeding heart at his finest. It's really very simple. If the head of a house doesn't work and have insurance (like in the olden days) then too freaking bad. That was their choice.

It's simply mind boggling how healthcare has become a right..And off the backs of those who work.

I'm going to wager that the head of Brandon's household has a job and I guarantee you without Obama care he would not have his cancer covered under any health insurance program.

Stop using generalities.
We can use brandon as a case study.
He's right here in our faces.
In our community.
He's not trying to get a free ride.
He wants to pay for insurance to have his cancer covered.
But the thing is we KNOW he's going to rack up $500k worth of health care bills within the next few years.
This is a FACT
Whereas the rest of us is a roll of the dice.

His premiums and deductibleswill never amount to what his cancer treatments cost.
So the healthy folks subsidize keeping him alive.

Are you ok with that?

I am.

Yes, some lazy folks will also benefit from this system but I'm ok with that too because it keeps Brandon alive.

Are you?

[texansfan]

Not true. Texas had a Risk pool plan that was priced right , good coverage, and no pre existing conditions. Obamacare replaced it

You sure?
Texas can do what they want.
They can offer whatever plan they want to offer.

As it stands Texas doesn't accept Obamacare money so they don't have to abide by all the rules.

https://www.cnbc.com/2015/05/29/texas-pays-a-big-price-for-saying-no-to-medicaid-expansion.html

But I'm going to give you some info about my rebuttal above:

https://www.texastribune.org/2013/10/17/texas-prepares-shutter-high-risk-insurance-pool/

The high-risk pool is financed mainly by patient premiums and assessments paid by health insurance companies and HMOs, along with some funding from federal grant programs.


****
So the high risk pool was still a form of welfare because it was subsidized by the folks who didn't use it and health insurance companies were squeezed to participate in it.

[Tbar]

so if someone in your family has an accident of some sort and requires long term rehabilitation that runs into the millions - or one of you has a long term cancer or heart issue is medi-share going to pay into the millions? It happens on a regular basis - you are taking a massive risk if you have a catastrophic illness or injury

https://www.consumerreports.org/cro/...stry/index.htm

How does that work? Do they just not pay(have max limits), are the members on the hook for amounts greater than premiums or do they have re-insurance?

[Tbar]

After hearing all this I’m very happy I’m a federal employee. I pay around 360$ a month for a family plan that is a great plan. Recent surgery cost me 200$ out of pocket. I really feel for you guys.... that is rediculous.

You are welcome for the redistribution.......