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    Home purchase closing costs question

    Do these look about right? Seems kinda high to me but maybe they’re normal?


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    #2
    High-dollar toner!

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      #3
      They seem a little high to me as a mortgage lender but some of them might be customary for your market

      Would also be curious as to what rate you are getting with that discount point

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        #4
        Higher than giraffe *****

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          #5
          what's the loan amount?
          1% origination fee?

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            #6
            Originally posted by Atfulldraw View Post
            what's the loan amount?
            1% origination fee?


            Loan amount is $115,000


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              #7
              I’d find a new title company


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                #8
                I sold our house ~2 years ago for 135k and closing costs were about half of that FYI


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                  #9
                  That appraisal fee would be more in line with a fee for a somewhat complex residential assignment.

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                    #10
                    The lender is not allowed to charge more that the actual fees for services.

                    The title company has to do the same thing.

                    Several of the fees seem a bit high.

                    It is a lender or a broker?

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                      #11
                      That is an estimate, so I would assume they go on the high end for everything. That way, if it comes in less you are happy about it.

                      Bisch


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                        #12
                        Originally posted by Stan R View Post
                        The lender is not allowed to charge more that the actual fees for services.



                        The title company has to do the same thing.



                        Several of the fees seem a bit high.



                        It is a lender or a broker?


                        This is a lender. It’s a mobile home on a few acres, don’t know if it being a mobile home makes a difference or not..


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                          #13
                          My appraisal was very close to that. 1800 square ft house 960 square feet barn and a few acres.

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                            #14
                            Sometimes the lender will over estimate title fee's. I am not familiar with mobile home closings so some of the title fee's may be close.

                            .....and God Bless America.

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                              #15
                              We put a bid on a 300,000 home and CC were a little over $10,000! Central TX area.

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