Insuring Gear

[WyoBull]

Absolutely, you need a rider on your camera gear if it is worth anything at all. If not, you will be surprised at how much the insurance companies do not cover.

[Atfulldraw]

Good reminder......

Every insurer calls it something slightly different.

It is by Endorsement to your Homeowners or Renter's Policy.

I'm with ANPAC (American National)

Mine is called Scheduled Personal Property -- Class Code 3 for Cameras and Projection Equipment.

I have listed every filter, strap, remote trigger, battery, memory card (and even listed the Crumpler Bag) it all lives in.
Just the extra stuff when I added it all up was close to a thousand bucks !

All covered, for all perils, with no deductible - for $48 a year. It was a no-brainer.

[mesquitecountry]

Need to get this done. Wouldnt hurt to add a little to my homeowners for my guns as well. I think I'm over my limit.

[Double L]

I got my camera stuff covered a while back. Pretty painless. I need to do the same for my guns as well Travis.

[daphysicist]

That's nice to have, but if you do make a claim on it wouldn't your insurance rate go up?

[Casey]

I made an $800 claim last fall and nothing happened to my premiums.