Best Refinance Rates on new vehicle

[topwater blowup]

I just bought the wife a new suburban using the GM incentives.

NOW I want to go back and refinance it for 72 months.

WHO has the best Refinance rates.

Looking for discounts for putting money down, warranty, etc.

Thanks in advance.

[gatorgrizz27]

Generally a local credit union if the dealers aren’t doing the 0% right now. Wife got 1.99% on her (used) car a couple years ago as a new customer.

[HogHunter34]

A couple of years ago you could get 1.99%. We shopped around about 2-3 months ago on my wife’s vehicle purchase and most were in 3-4% on 60 month term. Honda offered 2.9% on same term for a new purchase of a Honda. That’s what she purchased. My local credit union I believe was offering 3.75% where they gave me 1.99% back in 2016 when I bought my truck used. Rates have gone up some

[topwater blowup]

Thanks for the information!

This is what I am seeing as well, my credit union will give 3.2% rate.

If anyone know where they have a lower rate please let us all know.

[BlackoutRam2500]

My wife got 1.99 on a refinance last summer. She went through Penfed.

Sent from my SM-N950U using Tapatalk

[topwater blowup]

Blackout,
Thank you for the information, they are at 3.74% today

[Codie]

You are in a rising rate environment. The longer you search to save .25% interest, the higher % you are going to end up with in the end. 3.2% interest on a vehicle today is a great rate, I would jump all over that

[Lawhunter]

Fed just raised interest rates and will continue to do so. You should act quickly

[2good2Btru]

Shell Federal Credit Union 2.74%

[topwater blowup]

I just looked at Shell they are much higher than that on their website.

[TxAg]

[ATTACH]940491[/ATTACH]

[DirtyDave]

Just pay it off as fast as you can. Best way to save interest

[pervis]

I used city credit union a while back. 1.99 was avail on 36 months to 48 months. I rerfied my wife caddy and the polaris on 1.99. I refied my new truck on 72 at 3%. Try texans credit union. I didnt know about them at the time, but they had 2.68 on 72 at the time

[pervis]

Texans 3.44 on 72 I just checked

[captainsling]

FCCU credit union in Houston is offering as low as 2.64%. That is with autopay and the accidental insurance crap. You can cancel that after 90 days and it goes toward principal every month. That is how we have done our auto through them.