Calling all detectives

[Dirtymike]

I had insurance that will basically cover the rest of the loan on the mower but that's probably gonna be as far as it goes.

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So you did not get KTAC from the dealer?

[laredoarcher]

Ttt

[Anthonysince94]

So you did not get KTAC from the dealer?

I'm guessing not. Without looking back over the paperwork. What is ktac?

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[Anthonysince94]

I'm guessing not. Without looking back over the paperwork. What is ktac?

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I do have the ktac. But it doesnt say anything about replacement.

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[Dirtymike]

I do have the ktac. But it doesnt say anything about replacement.

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If you have KTAC you are golden. Go pick up your new mower and pay the 250 deductible. Yea 250 part sucks but.... Better than an insurance claim.

[Dirtymike]

http://www.ktacinsuranceagency.com/


Protection ON & OFF Your Property, Transportation Included!
Covered Perils Include, But Not Limited to:
Theft
Fire
Glass Breakage
Falling Objects
Collision
Hail
Tornado
Hurricane
Flood
Vandalism
Roll-Over (upset)
Earthquake
Water Damage
Infestation
Exclusions Include, But Not Limited to:
Loss or Damage by Fraudulent Activities
Government Action or Seizure by Government Authority
Mechanical Breakdown
Wear and Tear
Nuclear Accidents
War
Terrorism

[rowdybass]

Yup, the Kubota ktac insurance is pretty dang good. I’ve got it on my track loader and RTV, they claim it will cover most things.

[Dirtymike]

Yup, the Kubota ktac insurance is pretty dang good. I’ve got it on my track loader and RTV, they claim it will cover most things.

even operator error Lots of people on FB small tractor group new to tractors have rolled them and get them replaced, or sink them in the pond.

Theft and insurance can be a huge pain due to fraud. My understanding KTAC they dont do long painful investigation. Also does not go on comp claim history.

A lot of people complain it cost more than xyz insurance company. But then complain when xyz does not cover this, and that, and depreciated it to x value leaving you this much to pay off and no machine. For a few more bucks they could of had KTAC

[Anthonysince94]

So I talked to my kubota dealer and he said basically three different things can happen.

1) I get a new one and stay on the same loan. This is typically with a still pretty new model.

2) they pay off the loan and give me a bonus toward a new one.

3) they pay off the loan.

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[Anthonysince94]

And talking to the KTAC people this morning, with a theft I have to wait 15 days before I can move forward with anything.

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[Thumper]

Hate thieves, they belong in jail.

Hope they catch them!

[nacohunter]

Drive the area and look for surveillance cameras at businesses and residences on the route the thieves would have had to take. Also, the doorbell cameras are getting pretty impressive in regards to how far out they reach these days so don’t disregard them. Don’t wait too long or the videos will lapse and be gone!

[gatt40]

Sorry, hope for recovery