If you buy a Nikon 'Grey/Imported' market body or lens it isn't covered under the USA warranty. So, if it malfunctions it isn't covered under warranty and you'll have to pay to have it fixed. Not sure about Canon but I know that's how Nikon works. They are usually a few bucks cheaper but it may cost you in the long run. Make sure before you buy if it's a US model or Imported.
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