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Old 07-13-2018, 10:13 PM   #1
jleverett329
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Default Stolen Truck!

Hello everyone. I need some advice. My 2015 Ford F250 was stolen a little over a month ago and the insurance company paid me off after two weeks. Well last week my truck was found with very minimal damage but about 3500 miles put on it . I have not purchased a new truck yet in the insurance company is wanting to know if I want to buy it back but they are only willing to sell it to me for exactly what the payoff amount was That they paid and then fix the damage. What are you guys think about this? I've tried to offer them less money considering that I have no idea how the truck was treated when I didn't have it but they are unwilling to budge. Any advice would be appreciated.
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Old 07-13-2018, 10:16 PM   #2
perryr
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Personally, I’d walk away. As you said, you have no idea how the truck was treated. I’d be very concerned about issues down the road.
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Old 07-13-2018, 10:18 PM   #3
rvd
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Quote:
Originally Posted by perryr View Post
Personally, Id walk away. As you said, you have no idea how the truck was treated. Id be very concerned about issues down the road.
Agree, I'd move on.
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Old 07-13-2018, 10:18 PM   #4
Pedernal
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I would proceed with caution if taking the truck back at any price and would walk away for the pay off amount. Not much help, just my opinion.
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Old 07-13-2018, 10:22 PM   #5
ReydonPete
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Being that it’s unknown how it got treated during the 3500 mile test drive I would say stay away from it
If it was abused badly during that 3500 no telling what could turn out later to be wrong, damaged or worn on it after that drive.
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Old 07-13-2018, 10:27 PM   #6
awry
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I would walk ....
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Old 07-13-2018, 10:31 PM   #7
Humper
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I’d counter them with a full mechanical check by a dealer mechanic (compression check, oil analysis, transmission check, etc....) and request an extended warranty to offset any unknown issues from possible abuse. If they won’t budge, go find another truck.
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Old 07-13-2018, 10:53 PM   #8
coach2
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Walk away...i know you might have had some equity in it but you are better off in the long run.
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Old 07-14-2018, 12:31 AM   #9
jvswan
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Just remind yourself that you dont know what they did IN your truck as well as what they did TO your truck. Besides, if you arent getting a really good deal from the insurance company, why not go find something different. Change is good!
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Old 07-14-2018, 03:55 AM   #10
Louis
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Walk away fast as u can and move on
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Old 07-14-2018, 04:07 AM   #11
12RingKing
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Quote:
Originally Posted by perryr View Post
Personally, Id walk away. As you said, you have no idea how the truck was treated. Id be very concerned about issues down the road.
Bingo.... its like buying a rental truck now.

Id offer them a ridiculously low figure and walk
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Old 07-14-2018, 06:15 AM   #12
cuttingedge
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Did they pay you a fair amount and can you replace it for what they paid? To me, it wouldn't be any different than buying a used truck, if that's what you would be replacing it with? You never know how a used truck may have been treated either.

The ins company will likely take less. Remember: They are in business to make money. They are going to try to maximize their take every time and on every transaction, no matter how white their teeth are or how big their smile is.
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Old 07-14-2018, 06:24 AM   #13
Stan R
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What is the retail value of the truck?

How does that compare to the amount you received as a settlement?
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Old 07-14-2018, 08:03 AM   #14
hopedale
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If you take it back and a month later you're having to replace the transmission or some other major item, are you going to be kicking yourself?

Right now you have the Ins check and can go get something else. Be it new or something with some type of warranty.

Go get something new to you and don't look back.
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Old 07-14-2018, 08:45 AM   #15
BTLowry
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Walk away

If they paid it off then it was either worth payoff or less I am guessing

No way I would resume payments and have to worry about what might go wrong with it mechanically
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Old 07-14-2018, 09:20 AM   #16
Niko
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Walk Away!
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Old 07-14-2018, 09:24 AM   #17
stickbowcoop
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I wouldn't want it. I have had a couple friends buy back stolen cars and trucks. They had nothing but trouble because of how hard they were beat on by the thieves. To me it's not worth the risk.
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Old 07-14-2018, 10:34 AM   #18
Quackerbox
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All I can think of is 3500 miles of 59 or I 10 and pounds of meth,powder and weed eaters
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Old 07-14-2018, 10:47 AM   #19
MisterB
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If someone you don’t know offered you the same deal on a truck he had gotten stolen from him under the same circumstances, would you buy it for that price?
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Old 07-14-2018, 10:48 AM   #20
witmer_c
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As other have suggested, Id walk.


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Old 07-14-2018, 10:49 AM   #21
SJ Drifter
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Walk on.
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Old 07-14-2018, 11:15 AM   #22
PYBUCK
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Tell them you will pass but let them know when they can't get rid of it you might consider buying it back at a reduced price.
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Old 07-14-2018, 11:24 AM   #23
Grittydog
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Drive it like you stole it, 3500 miles worth.
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Old 07-14-2018, 11:27 AM   #24
xman59
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Quote:
Originally Posted by jleverett329 View Post
Hello everyone. I need some advice. My 2015 Ford F250 was stolen a little over a month ago and the insurance company paid me off after two weeks. Well last week my truck was found with very minimal damage but about 3500 miles put on it . I have not purchased a new truck yet in the insurance company is wanting to know if I want to buy it back but they are only willing to sell it to me for exactly what the payoff amount was That they paid and then fix the damage. What are you guys think about this? I've tried to offer them less money considering that I have no idea how the truck was treated when I didn't have it but they are unwilling to budge. Any advice would be appreciated.

3500 miles= at least a couple of dope smuggling runs to mexico....I would tell them I was not interested
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Old 07-14-2018, 03:44 PM   #25
Boss Buck
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I’m walking.
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Old 07-14-2018, 03:55 PM   #26
buckwild17
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Walk away !! We had an Ag truck stole in San Antonio one year . Truck was found three weeks later in Poteet , it never was the same !! Still belongs to the school district but has had mechanical issues from the day it was found !
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Old 07-14-2018, 03:57 PM   #27
AntlerCollector
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Walk away
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Old 07-14-2018, 04:02 PM   #28
Royal21973
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Run
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Old 07-14-2018, 04:05 PM   #29
El Forajido
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Just knowin it was a Ford would be enough to make me walk, but also stolen? Yea, time for something else
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Old 07-14-2018, 04:25 PM   #30
Jabsabmab
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Warranty probably is null and void. Jackh$#*! probably dogged it.walk away move on. Suprising the paid u after 2 weeks mine waited 1 month found it 30 and 22 hrs later. Cops called said we found your truck. No you found allstate's truck...
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Old 07-14-2018, 04:33 PM   #31
twosixteens
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Where are all the I would never buy a new truck guys. This is the reason I buy new trucks.
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Old 07-14-2018, 05:18 PM   #32
CSanders
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Is it a diesel? If so I wouldn’t want to chance it.
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Old 07-14-2018, 05:30 PM   #33
smokeless
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Walk. I’ve been in your shoes and took the money. You have no way of knowing how the truck was treated.
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Old 07-14-2018, 06:05 PM   #34
HoustonR6ryda
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walk
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Old 07-16-2018, 07:01 PM   #35
jleverett329
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Thanks for all the advice. I decided to go ahead and walk away. I found a 7.3 L with fairly low miles (110k) that I'm gonna buy with cash. I've got a company truck anyway, so it will just be a spare and weekend driver really.
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Old 07-16-2018, 07:13 PM   #36
DarrellS
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I'd offer about 10% of what they paid you. That's what a salvage company is going to pay.

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Old 07-16-2018, 07:29 PM   #37
BlackoutRam2500
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I'd ask the insurance company if I bought that truck back would they still ding my record for a claim. If they said yes, I'd hang up that phone and cash that check. What's the point of taking it back other than to protect your claim record?
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Old 07-17-2018, 07:47 AM   #38
ranchdog
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And here is how to keep your new one from being stolen,

http://discussions.texasbowhunter.co...d.php?t=554940

Ranchdog
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Old 07-17-2018, 07:50 AM   #39
denimdeerslayer
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At least they found it. I dont think we will ever see my sons truck again.
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Old 07-17-2018, 07:53 AM   #40
adam_p
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Also need to figure in that your carfax might say stolen and recovered on it.

I'd find a new truck.
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Old 07-17-2018, 07:55 AM   #41
DUKFVR
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Run Forrest Run!
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Old 07-17-2018, 08:18 AM   #42
ClaribelTrabert
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i agree with the guys above, just move on
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Old 07-17-2018, 08:27 AM   #43
Worksalot
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Let the black headed buzzards attack and eat it.


Sorry you have had to deal with your pickup being stolen. Thieves stole a pickup from an elderly lady I know. They did a tremendous amount of damage to it. Ended up requiring a lot of time and expense to repair. There’s no telling what all kinds of crimes they used hers for.
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Old 07-17-2018, 08:34 AM   #44
sierracharlie338
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Yeah you did the right thing. No way to know what happened to that truck until it was too late.
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Old 07-17-2018, 09:10 AM   #45
clayree
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That would be like 3,500 miles on a rental.......................................Walk.
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Old 07-17-2018, 09:19 AM   #46
meltingfeather
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walk
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Old 07-17-2018, 01:28 PM   #47
bakin7005
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Prolly an arse-load worth of drugs stashed somewhere in the truck now.
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Old 07-17-2018, 01:38 PM   #48
lanceodom
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Quote:
Originally Posted by cuttingedge View Post
Did they pay you a fair amount and can you replace it for what they paid? To me, it wouldn't be any different than buying a used truck, if that's what you would be replacing it with? You never know how a used truck may have been treated either.

The ins company will likely take less. Remember: They are in business to make money. They are going to try to maximize their take every time and on every transaction, no matter how white their teeth are or how big their smile is.
This
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Old 07-17-2018, 01:44 PM   #49
Matt_C
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Quote:
Originally Posted by cuttingedge View Post
Did they pay you a fair amount and can you replace it for what they paid? To me, it wouldn't be any different than buying a used truck, if that's what you would be replacing it with? You never know how a used truck may have been treated either.

The ins company will likely take less. Remember: They are in business to make money. They are going to try to maximize their take every time and on every transaction, no matter how white their teeth are or how big their smile is.
Only difference I see is if you buy it from them it will have a salvage title if I remember correctly.
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