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Old 01-12-2018, 06:26 PM   #1
175gr7.62
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Default New Truck or fix up old one

I have a very nice 02 7.3. Not a dent on it but the paint could use some work....7/10. 291,000 miles but she runs just fine but does have the normal drip or two of oil. Interior is as nice as you could ask for with a 16yr old truck. I have a 60hp chip in it with factory turbo and exhaust, injectors are factory and tranny was rebuilt at 230,000.

Do I spend $12k and have the engine gone through (adding 100hp) and the paint redone or put $15-$20k down on a new one and have a $800-$825 a month payment for the next 4 years. I really like the comfort of the new trucks but Iím deathly afraid of the repair costs on all the emissions crap.




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Old 01-12-2018, 06:32 PM   #2
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Roll it until the hubs fall off! Imagine all of the recreational entertainment you can have with that $1000 a month you'd be shelling out.. :/
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Old 01-12-2018, 06:36 PM   #3
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You could get into a better condition 7.3 roughly same year with way less miles for $15k-$20k!

You could probably sell yours for $10k.

Difference of only spending $5k-$10k
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Old 01-12-2018, 06:37 PM   #4
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I would keep the old one and spend 12K to 15K and fix it up nice.
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Old 01-12-2018, 06:39 PM   #5
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Or what antlers86 said.
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Old 01-12-2018, 07:30 PM   #6
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If you put down 20k on a new truck, your payment will be much less than 1k/month. Unless you buy one that's 75k. Then, well that's up to you.

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Old 01-12-2018, 07:37 PM   #7
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My thinking is Iím going to have to eventually buy a new truck. Do I do it now or later ? They may be $100k in 5 years


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Old 01-12-2018, 07:43 PM   #8
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At that mileage you need to have the suspension bushings checked too if rebuilding it.
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Old 01-12-2018, 07:47 PM   #9
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fix up your truck or look on craigs list and you can find some pretty nice 7'3 250
Unless I win lotto won't never buy a new truck again. You can find a lot of nice used trucks for a lot less money and a lot of them have already been deleted
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Old 01-12-2018, 08:09 PM   #10
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Originally Posted by Puggy625 View Post
If you put down 20k on a new truck, your payment will be much less than 1k/month. Unless you buy one that's 75k. Then, well that's up to you.

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Would be about $825. My CU will do 1.3%


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Old 01-12-2018, 08:15 PM   #11
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My thinking is Iím going to have to eventually buy a new truck. Do I do it now or later ? They may be $100k in 5 years


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I think you want a new truck, your trying to justify it. I did the same thing last spring and have not regretted my new ride.
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Old 01-12-2018, 08:17 PM   #12
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If you can afford it, go ahead and get you a new one man. You deserve it after 16 years. If you put 20k down you'll be in good shape. They ain't gonna get any cheaper.
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Old 01-12-2018, 08:22 PM   #13
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I donít think I could bring myself to put that much money into a truck with nearly 300k. If you like the truck and itís running fine, keep driving it as-is. Who needs fancy paint?

Thereís also something to be said for selling a truck with that high of mileage while itís running well; before something major goes wrong and youíre stuck with the repair bill or selling a non-running truck.
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Old 01-12-2018, 08:25 PM   #14
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Im not saying one way or the other but just curious. If your current truck is running just fine then why go spend $12k to go through it? Why not just keep driving it as is and save money to pay cash on a newer one?
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Old 01-12-2018, 08:35 PM   #15
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fix up your truck or look on craigs list and you can find some pretty nice 7'3 250
Unless I win lotto won't never buy a new truck again. You can find a lot of nice used trucks for a lot less money and a lot of them have already been deleted
Roger that! I bought a used 6.7 Cummins and still didn't like that price. I searched car gurus forever, and one day the one I bought popped up in my Facebook feeds, amongst the others daily. I only got it because my 5.9, six speed is on 35" bfg all terrains. Pulling the family to rodeos with a 3 horse living quarter trailer, it just wasn't practical. Went to a dual wheel auto, but "plain jane" with a work bed... lol. Kept the 5.9 though. It's the boat dragging, deer lease, round bale gettin', do everything else wagon.

If you hit the cargurus site and subscribe to your search, you'll get tons of feeds as trucks hit lots. Be patient. Just when you think u missed a good deal, another one will surface that's usually even better.

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Old 01-12-2018, 08:48 PM   #16
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Nothing like a new truck
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Old 01-12-2018, 08:48 PM   #17
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I don't know if I would upgrading to something similar or putt any more then necessary into the current truck. If you like it, keep it! You know how your truck has been maintained and treated which is better then 90% of others for sale in most cases from what you described. I've regretted selling a few but usually get rid of something that I'm tired of throwing money at for the next person to deal with.
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Old 01-12-2018, 09:17 PM   #18
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Originally Posted by Radar View Post
I think you want a new truck, your trying to justify it. I did the same thing last spring and have not regretted my new ride.


Wonít deny it, I do want a new truck but Iím thinking buying one is a stupid decision....but I want a newer/nicer truck.



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Old 01-12-2018, 09:38 PM   #19
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Here's your help justifying a new ride.

Do you ACTUALLY save that moey you're not spending on a NEW truck? Or does it just go toward little BS stuff i.e. eating out and other NOT ESSENTIAL small purchases?

If that's the case BUY the new truck and have something to show for that extra money that you are just blowing and have nothing to show! Just my thought process...

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Old 01-12-2018, 09:43 PM   #20
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Originally Posted by 175gr7.62 View Post
Won’t deny it, I do want a new truck but I’m thinking buying one is a stupid decision....but I want a newer/nicer truck.



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The dumbazz feeling lasts about a month, then it dont matter no more. I have no regrets. You aint gonna find a used one that meets your criteria.

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Old 01-12-2018, 09:52 PM   #21
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I couldn’t dump that much into that old of a truck so I’d be upgrading. Go drive a 2017 and you’ll not have anymore questions!!
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Old 01-12-2018, 09:58 PM   #22
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Wonít deny it, I do want a new truck but Iím thinking buying one is a stupid decision....but I want a newer/nicer truck.



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Buy a newer used truck. Trucks depreciate. Even if you sink 12k into that 02, you will never get that back.
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Old 01-12-2018, 10:17 PM   #23
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Do people really pay $800+ per month for a vehicle? No wonder Dave Ramsey is rich.
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Old 01-12-2018, 10:26 PM   #24
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I wouldn’t put that much money into an older truck. Vehicles aren’t investments. They are a necessary evil. We have to have a vehicle, and one preferably that runs and is reliable. But they are a ripoff investment wise. If you can put $20k down on one, I would look for a 1-2 year old used model and buy it
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Old 01-12-2018, 10:31 PM   #25
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If you can get another 300,000 out of it for 12k that would be 4 cents per mile. If you paid 60k for a new truck and got 300,000 miles out of it that would be 20 cents a mile. Both trucks likely would be fully depreciated. I think there is middle ground between brand new and what you have. Hopefully you find something that fits your needs that you can live with. Don't forget to factor insurance and fuel savings into equation.
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Old 01-12-2018, 10:33 PM   #26
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Do people really pay $800+ per month for a vehicle? No wonder Dave Ramsey is rich.
I know a few over 1,200 plus, not counting the insurance. All dual wheels and don't even own at least a utility trailer. Hmm.
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Old 01-12-2018, 10:35 PM   #27
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I kinda look at it like I put 12K in my old vehicle, drive it 5 more years, saved 50k + I would have spent on the new one.
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Old 01-12-2018, 10:57 PM   #28
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Would be about $825. My CU will do 1.3%


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Get a new one. Iíd rather drive a gasser than a 7.3. They are sooooo loud and soooo slow that they become not fun to drive further than 60 miles at a time. With the cold weather that hit tonight it was nice to start my truck from the house and step into a truck with a heated seat and steering wheel

My dad has a 1999 7.3 and I have been after him for 10 years to get a new truck. He finally did this year and now heís keeping his 7.3 as a farm truck cause itís not worth getting rid of at this point. I find it much easier to trade them in when they are worth 20 to 30k.

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Old 01-12-2018, 11:22 PM   #29
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https://www.texasdirectauto.com/for-...7W2BT5EEB17423
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Old 01-12-2018, 11:25 PM   #30
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Originally Posted by 175gr7.62 View Post
I have a very nice 02 7.3. Not a dent on it but the paint could use some work....7/10. 291,000 miles but she runs just fine but does have the normal drip or two of oil. Interior is as nice as you could ask for with a 16yr old truck. I have a 60hp chip in it with factory turbo and exhaust, injectors are factory and tranny was rebuilt at 230,000.

Do I spend $12k and have the engine gone through (adding 100hp) and the paint redone or put $15-$20k down on a new one and have a $800-$825 a month payment for the next 4 years. I really like the comfort of the new trucks but Iím deathly afraid of the repair costs on all the emissions crap.




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I am a big fan of the 6.9/7.3 diesel. I'd rather drive one of those with 500,000 miles on them than a new one. Just my personal opinion. If it was me in your shoes I'd keep driving it until it cratered and then drop in a new power plant.

Worst thing I ever did was trade in a 1997 F350, 7.3, four door, 4x4 up on 38's with 70k on the ticker for a newer 4runner because my first wife hated having to haul her big fat lazy butt up into the cab. That was back in 2007, guy I bought it from was the original owner and used it a few times a month to haul his boat. **** salesman must haven't let the dust settle on that truck before it got sold.

God bless and happy hunting.
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Old 01-13-2018, 01:00 AM   #31
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Wonít deny it, I do want a new truck but Iím thinking buying one is a stupid decision....but I want a newer/nicer truck.



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My recommendation since your current one is running driving and serving you just fine. Is to keep it for now. Since it's paid off, figure out what your payment would be on the new one (I think you said $800 a month) and put that aside until the fall when the 2018's go on sale to make room for the 2019's and they are offering the most incentives (0% $0 down and all that).

Either trade in your truck or sell it outright and that $800 a month you've been saving will be a solid down payment and you'll already be trained and used to paying that $800 a month (even if your actual payment is less you can knock down the principle faster paying more).
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Old 01-13-2018, 01:27 AM   #32
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I am a big fan of the 6.9/7.3 diesel. I'd rather drive one of those with 500,000 miles on them than a new one. Just my personal opinion. If it was me in your shoes I'd keep driving it until it cratered and then drop in a new power plant.



Worst thing I ever did was trade in a 1997 F350, 7.3, four door, 4x4 up on 38's with 70k on the ticker for a newer 4runner because my first wife hated having to haul her big fat lazy butt up into the cab. That was back in 2007, guy I bought it from was the original owner and used it a few times a month to haul his boat. **** salesman must haven't let the dust settle on that truck before it got sold.



God bless and happy hunting.

Richard


1997 on 38ís? Iíd rather pay for an uber.


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Old 01-13-2018, 01:57 AM   #33
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Why don't you put up the $800 a month a new one would cost, keep driving yours, and if yours craps out in a year or 2 you'll have 10-20k set aside for a new one already.

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Old 01-13-2018, 02:09 AM   #34
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It rarely makes financial sense to buy a brand new truck. Unless your using it for business you cant justify the cost by metrics alone. So it comes down to 2 things. Do you want a new truck? Can you afford a new truck?
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Old 01-13-2018, 02:22 AM   #35
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My 2000 7.3 has 385K on it. I figure it will last me til I croak since I only drive it when it is dragging or hauling something. I know it's slower than a new one, and she has a few quirks. I didn't buy it for racing, I bought it to use as a darn truck. Otherwise the Explorer works just fine for riding around.
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Old 01-13-2018, 05:55 AM   #36
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If you're sitting there with with $20K, buy a used truck that you can pay cash for and keep both of them.

Or sell your current truck, add that $ to your $20K, and get an even better used truck.

That's what I'd do in that situation anyway.
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Old 01-13-2018, 06:03 AM   #37
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It rarely makes financial sense to buy a brand new truck. Unless your using it for business you cant justify the cost by metrics alone. So it comes down to 2 things. Do you want a new truck? Can you afford a new truck?
This
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Old 01-13-2018, 06:17 AM   #38
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I would keep driving your current truck as others have suggested with an idea that you'll have to buy a new/newer one at some point in the next few years. One good thing about that 7.3 is it probably won't lose any value from now until you decide to sell it. Those trucks, along with the older Cummins trucks, are actually appreciating in value in some cases. They are getting harder and harder to find.

One thing I'm not quiet sure of is your estimate of $15k to fix your old truck up. I would think you could do it for half of that, and that would be with a good paint job. That engine shouldn't need all that much at this point unless there is something else going on. Find a reasonably priced diesel mechanic to work on it and have them go through it and replace seals and whatever it needs. I doubt it needs much. I would not put $15k into it for certain unless you were absolutely certain that you are willing to drive it another 5 plus years. If that isn't the case, I'd drive it a couple more years as it stands and just save toward a new/newer truck.

PS - I'm not the new truck buying type, just FYI, so my opinion is biased.
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Old 01-13-2018, 06:24 AM   #39
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I would continue to drive your present truck with the needed repairs to keep it reliable and trouble free. Now if this is your primary vehicle for Family trips I would look into getting something new in the near future.
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Old 01-13-2018, 06:29 AM   #40
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Mine is a 99 with a 7.3 and just like your it has 270,000 miles on it. Runs like a top and not a dent in it anywhere with nice camo interior. Thanks ZZTEX! As long as I hear my buddies say "I love your truck, sell it to me". I'm driving it. That $800 to $1,000 a month, I'm hunting with it!
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Old 01-13-2018, 06:48 AM   #41
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Why does the drivetrain need to be gone through and rebuilt? Are you having trouble with anything or is it just having 291,000 on the odometer and thinking it needs to be gone through? I used to run hotshot trucks and 291k is really is not all that much if maintenance has been kept up. I pulled 40' GN pretty much all the time and hitting 500-600k before having issues was not unrealistic. I had one old 6.9 ID that went 800k before it blew...loved that old smoking beast. At the mileage your at, if the truck is clean and still runs good. I would have EVERYTHING rubber replaced. There are some little rubber hoses on the motor that get hard over time. There is one off the water pump if a recall right that is a bear to get to. Replace the O-rings in the fuel filter housing as they get hard and will fail. Check all rubber bushings in the suspension. some most likely will be or starting to deterate at the mileage you are at, check all the fronted stuff. Its not expensive to replace or have replaced. Check the rear leaf spring bushings and add the carrier bearing to the list. You could upgrade to polyurethane bushings too. Fuel injectors should be on the list if you have not replaced them yet. Usually 200-250k was injector time or that's what I ways figured on both the 7.3 and 5.9 trucks I had. Have the rear diff fluid changed and tranny if not already on your maintenance schedule.
I bought a new f250 gasser in 13' and have been slowly replacing/ updating my old 04' Dodge 3500 5.9 crew cab. It was the last hotshot truck I had and I kept it when I took a time card job. Its got over 400k and the drivetrain is strong, I have replaced all described above and now working on custom interior and other cool toys. There are endless toys out there to upgrade a truck with...amazing. I plan on it being my daily driver after I finish running the f250 in the ground and its ready for a towbar to mexico.
Good luck on your decision, Both choices are a dead end expense and the validation for either is a choice only you can make
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Old 01-13-2018, 08:38 AM   #42
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Quote:
Originally Posted by EarleyBird View Post
If you're sitting there with with $20K, buy a used truck that you can pay cash for and keep both of them.



Or sell your current truck, add that $ to your $20K, and get an even better used truck.



That's what I'd do in that situation anyway.


This is exactly what Iíd do. With $20k in cash plus sale or trade of your truck you could probably get into a 2013-2014 model for $10k-12k out of your pocket.

New truck prices are stupid. I just ainít paying that much for something that constantly loses value.


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Old 01-13-2018, 09:53 AM   #43
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Guess us Tacoma guys live in a totally different world. This is all greek to me.
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Old 01-13-2018, 10:31 AM   #44
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Find something with less miles for $15-20k that has less issues. Then you roll away with a good truck that is also paid for. 20k will buy a dang nice truck
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Old 01-13-2018, 10:34 AM   #45
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Here's a good article on a rebuild with mostly everything new and it's sub 5k for the rebuild. Add a decent set of injectors and a regulated fuel return set up and your looking at 7k tops for a brand new engine basically.

http://www.trucktrend.com/how-to/eng...block-rebuild/
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Old 01-13-2018, 10:45 AM   #46
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Drop a little coin and get another 300k out of it.

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