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Old 05-16-2018, 10:06 PM   #101
BigCohiba
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Originally Posted by texaspacker View Post
if you been married over 30 years and ya'll are both over 60 just play dumb. If that don't work? Tell her that this subject real turns you on & start bugging her every day & night for a bj & some good lovin'. She will start ignoring you right quick & in a hurry! Works for me! If that don't work!? Buy a motorcylce and take a one way ride to cuba. #2 is a winner, winner chicken diner!
lol
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Old 05-16-2018, 10:08 PM   #102
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We are about to build a house. Iím 40. Whatís a couple hundred grand? Lol.


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Old 05-16-2018, 10:10 PM   #103
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Is there not any alternative areas you can build to get those things without doubling your mortgage?


Iím 7 miles from the office and she is 4 miles from hers. I could buy a really nice place with 20 acres 35 to 40 miles from the office but would never want to have that 1 to 1.5 hr daily commute.


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Old 05-16-2018, 10:17 PM   #104
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Default How do you tell your wife no?

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Originally Posted by Skinny View Post
We are about to build a house. Iím 40. Whatís a couple hundred grand? Lol.


Skinny


https://www.zillow.com/homedetails/5...03862508_zpid/


https://www.zillow.com/homedetails/1...8-8fe9cb5ee181


https://www.zillow.com/homedetails/1...21250174_zpid/



These are some of the houses she likes.



This is me when I get those text.



https://media.giphy.com/media/1BXa2alBjrCXC/giphy.gif

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Last edited by Black Ice; 05-16-2018 at 10:20 PM.
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Old 05-16-2018, 10:27 PM   #105
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dang, them things probably cost a couple of hundred a month!!!
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Old 05-16-2018, 10:49 PM   #106
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Come down to Fal...get the tractor & dig a hole. I'll put you out of your misery.

I like ya too much to see you deal with this!!
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Old 05-16-2018, 11:37 PM   #107
Atfulldraw
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This is so simple, yet so hard for so many of you......


On an unrelated topic, does anyone know where I can find some cardboard boxes cheap?
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Old 05-16-2018, 11:41 PM   #108
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lol.

small world.

I built several dozen MD plans - french country we called them back then.

Built in Santa Maria, all up and down Jefferson, Prairieville -- then the bottom fell out of the market and we bolted outta there.

that was **** near twenty years ago now.
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Old 05-16-2018, 11:46 PM   #109
Black Ice
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lol.



small world.



I built several dozen MD plans - french country we called them back then.



Built in Santa Maria, all up and down Jefferson, Prairieville -- then the bottom fell out of the market and we bolted outta there.



that was **** near twenty years ago now.


The problem is the market here didnít change in 2008.


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Old 05-17-2018, 12:21 AM   #110
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The problem is the market here didnít change in 2008.


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that is correct -- it was 7-8 years prior to that when we oversupplied the market.

Our fault, but it ended really badly for several builders around that time before it finally turned around.
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Old 05-17-2018, 12:44 AM   #111
Burnadell
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Default How do you tell your wife no?

Son, it is quite simple really.

1.) You either grow a pair and explain the rules to her, or

2.) You ask her politely and embarrassingly to retrieve yours from her purse and return them to the rightful owner while promising future obedience.
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Old 05-17-2018, 05:21 AM   #112
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Why do 2 people need a 5 bedroom house?


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Old 05-17-2018, 05:53 AM   #113
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My advice is find a compromise. Sit down and really talk to your wife and really listen to what she is saying. Why? Well, you said you didn't have a plan and you didn't know too much about money... this means you might not really know what you can or can't afford. I have this problem too.

When my wife told me that she wanted a new house (she raised hell from day one about my decision to buy us a house on a 8,000 sf lot 8 years ago) I initially thought it didn't make sense. Yes, I was tired of arguing with her but I also didn't fully understand our financial picture. My wife keeps up with all the bills, taxes, accounts, investments, etc. Once we sat down and really talked about it I found out WHY she felt the way she did. Turns out we were overpaying on taxes in our current house and it wasn't appreciating at all! For roughly the same amount of money we are building a bigger house on 2.5 acres and I couldn't be happier now! And my wife is thrifty. She saves like crazy and we've never lived above our means. You have to talk to her. Find out how much equity you've got in your current house and if once you sell it that will fund the move into the new one. If it's a wash to move and your payment only goes up a $100 or so a month you will probably feel silly about all the stress you put yourself under.
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Old 05-17-2018, 06:59 AM   #114
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Sounds like you've already conceded.
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Old 05-17-2018, 07:12 AM   #115
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Originally Posted by adrianastepheny View Post
Why is it important to say know to wife?
The only true wisdom is in knowing you know nothing.

--Socrates
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Old 05-17-2018, 07:27 AM   #116
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On a serious note, figure out how much house you can pay off in 5 years if income stays the same. Go over an interest calculator with her. If you finance $400K over a 30 year term at 4.5% interest you are paying $330K in interest! I am aware of all of the arguments of present value vs. future value of the dollar, mortgage interest deduction etc.; however, interest should make you want to puke. Tell here there will be sacrifices as well. No new cars, trucks, bags or shoes until paid off. :-)
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Old 05-17-2018, 07:37 AM   #117
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On a serious note, figure out how much house you can pay off in 5 years if income stays the same. Go over an interest calculator with her. If you finance $400K over a 30 year term at 4.5% interest you are paying $330K in interest! I am aware of all of the arguments of present value vs. future value of the dollar, mortgage interest deduction etc.; however, interest should make you want to puke. Tell here there will be sacrifices as well. No new cars, trucks, bags or shoes until paid off. :-)
Bringing logic and facts to a discussion with most women is akin to bringing a knife to a gunfight. Good luck.
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Old 05-17-2018, 07:48 AM   #118
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It is emasculating to admit, but my wife makes more than me, quite a bit more. We still discuss all financial decisions together. She is pretty level headed when it comes to money. But the few times I have adamantly disagreed with a purchase, I just say no and explain why I feel so strongly against it. Honesty and open communication is key. At least for us it is.
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Old 05-17-2018, 07:54 AM   #119
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It is emasculating to admit, but my wife makes more than me, quite a bit more. We still discuss all financial decisions together. She is pretty level headed when it comes to money. But the few times I have adamantly disagreed with a purchase, I just say no and explain why I feel so strongly against it. Honesty and open communication is key. At least for us it is.
That's not emasculating. That's awesome!
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Old 05-17-2018, 07:56 AM   #120
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Originally Posted by RR 314 View Post
On a serious note, figure out how much house you can pay off in 5 years if income stays the same. Go over an interest calculator with her. If you finance $400K over a 30 year term at 4.5% interest you are paying $330K in interest! I am aware of all of the arguments of present value vs. future value of the dollar, mortgage interest deduction etc.; however, interest should make you want to puke. Tell here there will be sacrifices as well. No new cars, trucks, bags or shoes until paid off. :-)
Not a bad idea since he just got a new truck, made it in just before the cut!
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Old 05-17-2018, 08:07 AM   #121
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My Dad ran into this problem back in the early 90's with my mom. She wanted a new house, my Dad wanted to pay off the one they had and retire early. He put his foot down, she left. He retired early 58, never remarried, just fished all the time. My mom's new husband is still working past 70, but they have a really nice house/pool/outdoor kitchen, koi pond with waterfall etc.....
I like you dad and have never met him!!
Iím 42, house was paid off 2 years ago, and Iím about 15,000 away from being completely debt free.
My wife and I both agreed on getting out of debt a top priority!
After that if we want something we save and pay cash for it. She works and makes her own money but I pay the everyday bills. We also both agree that I pay for the things I want and she pays for the things she wants but we both consult each other before any large purchase. We have both talked each other out of a few things we didnít see the benefit of.
It works for us.
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Old 05-17-2018, 08:11 AM   #122
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White cabinets and grey walls abound to make spending half a million feel cooler. That Will Ferrell GIF s a riot.

Maybe suggest painting the walls and cabinets of your current house to look similar to what she is looking at on Zillow.

Good luck on the purchase.
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Old 05-17-2018, 08:19 AM   #123
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Meh, happy wife, happy life!
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Old 05-18-2018, 10:53 AM   #124
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Iím weird I just say no
Call me weird too. Doesn't matter what she makes or what I make, I run the show. We, meaning both my wife and I, believe there is no partnership in a marriage. She has her input, I have mine. In the end I make the decisions. My wife is as old school bible thumper as they come. She expects me to fulfill man duties and she fulfills woman duties. She doesn't want the responsibility of decisions. Her mother and grandmothers were the same way. I wouldn't have married her if it was otherwise.

Just a small example. I called her mother to pick me up at the auto repair shop. She drove up and got out of the car as I was opening the passenger side to get in. She had an odd look and said "You're driving". I got in the driver seat and asked what was up with that. Her answer was she didn't want to be seen in town driving with a man in the car. Old School my man!
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Old 05-18-2018, 12:05 PM   #125
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I have no problem saying no but Iíve been known to be selfish. She rarely questions my expenses for hunting or fishing and lets me travel anywhere at anytime for those activities.


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Fishing and hunting expenses are way different than a new home. My wife wants a new house. Iím totally against it. Our house is almost paid off. I can retire in 12 years. I sure as hell donít want a new house payment. Even if we put $100k down on a house, we would probably still need to finance a$100k for the house she wants. I want all my stuff paid off before I retire, including the house. But, we are doing some remodeling, so she gets to decide what changes are made (to an extent!)
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Old 05-18-2018, 12:24 PM   #126
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just say no, that's what i've told my wife for the last 10yrs when she asks for a pool.
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Old 05-18-2018, 12:33 PM   #127
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She wants a bigger closet, yard and bathroom. I wouldnít mind having a little bit more yard.


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Good reasons but are they worth doubling your current cost ? Bring up all the additional cost of a new house, more options you both want, window coverings, landscaping etc.
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Old 05-18-2018, 02:59 PM   #128
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Stop being a tightwad and buy that woman a new house.... Her having to put up with you is reason enough....
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Old 05-18-2018, 03:01 PM   #129
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NO
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Old 05-18-2018, 03:38 PM   #130
Black Ice
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Why do 2 people need a 5 bedroom house?


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We donít.


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Old 05-18-2018, 03:52 PM   #131
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Absolutely hilarious.
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Old 05-18-2018, 04:25 PM   #132
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Good luck whatever you decide to do. It is nice to not have a mortgage, but at the same you only live once. You have to just have an honest conversation about it with her. I send real estate stuff to my wife all the time. Usually she shoots them down flatly. This spring one caught her eye and we actually ended up making an offer......that was rejected. Anyway, when it was all said and done we were both glad it didn't go through. Sometimes you just have to go through the process. Part of the attraction of moving is thinking a new place will solve all your problems that you have with you old place. The thing is you fill the new house up with the same crap that is in your old house, and end up in the same situation.

I do like this house.

18537 Manchac Acres Rd
Prairieville, LA 70769
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Old 05-22-2018, 02:03 PM   #133
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Quote:
Originally Posted by BBRU View Post
Stop being a tightwad and buy that woman a new house.... Her having to put up with you is reason enough....


Yep it would be horrible if a tragic hammock accident was to befall him.


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Old 05-22-2018, 04:32 PM   #134
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My wife has been hinting about wanting a new house for the last couple of years and we have talked about it but Iíve kept pushing it off. We have looked at a few lots but the lots are expensive and building a house on those lots is crazy expensive. Now she is sending me Zillow links to houses on a weekly basis and I donít think this is something I can continue to avoid.






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Brother when you figure that out please let me know.
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Old 05-22-2018, 06:03 PM   #135
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Tell her you can’t buy her a new house cause that’s more space she’ll have to clean lmfao oh brother...
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Old 05-24-2018, 12:03 AM   #136
Black Ice
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Tell her you canít buy her a new house cause thatís more space sheíll have to clean lmfao oh brother...


That just means my maid service goes from $360 a month to $460 a month.


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