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Old 01-27-2017, 12:42 PM   #1
Raider4044
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Default Will it be totaled?

Well I got t-boned yesterday and am waiting on the adjuster. The truck is a 2013 F150 STX Supercab with about 80,000 miles. There is definitely problem with the suspension and axle up front. What are your thoughts?


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Old 01-27-2017, 12:45 PM   #2
twosixteens
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Air bags go off? If not just from the pictures probably not.
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Old 01-27-2017, 12:46 PM   #3
Mayhem
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I'm saying no.


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Old 01-27-2017, 12:46 PM   #4
texan16
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Probably depends on how much damage there is to the frame. My BIL owns a body shop and I have seen some stuff come in there that looked totally trashed to me and it doesnt total. Three weeks later they roll it out and it looks brand spanking new. Looks like you took a pretty good hit, hope you are alright

Anyrate, hard to tell what the adjuster will do/say just from the pic.
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Old 01-27-2017, 12:47 PM   #5
Tom
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totaled
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Old 01-27-2017, 12:47 PM   #6
Mesquite Archer
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If the repairs are 70% or more of the value then they will total it. And the adjuster get's to determine the value of the vehicle and estimate the cost to repair. Looking at the damage to the cab I would guess yes. Even though it can be fixed.
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Old 01-27-2017, 12:54 PM   #7
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I say no
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Old 01-27-2017, 12:56 PM   #8
White Falcon
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I got t boned a little worse than that and they didn't total. Said had to be over 70% damage.
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Old 01-27-2017, 12:59 PM   #9
bbqfan5909
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Glad you walked away, I'd say totaled as its a 4 year old truck with 80,000 miles.
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Old 01-27-2017, 01:01 PM   #10
quackaholic1
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I would guess not. Glad you were not hurt..
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Old 01-27-2017, 01:04 PM   #11
Neck
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I got hit almost identical a few years back. 2012 Ford F-250 crew cab and they totaled it.
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Old 01-27-2017, 01:09 PM   #12
DapperDan
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I'd hope they total it if the frame was bent


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Old 01-27-2017, 01:21 PM   #13
tradtiger
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Doubt that damage comes to 70 percent of the value of the truck. Even if they do declare it totaled, you can just buy it back for the few hundred that will be assigned as "salvage value" and get it fixed. Insurance will deduct the salvage value amount from the total assessed value for the truck and cut you a check. Make sure to act quickly in letting them know if you want to re-purchase it if they "total" it.

If this sounds specific, it's because I just went through it with my older model F150 which was deemed "totaled". They almost had the thing sold at auction before even contacting me as listed owner (son was hit in another city by another driver who had failed to yield). Anyway, I located hood, fender and some other parts and got a local body shop to install -- parts and labor were well under value paid.

I'm a little like Dirks Bentley and "hold on" to that ole 93 model.

Of course, you could always just buy a new truck.
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Old 01-27-2017, 02:01 PM   #14
CrookedArrow
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Nope
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Old 01-27-2017, 02:03 PM   #15
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i'm gonna go with no!
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Old 01-27-2017, 02:04 PM   #16
psebowhunter
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Probably not
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Old 01-27-2017, 02:22 PM   #17
91cavgt
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Is the bed of the truck touching the cab on the right side? If it is that could mean the frame is bent.
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Old 01-27-2017, 03:33 PM   #18
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yes
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Old 01-27-2017, 03:44 PM   #19
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Quote:
Originally Posted by Mesquite Archer View Post
If the repairs are 70% or more of the value then they will total it. And the adjuster get's to determine the value of the vehicle and estimate the cost to repair. Looking at the damage to the cab I would guess yes. Even though it can be fixed.
What he said. You can check the retail value on that truck in fair condition and see what 70% of that would be. If repairs equal or exceed that, its gonna be totaled.

I had a truck several years ago that got hit head on while I was making a turn at a light. I had a pipe front bumper so the truck still drove well, but the amount of body damage was enough to total it, had I filed and repaired it. The difference in replacing one fender made the difference in fixing or totaling. I was in college so I couldn't be without a truck, so I just pulled the front body panels back in alignment as best I could with my FIL's backhoe, built a new bumper, and pieced the grille assembly back together with wire. But, looks like you are a little beyond that kinda fix.

Hate that it happened and hope you get it all worked out with minimal headache.
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Old 01-27-2017, 05:05 PM   #20
Raider4044
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Well just talked to the adjuster. Over $15000 in damage. Will be totaled


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Old 01-27-2017, 05:13 PM   #21
Jakesfish
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Quote:
Originally Posted by Raider4044 View Post
Well just talked to the adjuster. Over $15000 in damage. Will be totaled


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be sure you extend any info of work done like new tires, add ons, and such, it will add value to the back end..
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Old 01-27-2017, 05:41 PM   #22
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If its one of the newer fords with the aluminum body... yes
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Old 01-27-2017, 05:45 PM   #23
gonehuntin68
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Quote:
Well just talked to the adjuster. Over $15000 in damage. Will be totaled
IMO that's good news because they are never the same after they go through a accident like that and are repaired.
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Old 01-27-2017, 05:55 PM   #24
IowaHunter
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Quote:
Originally Posted by gonehuntin68 View Post
IMO that's good news because they are never the same after they go through a accident like that and are repaired.
I'll agree with this. My kids cars that were hit strong never were the same.
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Old 01-27-2017, 05:58 PM   #25
12RingKing
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Quote:
Originally Posted by Raider4044 View Post
Well just talked to the adjuster. Over $15000 in damage. Will be totaled


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Glad you didn't have to get it repaired...
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Old 01-27-2017, 05:58 PM   #26
Neck
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Quote:
Originally Posted by Raider4044 View Post
Well just talked to the adjuster. Over $15000 in damage. Will be totaled


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Figured. Looks just like mine did. Sorry that happened to you.

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Old 01-27-2017, 06:00 PM   #27
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Who cares as long as nobody was hurt
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