So the wife was having severe abdominal pain this morning so I took her to her doctor. The doctor ordered a CT Scan and sent us across town to get it. When we get here the lady tells us that we haven’t met our insurance deductible and out of pocket yet so we need to pay $2689.00 for the scan. I told them that I had one done with no insurance and it wasn’t that much. She says “It’s cheaper without insurance”. So I tell her I’ll pay the “without insurance price”. Total out the door is $400. This whole insurance game is ridiculous and really ticks me off. If you have anything done and have insurance make sure you ask them for the cash price too. They were going to let us pay $500 today and pay the balance out monthly if we filed on insurance. Didn’t file and got out for $400 total. Grrrrr
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Health Insurance rip off
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And there is the problem with our healthcare system. why is a facility willing to accept $400.00 and presumably be profitable for this service but must be paid much much more to file it on insurance. I understand there is a cost to file a claim and have to wait for your money but that is ridiculous.
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Originally posted by Huntsman27 View PostAnd there is the problem with our healthcare system. why is a facility willing to accept $400.00 and presumably be profitable for this service but must be paid much much more to file it on insurance. I understand there is a cost to file a claim and have to wait for your money but that is ridiculous.
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Originally posted by BowSlayer View PostSo the wife was having severe abdominal pain this morning so I took her to her doctor. The doctor ordered a CT Scan and sent us across town to get it. When we get here the lady tells us that we haven’t met our insurance deductible and out of pocket yet so we need to pay $2689.00 for the scan. I told them that I had one done with no insurance and it wasn’t that much. She says “It’s cheaper without insurance”. So I tell her I’ll pay the “without insurance price”. Total out the door is $400. This whole insurance game is ridiculous and really ticks me off. If you have anything done and have insurance make sure you ask them for the cash price too. They were going to let us pay $500 today and pay the balance out monthly if we filed on insurance. Didn’t file and got out for $400 total. Grrrrr
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