Man y’all are makin me jealous. I’ve got my eye on an F350 in White Gold I just can’t pull the trigger. Having no payment that last four years has been nice!!!
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New f250 lariat. What are y'all paying?
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Originally posted by Sticks&Strings View PostI have taken my last 2 vehicles which I bought used past 200k miles. This last one had 90k and was 3 years old. Zero wrong with it, but with harvey, it was worth more than I owed plus my down payment. So, I figured what the heck. Same terms, same payment, lower rate, almost same amount financed. New truck, new warranty, don't need to buy new tires in 5 months, and only back up in total debt owed, but my net worth is the same or really close. So in this case it made sense. I'll likely keep this one 200k miles unless we have another 1000 year flood soon
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Originally posted by sweetinlow660 View PostLike I said you can justify it a million different ways. I don't judge your for buying the new truck, and in your case I guess it kinda makes sense. I just cant make myself do it anymore. I spent the first 18 years of my driving life with a car payment and I'm just over it.
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Originally posted by sweetinlow660 View PostI would say that most everyone that buys a brand new truck is buying because they WANT a new truck. You can justify it a million different ways if you want to convince yourself to buy a new truck. But there is absolutely no way you can convince me that a vehicle is anything more than an expense that you will never recoop the money spent on it. I was told a long time ago by a gentleman with a lot more money than most that you should never finance a vehicle unless That vehicle is 100 percent responsible for at least 2x its monthly expense in profit for you.
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Originally posted by Sticks&Strings View PostOh, I hear you and agree. I didn't have a payment for a lo ng time and loved it. My goal is to only finance a vehicle for 3 years, and drive it for 6, then start over. Fortunately and unfortunately, I'm self employed and the company pays for the truck pre-tax. The bad news is, I drive a bunch of miles and my vehicle appearance is an issue if I show up in a 10 yr old car at an appointment to build a $1million+ home for someone. I hate that, but most of that clientele does judge my success a little by it. Miles isn't the issue usually, it's the age. I'm good now for 6-8 years since I don't see ford changing the body style any time soon.
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Originally posted by Sticks&Strings View PostOh, I hear you and agree. I didn't have a payment for a lo ng time and loved it. My goal is to only finance a vehicle for 3 years, and drive it for 6, then start over. Fortunately and unfortunately, I'm self employed and the company pays for the truck pre-tax. The bad news is, I drive a bunch of miles and my vehicle appearance is an issue if I show up in a 10 yr old car at an appointment to build a $1million+ home for someone. I hate that, but most of that clientele does judge my success a little by it. Miles isn't the issue usually, it's the age. I'm good now for 6-8 years since I don't see ford changing the body style any time soon.
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Originally posted by RyHolub View PostLike an old car salesman and a family friend told me and my uncle, if you can afford that that payment and it doesn't put you in a bind. Why not drive a new truck with a warranty. I understand what you're saying, we owned a glass company and my uncle owns his construction company and it looks good to show up in a newer clean truck. So if one can afford to pay cash its a no brainer.
My dad is a depression baby. He taught me if you have to finance anything other than a house then you can't afford it. I understand the arguments to finance at times, but agree with the sentiment. It seems dealers are doing about the same on 17s and 18s, eh?
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