Handyman electrical work legality

[Geezy Rider]

that language isn't in any standard homeowner policy, nor any Lloyd policy that I've ever read.

what carrier wrote your policy?

I haven't read my policy but I thought it was standard in the industry because one of the guys I work with built his wife a restaurant and did all the electrical work himself. When it burned down because of an electrical issue due to improper installation, according to the fire department, his insurance would not cover the damage.

I assumed too much.

[flywise]

I haven't read my policy but I thought it was standard in the industry because one of the guys I work with built his wife a restaurant and did all the electrical work himself. When it burned down because of an electrical issue due to improper installation, according to the fire department, his insurance would not cover the damage.

I assumed too much.

Pretty much like this
If your paying a premium your getting coverage unless you intentionally do damage.

[4R Daddy]

I haven't read my policy but I thought it was standard in the industry because one of the guys I work with built his wife a restaurant and did all the electrical work himself. When it burned down because of an electrical issue due to improper installation, according to the fire department, his insurance would not cover the damage.



I assumed too much.

Keep in mind that commercial code and residential code are much different. I’m sure the policies are as well.


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[sharpstick35]

just be glad they still let you work on your own house. in some states you cant do anything without a license and a permit.

[kornsqueezer]

There are stiff penalties with TDLR for doing electrical work without an electrical license. If you get caught you willl get a cease/desist order and can get a very hefty fine.