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What credit card do you use?

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    #31
    Cabela’s isn’t cheap. I can always find stuff cheaper...and often better equipment. I’d rather have the cash and spend it how I see fit. If Cabela’s turns out to have what I need at the right price, no biggie since money is fungible.

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      #32
      Capital One Venture card. 2x miles for every dollar spent.

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        #33
        None

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          #34
          Chase Freedom Unlimited. 1.5% cash back on everything, no annual fee, 0% APR for the first 15 months. I’m the same as you, I pay cash for everything, but I needed to build up my credit. I use the card for big purchases like gun/truck parts and then jewelry for my wife so she’s not mad about those purchases. Pay it off every month and rack up the cash back.

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            #35
            Originally posted by TxAg View Post
            Cabela’s isn’t cheap. I can always find stuff cheaper...and often better equipment. I’d rather have the cash and spend it how I see fit. If Cabela’s turns out to have what I need at the right price, no biggie since money is fungible.


            I find that buying big purchases from Cabela’s online is pretty comparable to other places. I also wait for a 10% off purchase to big big ticket items. This week I was looking at a NF ATACR for $3000 with 10% off and free shipping. The tax was also 5% vs the 10% I would pay locally. Add onto that 5% back on the Cabela’s card and it beats would I could buy it for on the big optics websites.


            Sent from my iPhone using Tapatalk

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              #36
              I’ve got a Discover Card (don’t remeber which one) that I’ve had since I turned 18. After I got out of high school i decided I wanted a new truck but nobody would finance me because of no credit, and I was determined to not have a co-signer. Got one of theirs and used it sparingly and within a year my credit score was 725+ and I was able to get myself a new ride and I never got rid of it. I typically use it for a couple tanks of diesel a month and then pay it off. 5 years later and I’m on my way to an 800 score!!

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                #37
                The Citi 2% card is hard to beat. No annual fee and 2% cash back on everything purchased.

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                  #38
                  Originally posted by NBK75 View Post
                  None
                  Why

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                    #39
                    Originally posted by EliteDriver View Post
                    Cabela's....pay it off every month and earn Cabela's $$$
                    ^ This

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                      #40
                      Originally posted by bphillips View Post
                      Why
                      Because we pay cash for everything no need to pay a interest rate. Live within your means is what we live by.

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                        #41
                        What credit card do you use?

                        Originally posted by NBK75 View Post
                        Because we pay cash for everything no need to pay a interest rate. Live within your means is what we live by.


                        Congrats on giving away at least 1% on everything you pay cash for.


                        You a Dave Ramsey guy?


                        Sent from my iPhone using Tapatalk

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                          #42
                          Cabelas, it gets me a new toy every Christmas.

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                            #43
                            I have an rei mastercard. I get 1% on everything and 5% back on rei purchases. They had a promo where they were giving away a $150 gift card if you used your card so much the first month so I opened an account.

                            I have a discover card for my wife that gets 5% back on gas and 1% on everything else.

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                              #44
                              Originally posted by NBK75 View Post
                              Because we pay cash for everything no need to pay a interest rate. Live within your means is what we live by.
                              There is no interest if paid in full every month. You can easily earn 2% cash back on every purchase that doesn't offer you a cash discount. You get purchase protection with a credit card.

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                                #45
                                m
                                Originally posted by NBK75 View Post
                                Because we pay cash for everything no need to pay a interest rate. Live within your means is what we live by.
                                Great way to live but doesn't mean you can't take advantage of the benefits of using a credit card.

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