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Forum: Around the Campfire 04-21-2018, 05:41 PM
Replies: 68
Views: 3,248
Posted By Atfulldraw
I wonder what their other prostaff types think of...

I wonder what their other prostaff types think of this...

Like Shockey
Forum: Around the Campfire 04-20-2018, 12:05 PM
Replies: 63
Views: 1,922
Posted By Atfulldraw
Adjusters don’t make most of the calls or...

Adjusters don’t make most of the calls or decisions you think they do.

The market is telling you via your premium increases that the current system is broken.

That’s largely due to increasing...
Forum: Around the Campfire 04-20-2018, 05:06 AM
Replies: 223
Views: 5,362
Posted By Atfulldraw
I'm in as well :) Not really up on the...

I'm in as well :)

Not really up on the reason for these particular strikes, so I shouldn't be commenting -- but I'm assuming it's based on pay, dissatisfaction with the way the schools are run,...
Forum: Around the Campfire 04-20-2018, 04:35 AM
Replies: 223
Views: 5,362
Posted By Atfulldraw
because our school systems keep producing fast...

because our school systems keep producing fast food worker quality students?
Forum: Around the Campfire 04-20-2018, 02:30 AM
Replies: 193
Views: 8,568
Posted By Atfulldraw
2018 saltwater fishing thread

We only caught two fish all day yesterday.....

One mangrove snapper and this guy....

https://uploads.tapatalk-cdn.com/20180420/00399532cd645a8a07e224ab4e9a3e63.jpg
Forum: Around the Campfire 04-20-2018, 02:27 AM
Replies: 63
Views: 1,922
Posted By Atfulldraw
I see youíre a teacher....Iím assuming it isnít...

I see youíre a teacher....Iím assuming it isnít math..... :D

Even if you are completely correct and the majority of roofers are just good ole boys.....a claim goes from a cash price of 9k to an...
Forum: Around the Campfire 04-19-2018, 08:04 AM
Replies: 63
Views: 1,922
Posted By Atfulldraw
Lon Smith trying to slide up in here with some...

Lon Smith trying to slide up in here with some advice.....:D

meanwhile ..... class action suit time


https://www.claimsjournal.com/news/southcentral/2017/08/08/279884.htm
Forum: Around the Campfire 04-19-2018, 01:01 AM
Replies: 59
Views: 1,883
Posted By Atfulldraw
Congratulations you two lovebirds.... ;)b

Congratulations you two lovebirds.... ;)b
Forum: Around the Campfire 04-18-2018, 09:31 PM
Replies: 63
Views: 1,922
Posted By Atfulldraw
You got it - different price for cash. ...

You got it - different price for cash.

Thatís no problem right?

I mean, they are ďinsurance specialistsĒ and all, and you gotta pay for that :rolleyes:
Forum: Around the Campfire 04-18-2018, 08:44 PM
Replies: 63
Views: 1,922
Posted By Atfulldraw
Just go searching around in the internet ó-...

Just go searching around in the internet ó- youíll find out that a majority of these roofing businesses are not businesses at all, but rather just a big scheme.

They have big conventions where...
Forum: Around the Campfire 04-18-2018, 06:39 PM
Replies: 63
Views: 1,922
Posted By Atfulldraw
Laziness. Imagine a business where the...

Laziness.

Imagine a business where the customer tells you what they want so you can sell more of your product and service, and you are too stupid to listen and do it to make more money.


Most...
Forum: Around the Campfire 04-17-2018, 07:49 PM
Replies: 104
Views: 5,488
Posted By Atfulldraw
In the black! ;)b Not bad .... I'm high five...

In the black! ;)b

Not bad .... I'm high five figures down for the day. :eek:
Forum: Around the Campfire 04-17-2018, 07:35 PM
Replies: 104
Views: 5,488
Posted By Atfulldraw
I thought you were about to tell us how much you...

I thought you were about to tell us how much you made today.... :cool:
Forum: Around the Campfire 04-17-2018, 08:55 AM
Replies: 19
Views: 826
Posted By Atfulldraw
The ones I’ve met out here on the road are some...

The ones I’ve met out here on the road are some of the happiest people you’ll meet, even before they get their financial house fully in order.

Most of them ‘get it’ and are willing to sacrifice...
Forum: Around the Campfire 04-17-2018, 08:51 AM
Replies: 10
Views: 789
Posted By Atfulldraw
They will wreck a chainsaw.... :D use a...

They will wreck a chainsaw.... :D

use a cheap circular saw and knock out the blocks with a hammer to get them done
Forum: Around the Campfire 04-17-2018, 08:47 AM
Replies: 33
Views: 816
Posted By Atfulldraw
I can’t respond the way I want to.

I can’t respond the way I want to.
Forum: Around the Campfire 04-17-2018, 08:46 AM
Replies: 105
Views: 2,306
Posted By Atfulldraw
Thought we were having an official boycott..... ...

Thought we were having an official boycott.....

I canít keep up anymore.
Forum: Around the Campfire 04-15-2018, 01:50 PM
Replies: 63
Views: 3,340
Posted By Atfulldraw
Same here but I finally went to his house and got...

Same here but I finally went to his house and got my completed turkey.

He was a complete psychopath, but I knew where he lived :D
Forum: Around the Campfire 04-15-2018, 09:58 AM
Replies: 31
Views: 1,419
Posted By Atfulldraw
At $300, that will probably be money wasted on...

At $300, that will probably be money wasted on shipping when you open up the box.
Forum: Around the Campfire 04-13-2018, 09:50 AM
Replies: 28
Views: 1,175
Posted By Atfulldraw
Find a good realtor....one that actually sells...

Find a good realtor....one that actually sells houses in your area.

Where are you going?

Good luck!
Forum: Around the Campfire 04-12-2018, 10:58 AM
Replies: 25
Views: 692
Posted By Atfulldraw
The only problem with this thinking is that if...

The only problem with this thinking is that if you die suddenly, it may take your family a while just to get back to some sense of normalcy....


People donít just bury their spouse and head right...
Forum: Around the Campfire 04-12-2018, 10:52 AM
Replies: 94
Views: 3,213
Posted By Atfulldraw
Some people just aren’t morning people..... ...

Some people just aren’t morning people.....

I’m lucky that my first obligation every day is usually around 9 or 10.

That being said, sleep difficulties are often linked to depression.
Forum: Around the Campfire 04-12-2018, 03:49 AM
Replies: 13
Views: 1,146
Posted By Atfulldraw
perfect timing....I need a new watch and a ranch....

perfect timing....I need a new watch and a ranch. ;)

it's 4 am, so I guess I better get back to work..... :eek:
Forum: Around the Campfire 04-10-2018, 08:19 PM
Replies: 6
Views: 694
Posted By Atfulldraw
this is a very reasonable guideline. Also of...

this is a very reasonable guideline.

Also of note is that the majority of the 10,000 millionaires that he has surveyed here recently....I think the average length of time they took to pay off...
Forum: Around the Campfire 04-10-2018, 12:44 AM
Replies: 176
Views: 6,595
Posted By Atfulldraw
These guys are right on the ball, and are invited...

These guys are right on the ball, and are invited on any of my boats at any time due to their level-headed thinking. ;)
Forum: Around the Campfire 04-09-2018, 08:30 PM
Replies: 30
Views: 1,213
Posted By Atfulldraw
Not sure at all, I didnít end up buying that...

Not sure at all, I didnít end up buying that truck.

This happened on a long test drive
Forum: Around the Campfire 04-09-2018, 01:28 PM
Replies: 30
Views: 1,213
Posted By Atfulldraw
I drove one that had the whistle when I was...

I drove one that had the whistle when I was buying my last one.

The salesman told me they would get it fixed and I told him the guy that would be buying it appreciated that, but it wouldn’t be me...
Forum: Around the Campfire 04-09-2018, 10:12 AM
Replies: 14
Views: 1,363
Posted By Atfulldraw
tagging for later....we have a house in Llano on...

tagging for later....we have a house in Llano on the water that we can rent out on a nightly basis.

It's not really set up for camping since we keep the whole 1.5 acres mowed all the way down to...
Forum: Around the Campfire 04-08-2018, 11:49 PM
Replies: 26
Views: 834
Posted By Atfulldraw
The roofer was probably accounting for a 15%...

The roofer was probably accounting for a 15% waste factor.

They usually count what they are buying as far as materials, not the actual size of the roof.

That would make the numbers just about...
Forum: Around the Campfire 04-08-2018, 11:46 PM
Replies: 27
Views: 1,403
Posted By Atfulldraw
I have one 401k that if I remove any portion of...

I have one 401k that if I remove any portion of it, in addition to the penalties and taxes, I'll wouldn't be able to work there for 365 days. Their rule applies equally to hardship withdrawals and...
Forum: Around the Campfire 04-08-2018, 07:23 PM
Replies: 141
Views: 3,710
Posted By Atfulldraw
ohh look.....Mr. Whiney pants is back. :D ...

ohh look.....Mr. Whiney pants is back. :D

guess we truly know now we can't trust anything you say. ;)

Don't you have a deer aging thread you need to start on a couple of forums so you can get...
Forum: Around the Campfire 04-08-2018, 01:36 PM
Replies: 20
Views: 1,607
Posted By Atfulldraw
there are some good ones out there.... The...

there are some good ones out there....

The problem is that most just started this, they don't know how much damage they can do, and they have a financial interest in doing what is best for them.
...
Forum: Around the Campfire 04-08-2018, 01:09 PM
Replies: 20
Views: 1,607
Posted By Atfulldraw
just because you have damages doesn't mean you...

just because you have damages doesn't mean you have to file a claim.

And it surely doesn't mean you have to file it immediately. Your policy or state statute is your guide to filing the claim in...
Forum: Around the Campfire 04-08-2018, 01:05 PM
Replies: 74
Views: 2,935
Posted By Atfulldraw
solid. ;)b I always feel pretty special when...

solid. ;)b

I always feel pretty special when I get in my paid-for F350 King Ranch loaded to the gills, replacement bumper, seat cooler chillin', sunroof open, radio blasting....

then I drive...
Forum: Around the Campfire 04-08-2018, 11:00 AM
Replies: 20
Views: 1,607
Posted By Atfulldraw
best advice of the day. ;)b most roofers DO...

best advice of the day. ;)b

most roofers DO NOT have your best interests at heart.

"Just file a claim and let's see if they will pay" and then you get a premium increase or cancellation...
Forum: Around the Campfire 04-08-2018, 10:54 AM
Replies: 141
Views: 3,710
Posted By Atfulldraw
among other things this is exactly why my dad's...

among other things this is exactly why my dad's former company got sued over their pension.

oh don't worry, they do this for a living -- they are the experts.

they wouldn't screw...
Forum: Around the Campfire 04-08-2018, 09:08 AM
Replies: 57
Views: 1,622
Posted By Atfulldraw
You should definitely get some references before...

You should definitely get some references before you go with any roofer, even if they are on Tbh.

No license is required in Texas so you can literally get any Chuck in a truck

Be sure to verify...
Forum: Around the Campfire 04-08-2018, 09:00 AM
Replies: 141
Views: 3,710
Posted By Atfulldraw
The olí taxes two step..... ;) Just...

The olí taxes two step..... ;)

Just converted ours yesterday.
Forum: Around the Campfire 04-08-2018, 02:33 AM
Replies: 141
Views: 3,710
Posted By Atfulldraw
That may not be the company. That’s about...

That may not be the company.

That’s about what mine effectively gets capped at.....if you’re an HCE, you’re limited on the 401k, and then you’re also limited on Roth contributions.

Let’s...
Forum: Around the Campfire 04-07-2018, 11:03 PM
Replies: 141
Views: 3,710
Posted By Atfulldraw
would you like a shovel?

would you like a shovel?
Forum: Around the Campfire 04-07-2018, 11:02 PM
Replies: 141
Views: 3,710
Posted By Atfulldraw
I'm sure the fine folks at Edward Jones don't...

I'm sure the fine folks at Edward Jones don't know about this crazy solo 401k thing either....

oh, wait a second. What's that?
...
Forum: Around the Campfire 04-07-2018, 10:57 PM
Replies: 141
Views: 3,710
Posted By Atfulldraw
I know this is hard for you..... Just say...

I know this is hard for you.....

Just say you were wrong and we can both move forward :D

You frequently assume that you know what you are talking about when you don't.

Wasn't that you...
Forum: Around the Campfire 04-07-2018, 10:53 PM
Replies: 20
Views: 1,607
Posted By Atfulldraw
I only see one damaged slope. Looks repairable....

I only see one damaged slope. Looks repairable. :eek:

:cool:

Hope y'all have a fantastic season.....

it's a nice early start for some, and a big headache for lots of folks.
Forum: Around the Campfire 04-07-2018, 10:48 PM
Replies: 141
Views: 3,710
Posted By Atfulldraw
also, since you are giving saturday night online...

also, since you are giving saturday night online investment advice,
here's what these folks say about it as well....

but they probably don't know what they are talking about either..... :cool:
...
Forum: Around the Campfire 04-07-2018, 10:44 PM
Replies: 141
Views: 3,710
Posted By Atfulldraw
gotta do this to help you find it? Push the...

gotta do this to help you find it?

Push the button -- "I've fallen and I can't get up!" :D

I'm self-employed and I have two 401k plans.

Would you like to retract your earlier statement that...
Forum: Around the Campfire 04-07-2018, 10:29 PM
Replies: 141
Views: 3,710
Posted By Atfulldraw
I see in your eagerness to avoid addressing your...

I see in your eagerness to avoid addressing your earlier blunder, you are trying to make up by overcompensating.....

you wanna go back and quote the whole post now?

I'm not offering Glen...
Forum: Around the Campfire 04-07-2018, 10:24 PM
Replies: 141
Views: 3,710
Posted By Atfulldraw
Thanks for the permission slip..... Yes, I...

Thanks for the permission slip.....

Yes, I have a lot of information about failed pension plans.

I watched a huge company that my dad worked for his whole life **** the pants off of their...
Forum: Around the Campfire 04-07-2018, 09:10 PM
Replies: 141
Views: 3,710
Posted By Atfulldraw
tell me more about those reliable pension...

tell me more about those reliable pension plans..... :rolleyes:

The answer is that it doesn't matter what type of benefit option exists, the plan is the root of the problem.

and I'll challenge...
Forum: Around the Campfire 04-07-2018, 09:05 PM
Replies: 141
Views: 3,710
Posted By Atfulldraw
Here..... I googled something for you. ...

Here..... I googled something for you.

Companies that have changed their defined benefit plans since 2005.
...
Forum: Around the Campfire 04-07-2018, 09:02 PM
Replies: 141
Views: 3,710
Posted By Atfulldraw
I don't need to google anything-- I don't follow...

I don't need to google anything-- I don't follow down rabbit holes just for the sake of argument.

just look back at page 1 at all the failures and complaints about pensions.

Poor management...
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